BFC trades 3.8% below Wall Street's consensus target of $157.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes BFC achieves its forward estimates and maintains a stable P/E multiple of 15.6x. This scenario reflects the blended consensus of 3 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of July 7, 2026, Bank First Corporation (BFC) has a Wall Street consensus price target of $157.00, based on estimates from 3 covering analysts. With the stock currently trading at $151.31, this represents a potential upside of +3.8%. The company has a market capitalization of $1.70B.
Analyst price targets range from a low of $157.00 to a high of $157.00, representing a 0% spread in expectations. The median target of $157.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Hold, with 1 analysts rating the stock as a Buy or Strong Buy,2 rating it Hold, and 0 rating it Sell or Strong Sell. The mixed ratings reflect uncertainty about near-term direction.
From a valuation perspective, BFC trades at a trailing P/E of 20.9x and forward P/E of 15.6x. The forward PEG ratio of 2.10 reflects a premium valuation. Analysts expect EPS to grow +48.4% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $144.29, with bear and bull scenarios of $90.90 and $190.11 respectively. Model confidence stands at 46/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
FBIZFirst Business Financial Services, Inc. | $537M | $64.36 | $67.00 | +4.1% | Buy | 10.3x | 10 |
BWFGBankwell Financial Group, Inc. | $466M | $58.44 | — | — | Buy | 10.8x | 3 |
MNSBMainStreet Bancshares, Inc. | $175M | $24.65 | — | — | Hold | 10.9x | 1 |
CZWICitizens Community Bancorp, Inc. | $223M | $23.10 | — | — | Buy | 12.7x | 2 |
FFINFirst Financial Bankshares, Inc. | $5.0B | $34.75 | $39.25 | +12.9% | Hold | 17.1x | 15 |
FULTFulton Financial Corporation | $4.7B | $24.33 | $24.50 | +0.7% | Hold | 12.0x | 20 |
IBCPIndependent Bank Corporation | $740M | $35.90 | $38.00 | +5.8% | Hold | 10.1x | 7 |
NBTBNBT Bancorp Inc. | $2.6B | $50.16 | $56.00 | +11.6% | Hold | 12.0x | 10 |
OTTROtter Tail Corporation | $3.8B | $90.49 | $81.00 | -10.5% | Hold | 15.9x | 7 |
BANFBancFirst Corporation | $3.8B | $114.30 | $125.00 | +9.4% | Hold | 15.6x | 3 |
Quick answers to the most common questions about buying BFC stock.
The consensus price target for BFC is $157, close to the current price of $151.31 (3.8% implied move). Based on 3 analyst estimates, the stock appears fairly valued near current levels.
BFC has a consensus rating of "Hold" based on 3 Wall Street analysts. The rating breakdown is mixed, with 2 Hold ratings making up the largest segment. The consensus 12-month price target of $157 implies 3.8% upside from current levels.
With a forward P/E of 15.6151x, BFC trades at a relatively low valuation. The consensus target of $157 implies 3.8% appreciation, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $157 for BFC, while the most conservative target is $157. The consensus of $157 represents the median expectation. Our quantitative valuation model projects a bull case target of $190 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
BFC is lightly followed, with 3 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 1 have Buy ratings, 2 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month BFC stock forecast based on 3 Wall Street analysts shows a consensus price target of $157, with estimates ranging from $157 (bear case) to $157 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $144, with bear/bull scenarios of $91/$190.
Our quantitative valuation model calculates BFC's fair value at $144 (base case), with a bear case of $91 and bull case of $190. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 46/100.
BFC trades at a forward P/E ratio of 15.6x based on next-twelve-months earnings estimates compared to a trailing P/E of 20.9x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
BFC appears fairly valued according to analysts, with a "Hold" rating and minimal upside to the $157 target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
BFC analyst price targets range from $157 to $157, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $157 consensus represents the middle ground. Our model's $91-$190 range provides an independent fundamental perspective.
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