Bank First Corporation (BFC) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | -11.65M | 29.01M | 15.45M | 11.86M | 6.17M | 30.8M | 18.78M | 14.93M | 1.33M | 20.3M | 17.48M | 11.05M | 4.11M | 20.01M | 9.92M | 7.59M | 2.49M | 15.62M | 13.03M | 5.5M |
| Operating CF Growth % | -288.96% | -5.82% | -17.73% | -20.61% | 363.96% | 51.72% | 7.44% | 35.16% | -67.7% | 1.44% | 76.17% | 45.65% | 65.42% | 28.12% | -23.82% | 37.8% | -59.45% | -27.83% | 290.79% | -73.91% |
| Net Income | 19.99M | 18.39M | 17.99M | 16.88M | 18.24M | 17.54M | 16.55M | 16.06M | 15.41M | 34.9M | 14.8M | 14.13M | 10.68M | 12.84M | 10.53M | 11.65M | 10.18M | 11.16M | 11.22M | 11.55M |
| Depreciation & Amortization | 3.3M | 1.83M | 1.84M | 1.86M | 1.89M | 1.95M | 2M | 2.03M | 2.06M | 2.28M | 2.01M | 2.19M | 1.92M | 1.43M | 1.16M | 694K | 691K | 748K | 740K | 838K |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | -6.01M | -2.97M | -1.94M | -5.28M | -3.86M | -53K | -5.97M | -5.48M | -1.18M | -33.78M | -4.48M | -3.09M | -3.25M | -2.81M | -3.52M | -2.83M | -1.27M | -405K | -891K | -3.78M |
| Working Capital Changes | -29.5M | 11.21M | -2.99M | -2.09M | -10.65M | 10.82M | 5.66M | 1.78M | -15.52M | 16.34M | 4.59M | -2.76M | -5.69M | 8.11M | 1.29M | -2.38M | -7.43M | 3.75M | 1.59M | -3.46M |
| Cash from Investing | 238.85M | 35.36M | -48.56M | -34.31M | 31.54M | -145.67M | -37.45M | -26.89M | -42.93M | 82.5M | -35.27M | 16.19M | 205.57M | -38.58M | 150.35M | -103.53M | -186.05M | -95.14M | 22.45M | 19.93M |
| Purchase of Investments | -27.19M | -4.98M | -5.02M | -8.14M | -194.61M | -203.51M | -5.01M | 0 | -93.69M | -26.65M | 0 | 0 | 0 | -4.11M | -1M | -35.71M | -101.59M | -71.3M | -3.57M | -9.32M |
| Sale/Maturity of Investments | 26.54M | 12.84M | 10.85M | 6.85M | 256.76M | 104.54M | 10.38M | 12.36M | 89.29M | 96.53M | 7.4M | 5.09M | 145.67M | 2.85M | 3.93M | 2.02M | 5.88M | 5.73M | 8.12M | 23.98M |
| Net Investment Activity | -648K | 7.86M | 5.84M | -1.29M | 62.15M | -98.97M | 5.36M | 12.36M | -4.39M | 69.89M | 7.4M | 5.09M | 145.67M | -1.26M | 2.93M | -33.68M | -95.71M | -65.58M | 4.55M | 14.67M |
| Acquisitions | 169.49M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 89.96M | 0 | 154.36M | 0 | 0 | 0 | 0 | 0 |
| Other Investing | 75.24M | 30.2M | -51.42M | -29.4M | -28.45M | -43.3M | -40.97M | -38.04M | -37.76M | 14.79M | -38.11M | 15.15M | -27.36M | -35.77M | -3.57M | -68.9M | -89.33M | -23.74M | 18.97M | 5.84M |
| Cash from Financing | -71.76M | 52.65M | 38.97M | -158.08M | 1.82M | 171.77M | 124.15M | 27.53M | -122.49M | 68.89M | -17.76M | -85.61M | -159.34M | -5.53M | -60.81M | 32.56M | -5.94M | 76.43M | 13.41M | -35.53M |
| Dividends Paid | -5.61M | -4.44M | -4.42M | -39.15M | -4.49M | -4.47M | -4.04M | -3.51M | -3.54M | -3.11M | -3.12M | -3.12M | -2.62M | -2.25M | -2.26M | -1.64M | -1.67M | -1.68M | -3.82M | -1.61M |
| Share Repurchases | -3.08M | 1K | 0 | -15.66M | -6.38M | 0 | -1.7M | -7.94M | -22.28M | -941K | -1.04M | -1.34M | -6.73M | -1K | -2.07M | -7.22M | -5.02M | -1.74M | -3.27M | -2.86M |
| Stock Issued | 88K | 72K | 74K | 527K | 64K | 58K | 67K | 65K | 55K | 51K | 63K | 44K | 37K | 29K | -13K | 61K | 37K | 49K | 21K | 21K |
| Net Stock Activity | -2.99M | 73K | 74K | -15.13M | -6.32M | 58K | -1.64M | -7.88M | -22.23M | -890K | -974K | -1.3M | -6.69M | 28K | -2.08M | -7.16M | -4.98M | -1.69M | -3.25M | -2.84M |
| Debt Issuance (Net) | -1000K | -1000K | 1000K | -1000K | -508K | -1000K | 1000K | 1000K | -1000K | -1000K | 0 | -773K | 1000K | -634K | 1000K | -1000K | -250K | -1000K | -1000K | -1000K |
| Other Financing | 14.65M | 157.01M | -56.68M | -78.8M | 13.14M | 272.06M | 84.82M | -16.08M | -92.6M | 93.23M | -13.67M | -80.42M | -180M | -2.67M | -62.47M | 47.43M | 967K | 81M | 24.75M | -27.33M |
| Net Change in Cash | 155.43M | 117.02M | 5.86M | -180.54M | 39.53M | 56.9M | 105.48M | 15.58M | -164.09M | 171.69M | -35.55M | -58.37M | 50.34M | -24.09M | 99.46M | -63.37M | -189.5M | -3.09M | 48.88M | -10.1M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 243.21M | 126.18M | 120.33M | 300.87M | 261.33M | 204.43M | 98.95M | 83.37M | 247.47M | 75.78M | 111.33M | 169.69M | 119.35M | 143.44M | 43.98M | 107.36M | 296.86M | 299.95M | 251.07M | 261.17M |
| Cash at End | 398.64M | 243.21M | 126.18M | 120.33M | 300.87M | 261.33M | 204.43M | 98.95M | 83.37M | 247.47M | 75.78M | 111.33M | 169.69M | 119.35M | 143.44M | 43.98M | 107.36M | 296.86M | 299.95M | 251.07M |
| Interest Paid | 19.32M | 16.77M | 17.01M | 18.53M | 18.72M | 17.58M | 17.78M | 14.83M | 15.78M | 14.66M | 11.94M | 10.44M | 7.11M | 4.33M | 2.69M | 2.38M | 1.92M | 0 | 2.18M | 2.38M |
| Income Taxes Paid | 56K | 4.5M | 4.7M | 0 | 0 | -4M | 4M | 0 | 0 | 11.2M | 4M | 0 | 0 | 4.3M | 3.5M | 0 | 0 | 4.5M | 4M | 0 |
| Free Cash Flow | -16.89M | 26.32M | 12.47M | 8.24M | 4.01M | 27.41M | 16.94M | 13.73M | 551K | 18.13M | 12.92M | 7M | 1.41M | 18.46M | 6.54M | 6.65M | 1.48M | 9.8M | 11.95M | 4.92M |
| FCF Growth % | -521.04% | -3.98% | -26.35% | -40% | 628.13% | 51.17% | 31.08% | 96.07% | -60.92% | -1.81% | 97.46% | 5.34% | -4.86% | 88.46% | -45.26% | 35.14% | -69.73% | -47.85% | 734.71% | -74.47% |