Better Home & Finance Holding Company (BETR) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q3'17 |
|---|
| Sales/Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Revenue Growth % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cost of Goods Sold | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| COGS % of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | 39.5M | 42.6M | 33.72M | 9.91M | -20.88M | 10.28M | -16.45M | -8.5M | -18.4M | -7.09M | -79.02M | -4.48M | -24.69M | -41.83M | -58.92M | 0 | -116.46M | 0 | 0 | 35.92M |
| Gross Margin % | 74.21% | 79.97% | 76.21% | 19.31% | -60% | 21.77% | -61.51% | -29.92% | -67.88% | -62.28% | -395.01% | -13.51% | -102.46% | -474.74% | -187.1% | - | -54.83% | - | - | 37.86% |
| Gross Profit Growth % | 289.22% | 314.21% | 304.95% | 216.6% | -13.46% | 245.01% | 79.18% | -89.95% | 25.47% | 83.05% | -34.12% | - | 78.8% | - | - | - | - | - | - | 11.07% |
| Operating Expenses | 84.69M | 68.77M | 59.69M | 36.63M | 29.35M | 36.91M | 40.77M | 35.67M | 33.13M | 59.81M | 12.58M | 38.38M | 62.24M | 95.83M | 118.38M | -2.63M | 153.21M | -3.77M | -2.98M | 20.94M |
| OpEx % of Revenue | 159.1% | 129.11% | 134.93% | 71.36% | 84.34% | 78.13% | 152.42% | 125.51% | 122.24% | 525.23% | 62.9% | 115.85% | 258.31% | 1087.52% | 375.91% | - | 72.14% | - | - | 22.07% |
| Selling, General & Admin | 0 | 0 | 20.66M | 22.65M | 20.32M | 19.21M | 24.71M | 23.69M | 18.6M | 34.31M | 19.3M | 15.81M | 24.52M | 32.89M | 39.32M | 0 | 65.89M | 0 | 0 | 9.59M |
| SG&A % of Revenue | - | - | 46.69% | 44.12% | 58.39% | 40.68% | 92.39% | 83.34% | 68.63% | 301.32% | 96.47% | 47.72% | 101.77% | 373.29% | 124.87% | - | 31.02% | - | - | 10.11% |
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| R&D % of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | -45.19M | -26.18M | -25.98M | -26.72M | -50.22M | -26.62M | -57.22M | -44.17M | -51.53M | -66.9M | -91.61M | -42.85M | -86.93M | -137.67M | -177.3M | -2.63M | -269.67M | -3.77M | -2.98M | 14.98M |
| Operating Margin % | -84.89% | -49.14% | -58.72% | -52.05% | -144.34% | -56.36% | -213.93% | -155.43% | -190.12% | -587.51% | -457.92% | -129.36% | -360.77% | -1562.26% | -563.01% | - | -126.97% | - | - | 15.79% |
| Operating Income Growth % | 10.03% | 1.68% | 54.6% | 39.51% | 2.54% | 60.2% | 37.54% | -3.07% | 40.72% | 51.4% | 48.33% | -1529.1% | 67.77% | -3556.1% | -5843.97% | - | - | - | - | 87.99% |
| EBITDA | -42.19M | -23.01M | -22.58M | -23.18M | -46.25M | -18.72M | -48.96M | -36.18M | -42.46M | -56.8M | -81.11M | -32.03M | -75.45M | -125.47M | -176.28M | -2.63M | -257.52M | -3.77M | -2.98M | 19.45M |
| EBITDA Margin % | -79.26% | -43.21% | -51.04% | -45.16% | -132.92% | -39.63% | -183.05% | -127.31% | -156.64% | -498.82% | -405.47% | -96.69% | -313.14% | -1423.84% | -559.77% | - | -121.25% | - | - | 20.5% |
| EBITDA Growth % | 8.77% | -22.94% | 53.88% | 35.93% | -8.92% | 67.04% | 39.64% | -12.96% | 43.73% | 54.73% | 53.98% | -1117.64% | 70.7% | -3232.17% | -5809.7% | - | - | - | - | 90.73% |
| D&A (Non-Cash Add-back) | 3M | 3.16M | 3.4M | 3.54M | 3.98M | 7.9M | 8.26M | 7.99M | 9.07M | 10.1M | 10.49M | 10.82M | 11.48M | 12.2M | 1.02M | 0 | 12.15M | 0 | 0 | 4.47M |
| EBIT | -45.19M | -26.18M | -25.98M | -26.1M | -50.22M | -26.62M | -57.22M | -38.59M | -51.53M | -57.7M | -116.65M | -39.55M | -75.13M | -198.48M | -140.42M | -2.63M | -254.25M | -3.77M | -2.98M | 14.88M |
| Net Interest Income | 1.55M | 4.74M | 4.67M | -7.6M | 2.13M | 0 | 4.47M | 2.13M | 5.59M | -3.81M | -14.23M | -1.24M | -5.47M | -64.81M | -86.24M | 420.49K | -73.38M | 7.11K | 9.29K | 0 |
| Interest Income | 7.28M | 18.81M | 16.86M | 2.48M | 2.13M | 0 | 4.47M | 4.71M | 5.59M | 0 | 466K | 2.77M | 0 | 0 | 0 | 420.49K | 0 | 7.11K | 9.29K | 0 |
| Interest Expense | 5.73M | 14.07M | 12.19M | 10.08M | 0 | 0 | 0 | 2.58M | 0 | 3.81M | 14.7M | 4.01M | 5.47M | 64.81M | 86.24M | 0 | 73.38M | 0 | 0 | 11.33M |
| Other Income/Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pretax Income | -50.92M | -40.25M | -38.98M | -36.18M | -50.41M | -58.84M | -54.08M | -41.16M | -51.35M | -61.52M | -353.23M | -43.55M | -86.2M | -263.29M | -226.66M | 1.79M | -327.63M | 3.47M | -1.54M | 3.55M |
| Pretax Margin % | -95.66% | -75.56% | -88.11% | -70.48% | -144.89% | -124.57% | -202.21% | -144.83% | -189.44% | -540.27% | -1765.71% | -131.47% | -357.74% | -2987.83% | -719.77% | - | -154.26% | - | - | 3.74% |
| Income Tax | -1.57M | -331K | 145K | 94K | 145K | 378K | 126K | 203K | 143K | -541K | 659K | 456K | 1.42M | -350K | -52K | 0 | 1.36M | 0 | 0 | 2.87M |
| Effective Tax Rate % | 3.08% | 0.82% | -0.37% | -0.26% | -0.29% | -0.64% | -0.23% | -0.49% | -0.28% | 0.88% | -0.19% | -1.05% | -1.65% | 0.13% | 0.02% | 0% | -0.41% | 0% | 0% | 80.99% |
| Net Income | -70.31M | -39.92M | -39.13M | -36.27M | -50.56M | -59.22M | -54.21M | -41.37M | -51.49M | -60.98M | -353.89M | -44.01M | -87.62M | -262.94M | -226.61M | 1.79M | -328.99M | 3.47M | -1.54M | 674K |
| Net Margin % | -132.1% | -74.94% | -88.44% | -70.66% | -145.3% | -125.37% | -202.68% | -145.55% | -189.97% | -535.51% | -1769% | -132.85% | -363.65% | -2983.86% | -719.61% | - | -154.9% | - | - | 0.71% |
| Net Income Growth % | -39.07% | 32.6% | 27.83% | 12.32% | 1.82% | 2.88% | 84.68% | 6.01% | 41.23% | 76.81% | -56.17% | -2564.3% | 73.37% | -7673.84% | -14651.15% | - | - | - | - | -59.03% |
| Net Income (Continuing) | -49.35M | -39.92M | -39.13M | -36.27M | -50.56M | -59.22M | -54.21M | -41.37M | -51.49M | -60.98M | -353.89M | -44.01M | -87.62M | -262.94M | -226.61M | 1.79M | -328.99M | 3.47M | -1.54M | 674K |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EPS (Diluted) | -4.28 | -2.54 | -2.56 | -2.39 | -3.33 | -3.90 | -3.58 | -0.16 | -0.20 | -0.12 | -0.68 | -0.06 | -0.11 | -0.36 | -0.31 | 0.00 | -0.45 | 0.10 | -0.04 | 0.01 |
| EPS Growth % | -28.53% | 34.87% | 28.49% | -1393.75% | -1565% | -3150% | -426.47% | -182.19% | -81.82% | 66.67% | -119.35% | - | 75.56% | -460.36% | -601.36% | - | - | - | - | -62.07% |
| EPS (Basic) | -4.28 | -2.54 | -2.56 | -2.39 | -3.33 | -3.90 | -3.58 | -0.16 | -0.20 | -0.12 | -0.68 | -0.06 | -0.11 | -0.36 | -0.31 | 0.00 | -0.45 | 0.10 | -0.04 | 0.01 |
| Diluted Shares Outstanding | 16.41M | 15.7M | 15.26M | 15.19M | 15.19M | 15.17M | 15.14M | 255.86M | 255.86M | 496.58M | 496.58M | 802.38M | 802.38M | 737.59M | 737.59M | 737.59M | 737.59M | 34.75M | 34.75M | 76.75M |
| Basic Shares Outstanding | 16.41M | 15.7M | 15.26M | 15.19M | 15.19M | 15.17M | 15.14M | 255.86M | 255.86M | 496.58M | 496.58M | 802.38M | 802.38M | 737.59M | 737.59M | 737.59M | 737.59M | 34.75M | 34.75M | 76.75M |
| Dividend Payout Ratio | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |