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BETRBetter Home & Finance Holding Company
$29.63$464M
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BETR logoBetter Home & Finance Holding Company(BETR)Earnings, Financials & Key Ratios

BETR•NASDAQ
$29.63
Price updated Jul 6, 2026
SectorFinancial ServicesIndustryMortgage FinanceSub-IndustryConsumer mortgage originators and brokers
AboutBetter Home & Finance Holding Company operates as a homeownership company in the United States. The company provides government-sponsored enterprise (GSE) conforming loans, U.S. Federal Housing Administration insured loans, U.S. Department of Veterans Affairs guaranteed loans, and jumbo loans to GSEs, banks, insurance companies, asset managers, and mortgage real estate investment trusts. It also offers real estate agent services, title insurance and settlement services, and homeowners insurance services. The company formerly known as Better Mortgage Corporation and changed its name to Better Home & Finance Holding Company in August 2023. Better Home & Finance Holding Company is headquartered in New York, New York.Show more
  • EBITDA-$109M+29.6%
  • Net Income-$166M+19.6%
  • EPS (Diluted)-10.82+20.7%
  • Gross Margin77.72%+319.4%
  • EBITDA Margin-56.91%+55.9%
  • Operating Margin-64.26%+59.0%
  • Net Margin-86.67%+49.6%
  • ROE-446.09%+30.3%

BETR Price & Volume

Better Home & Finance Holding Company (BETR) stock price & volume — 10-year historical chart

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Persistent Operating Losses Threaten Capital Structure Stability

Investment Thesis • Updated 2026Q1

VerdictNegative
Growth:Mixed
Profitability:Negative
Financial:Vulnerable
Cash Flow:Burning
Primary Risk:Liquidity and solvency crisis

Key Thesis Takeaways

  • Better Home & Finance faces a precarious outlook characterized by chronic net losses and a rapidly deteriorating equity base, which fell to $8.6 million by 2026Q1.
  • The firm's reliance on debt financing, evidenced by a debt-to-equity ratio of 83.10, suggests significant solvency risks as it struggles to achieve sustainable operating leverage.
  • Investors should remain cautious given the persistent cash burn and the failure to convert revenue growth into positive free cash flow.

Verdict Logic

the company's liquidity buffer is under severe pressure with cash reserves dwindling to $73.7 million against a backdrop of consistent quarterly losses exceeding $50 million.

BETR Growth Metrics

Better Home & Finance Holding Company (BETR) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years-
5 Years-6.71%
3 Years-21.46%
TTM-

Profit CAGR

10 Years-
5 Years-
3 Years-
TTM9.61%

EPS CAGR

10 Years-
5 Years-
3 Years-
TTM-7.29%

Return on Capital

10 Years-26.71%
5 Years-42.06%
3 Years-28.71%
Last Year-15.7%

BETR Recent Earnings

Better Home & Finance Holding Company (BETR) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 2/12 qtrs (40%)●Beat Revenue 4/12 qtrs (80%)
Q2 2026Latest
May 7, 2026
Metric
Actual
Est
EPS
$3.01-73.2%
$1.74
Rev
$48M+0.6%
$48M
Q2 2026
Mar 13, 2026
Metric
Actual
Est
EPS
$2.52-25.5%
$2.01
Rev
$44M+8.8%
$41M
Q4 2025
Nov 13, 2025
Metric
Actual
Est
EPS
$1.86-6.3%
$1.75
Rev
$44M+8.7%
$41M
Q3 2025
Aug 13, 2025
Metric
Actual
Est
EPS
$1.99+12.3%
$2.27
Rev
$51M+8.5%
$47M
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestMay 7, 2026
$3.01vs $1.74-73.2%
$48Mvs $48M+0.6%
Q2 2026Mar 13, 2026
$2.52vs $2.01-25.5%
$44Mvs $41M+8.8%
Q4 2025Nov 13, 2025
$1.86vs $1.75-6.3%
$44Mvs $41M+8.7%
Q3 2025Aug 13, 2025
$1.99vs $2.27+12.3%
$51Mvs $47M+8.5%
Based on last 12 quarters of dataView full earnings history →

Latest BETR News

Recent stock market news and headlines for Better Home & Finance Holding Company (BETR)

Newsfile Corp·Jun 25, 2026
BetterLife Engages Syner-G to Oversee GMP Manufacturing of BETR-001 for IND and Phase 1

Vancouver, British Columbia--(Newsfile Corp. - June 25, 2026) - BetterLife Pharma Inc. (CSE: BETR) (OTCQB: BETRF) (FSE: NPAU) ("BetterLife" or the "Company") announces it has entered into an agreement with Syner-G BioPharma Group ("Syner-G") to oversee GMP manufacturing of BETR-001 for its planned IND and Phase 1 program. BETR-001 is 2-bromo-lysergic acid diethylamide (2-Br-LSD), a non-hallucinogenic derivative of LSD.

Peers Comparison

Key metrics vs top competitors for Better Home & Finance Holding Company (BETR)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
BETR logoBETRBetter Home & Finance Holding CompanyCurrent
$29.63$464.28M-2.7459.41%-86.67%-446.09%—
UWMC logoUWMCUWM Holdings Corporation
$2.20$342.2M18.3365.83%2.14%4.07%—
GHLD logoGHLDGuild Holdings Company
$20.01$439.06M12.8360.87%9.71%10.27%—
PFSI logoPFSIPennyMac Financial Services, Inc.
$83.75$4.37B9.01173.81%14.31%12.02%—
RKT logoRKTRocket Companies, Inc.
$15.55$43.91B-565.4527.37%2.82%1.53%—
LMND logoLMNDLemonade, Inc.
$78.70$6.05B-34.2240.15%-16.92%-26.52%—

Compare BETR vs Peers

Better Home & Finance Holding Company (BETR) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs UWMC

Most directly comparable listed peer for BETR.

Scale Benchmark

vs HOOD

Larger-name benchmark to compare BETR against a more recognizable public peer.

Peer Set

Compare Top 5

vs UWMC, GHLD, PFSI, RKT

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BETR Frequently Asked Questions

Better Home & Finance Holding Company (BETR) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
What is Better Home & Finance Holding Company's revenue?

Better Home & Finance Holding Company (BETR) reported $202.1M in revenue for fiscal year 2025.

How fast is Better Home & Finance Holding Company growing?

Better Home & Finance Holding Company (BETR) grew revenue by 59.4% over the past year. This is strong growth.

Is BETR profitable?

Better Home & Finance Holding Company (BETR) reported a net loss of $185.6M for fiscal year 2025.

Dividend & Returns
What is BETR's return on equity?

Better Home & Finance Holding Company (BETR) has a return on equity (ROE) of -446.1%. Negative ROE indicates the company is unprofitable.

What is Better Home & Finance Holding Company's free cash flow?

Better Home & Finance Holding Company (BETR) had negative free cash flow of $242.9M in fiscal year 2025, likely due to heavy capital investments.

What if you invested $1,000 in BETR back in 2015?

Total return calculator · dividends reinvested · 11+ years of data

See returns →