Banco de Chile (BCH) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 488.6B | 435.88B | 449.9B | 430.78B | 429.56B | 822.87B | 424.78B | 451.66B | 463.44B | 808.15B | 376.12B | 368.61B | 367.92B | 1.33T | 313.15B | 317.85B | 306.21B | 529.5B | 276.97B | 266.47B |
| NII Growth % | 13.74% | -47.03% | 5.91% | -4.62% | -7.31% | 1.82% | 12.94% | 22.53% | 25.96% | -39.19% | 20.11% | 15.97% | 20.15% | 150.97% | 13.06% | 19.28% | 16.71% | 49.56% | -4.11% | -17.81% |
| Net Interest Margin % | 0.9% | 0.81% | 0.81% | 0.81% | 0.8% | 1.58% | 0.82% | 0.84% | 0.82% | 1.45% | 0.68% | 0.68% | 0.67% | 2.41% | 0.57% | 0.59% | 0.61% | 1.03% | 0.56% | 0.56% |
| Interest Income | 758.23B | 670.96B | 698.8B | 681.01B | 664.98B | 1.54T | 691.25B | 741.79B | 800.77B | 1.68T | 798.1B | 796.6B | 773.14B | 2.85T | 629.9B | 540.99B | 449.52B | 873.03B | 340.49B | 323.89B |
| Interest Expense | 269.63B | 235.09B | 248.9B | 250.24B | 235.41B | 714.38B | 266.48B | 290.13B | 337.32B | 868.67B | 421.99B | 427.98B | 405.23B | 1.52T | 316.75B | 223.15B | 143.3B | 343.53B | 63.52B | 57.42B |
| Loan Loss Provision | 121.81B | -850.66B | 78.06B | 94.74B | 90.15B | 62.15B | 84.08B | 93.79B | 111.68B | -31.71B | 58.68B | 71.2B | 106.52B | 100.03B | 99.54B | 105.36B | 99.2B | -204.61B | 82.57B | 73.62B |
| Non-Interest Income | 294.96B | -640.63B | 278.82B | 325.4B | 346.7B | -49.78B | 297.43B | 315.08B | 315.9B | 46.3B | 299.94B | 375.7B | 334.91B | -507.28B | 456.81B | 523.92B | 374.19B | 175.34B | 247.15B | 225.19B |
| Non-Interest Income % | 28.01% | -2112.28% | 28.52% | 32.33% | 34.27% | -3.35% | 30.08% | 29.81% | 28.29% | 2.69% | 27.32% | 32.05% | 30.22% | -21.69% | 42.04% | 49.2% | 45.43% | 16.72% | 42.06% | 41.01% |
| Total Revenue | 1.05T | 30.33B | 977.62B | 1.01T | 1.01T | 1.49T | 988.69B | 1.06T | 1.12T | 1.72T | 1.1T | 1.17T | 1.11T | 2.34T | 1.09T | 1.06T | 823.71B | 1.05T | 587.64B | 549.08B |
| Revenue Growth % | 4.1% | -97.96% | -1.12% | -4.77% | -9.4% | -13.68% | -9.96% | -9.85% | 0.78% | -26.34% | 1.04% | 10.08% | 34.52% | 123.12% | 84.93% | 93.95% | 54.27% | 63.72% | 15.73% | -11% |
| Non-Interest Expense | 302.23B | 306.59B | 270.89B | 276.13B | 278.14B | 282.96B | 270.58B | 269.75B | 284.32B | 291.27B | 265.7B | 257.06B | 262.75B | 256.11B | 257.06B | 231.63B | 229.83B | 216.24B | 215.12B | 213.28B |
| Efficiency Ratio | 28.7% | 1010.87% | 27.71% | 27.44% | 27.49% | 19.02% | 27.37% | 25.52% | 25.46% | 16.9% | 24.2% | 21.93% | 23.71% | 10.95% | 23.65% | 21.75% | 27.9% | 20.63% | 36.61% | 38.84% |
| Operating Income | 359.62B | 339.32B | 379.78B | 385.31B | 407.97B | 427.99B | 367.55B | 403.2B | 383.33B | 594.88B | 351.67B | 416.04B | 333.55B | 465.5B | 413.36B | 504.77B | 351.37B | 693.22B | 226.42B | 204.76B |
| Operating Margin % | 34.15% | 1118.78% | 38.85% | 38.29% | 40.33% | 28.77% | 37.18% | 38.15% | 34.33% | 34.52% | 32.03% | 35.49% | 30.1% | 19.9% | 38.04% | 47.4% | 42.66% | 66.12% | 38.53% | 37.29% |
| Operating Income Growth % | -11.85% | -20.72% | 3.33% | -4.44% | 6.43% | -28.05% | 4.52% | -3.09% | 14.93% | 27.79% | -14.92% | -17.58% | -5.07% | -32.85% | 82.56% | 146.51% | 73.51% | 837.7% | 90.2% | 43.45% |
| Pretax Income | 359.52B | 339.32B | 379.78B | 385.31B | 407.97B | 427.99B | 367.55B | 403.2B | 383.33B | 594.88B | 351.67B | 416.04B | 333.55B | 465.5B | 413.36B | 504.77B | 351.37B | 693.22B | 226.42B | 204.76B |
| Pretax Margin % | 34.14% | 1118.78% | 38.85% | 38.29% | 40.33% | 28.77% | 37.18% | 38.15% | 34.33% | 34.52% | 32.03% | 35.49% | 30.1% | 19.9% | 38.04% | 47.4% | 42.66% | 66.12% | 38.53% | 37.29% |
| Income Tax | 81.05B | 73.78B | 86.86B | 80.45B | 79.03B | 88.84B | 79.48B | 79.6B | 85.68B | 78.94B | 91.68B | 83.89B | 67.6B | 82.52B | 73.79B | 73.25B | 59.65B | 146B | 46.93B | 41.04B |
| Effective Tax Rate % | 22.54% | 21.74% | 22.87% | 20.88% | 19.37% | 20.76% | 21.62% | 19.74% | 22.35% | 13.27% | 26.07% | 20.16% | 20.27% | 17.73% | 17.85% | 14.51% | 16.98% | 21.06% | 20.73% | 20.04% |
| Net Income | 278.58B | 265.54B | 292.91B | 304.87B | 328.94B | 339.15B | 288.07B | 323.6B | 297.65B | 515.93B | 259.99B | 332.15B | 265.95B | 382.98B | 339.58B | 431.52B | 291.73B | 547.21B | 179.49B | 163.72B |
| Net Margin % | 26.45% | 875.52% | 29.96% | 30.29% | 32.51% | 22.8% | 29.14% | 30.62% | 26.66% | 29.94% | 23.68% | 28.33% | 24% | 16.37% | 31.25% | 40.52% | 35.42% | 52.2% | 30.54% | 29.82% |
| Net Income Growth % | -15.31% | -21.71% | 1.68% | -5.79% | 10.51% | -34.27% | 10.8% | -2.57% | 11.92% | 34.72% | -23.44% | -23.03% | -8.84% | -30.01% | 89.19% | 163.57% | 80.12% | 744.38% | 103.41% | 46.57% |
| Net Income (Continuing) | 278.47B | 265.54B | 292.91B | 304.87B | 328.94B | 339.15B | 288.07B | 323.6B | 297.65B | 515.94B | 259.99B | 332.15B | 265.95B | 382.98B | 339.58B | 431.52B | 291.73B | 547.21B | 179.49B | 163.72B |
| EPS (Diluted) | 552.00 | 524.00 | 580.00 | 604.00 | 652.00 | 590.00 | 570.00 | 640.00 | 590.00 | 1022.00 | 514.00 | 658.00 | 526.00 | 686.00 | 672.00 | 854.00 | 578.00 | 562.00 | 356.00 | 324.00 |
| EPS Growth % | -15.34% | -11.19% | 1.75% | -5.63% | 10.51% | -42.27% | 10.89% | -2.74% | 12.17% | 48.98% | -23.51% | -22.95% | -9% | 22.06% | 88.76% | 163.58% | 80.63% | 124.8% | 104.6% | 47.27% |
| EPS (Basic) | 552.00 | 524.00 | 580.00 | 604.00 | 652.00 | 590.00 | 570.00 | 640.00 | 590.00 | 1022.00 | 514.00 | 658.00 | 526.00 | 686.00 | 672.00 | 854.00 | 578.00 | 562.00 | 356.00 | 324.00 |
| Diluted Shares Outstanding | 505.09M | 505.2M | 505.09M | 505.09M | 505.09M | 505.08M | 505.39M | 505.09M | 505.09M | 505.09M | 505.09M | 505.09M | 505.09M | 505.09M | 505.32M | 505.3M | 505.09M | 505.09M | 504.18M | 505.32M |