Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) Earnings History
Elite Compounder35 years of earnings data (1991–2025) · 5-year EPS CAGR exceeds 18% — top-tier earnings quality
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Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) Earnings Overview
As of July 8, 2026, Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) reported trailing twelve-month net income of $10.51B, reflecting +0.6% year-over-year growth. The company earned $1.76 per diluted share over the past four quarters, with a net profit margin of 28.5%.
Looking at the long-term picture, BBVA's 5-year EPS compound annual growth rate (CAGR) stands at +64.6%, indicating exceptional earnings growth. The company achieved its highest annual net income of $10.51B in fiscal 2025, representing a new all-time high.
Banco Bilbao Vizcaya Argentaria, S.A. maintains industry-leading profitability with a gross margin of 83.6%, operating margin of 43.9%, and net margin of 28.5%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including SAN ($13.59B net income, 11.8% margin), ING ($6.33B net income, 27.5% margin), ITUB ($45.99B net income, 11.7% margin), BBVA has outperformed on profitability metrics. Compare BBVA vs SAN →
BBVA Earnings vs Peers
Earnings metrics vs comparable public companies
BBVA Historical Earnings Data (1991–2025)
30 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $10.51B | +4.5% | $16.23B | $1.69 | 28.5% | 43.9% |
| 2024 | $10.05B | +25.4% | $15.40B | $1.68 | 28.3% | 43.4% |
| 2023 | $8.02B | +26.1% | $12.42B | $1.29 | 13.8% | 21.3% |
| 2022 | $6.36B | +36.6% | $10.27B | $0.98 | 15.7% | 25.4% |
| 2021 | $4.65B | +256.6% | $7.25B | $0.67 | 14.9% | 23.1% |
| 2020 | $1.30B | -62.8% | $5.25B | $0.14 | 4.3% | 17.5% |
| 2019 | $3.51B | -35.0% | $7.05B | $0.47 | 10.0% | 20.0% |
| 2018 | $5.40B | +53.7% | $7.57B | $0.76 | 15.3% | 21.5% |
| 2017 | $3.51B | +1.1% | $6.93B | $0.46 | 9.4% | 18.6% |
| 2016 | $3.48B | +31.5% | $6.39B | $0.50 | 9.4% | 17.4% |
| 2015 | $2.64B | +0.9% | $4.60B | $0.37 | 7.6% | 13.3% |
| 2014 | $2.62B | +25.6% | $3.98B | $0.40 | 8.3% | 12.7% |
| 2013 | $2.08B | +24.3% | $954M | $0.39 | 6.3% | 2.9% |
| 2012 | $1.68B | -44.2% | $1.58B | $0.32 | 5.2% | 4.9% |
| 2011 | $3.00B | -34.8% | $3.40B | $0.64 | 9.5% | 10.7% |
| 2010 | $4.61B | +9.4% | $6.06B | $1.10 | 15.4% | 20.3% |
| 2009 | $4.21B | -16.1% | $5.74B | $1.07 | 13.0% | 17.7% |
| 2008 | $5.02B | -18.1% | $6.93B | $1.31 | 12.8% | 17.6% |
| 2007 | $6.13B | +29.3% | $8.49B | $1.67 | 17.1% | 23.7% |
| 2006 | $4.74B | +24.4% | $7.03B | $1.37 | 16.9% | 25.1% |
| 2005 | $3.81B | +30.2% | $5.59B | $1.10 | 15.6% | 22.9% |
| 2004 | $2.92B | +197.3% | $4.14B | $0.86 | 14.8% | 20.9% |
| 1998 | $983M | -8.4% | $1.37B | $0.47 | 7.3% | 10.2% |
| 1997 | $1.07B | +69.0% | $1.40B | $0.17 | 9.2% | 12.1% |
| 1996 | $635M | +18.1% | $851M | $0.03 | 6.7% | 9.0% |
| 1995 | $538M | +20.1% | $733M | $0.03 | 6.1% | 8.3% |
| 1994 | $448M | +0.5% | $623M | $0.02 | 6.6% | 9.1% |
| 1993 | $446M | -15.1% | $629M | $0.03 | 5.5% | 7.8% |
| 1992 | $525M | -11.7% | $766M | $0.03 | 6.1% | 8.9% |
| 1991 | $595M | - | $775M | $0.04 | 8.9% | 11.6% |
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BBVA — Frequently Asked Questions
Quick answers to the most common questions about buying BBVA stock.
What is BBVA earnings per share (EPS)?
BBVA trailing twelve-month (TTM) diluted EPS is $1.76, reflecting +0.6% year-over-year growth. The 5-year EPS CAGR is +64.6%. Complete EPS history from 1991 to 2025 is available in the table on this page.
What is Banco Bilbao Vizcaya Argentaria, S.A.'s net income?
Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) trailing twelve-month net income is $10.5B as of 2025. Earnings grew +0.6% year-over-year. Banco Bilbao Vizcaya Argentaria, S.A. has been profitable for 30 consecutive years.
Is BBVA profitable?
Yes, BBVA is profitable with a TTM net income of $10.5B and a net profit margin of +28.5%. Banco Bilbao Vizcaya Argentaria, S.A. has generated profits for 30 consecutive years.
What is BBVA's earnings growth rate?
BBVA compound annual EPS growth rates (CAGR): 1-Year: +0.6%, 3-Year: +19.9%, 5-Year: +64.6%, 10-Year: +16.4%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1991 to 2025.
What are BBVA's profit margins?
Banco Bilbao Vizcaya Argentaria, S.A. net profit margin is +28.5%, operating margin is +43.9%, and gross margin is +83.6%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +17.3%.
Is BBVA growing earnings?
BBVA earnings growth is slowing. Current YoY EPS growth of +0.6% trails the 5-year CAGR of +64.6%. TTM net income is $10.5B.
What was BBVA's best earnings year?
Banco Bilbao Vizcaya Argentaria, S.A.'s highest annual net income on record is $10.5B, achieved in fiscal year 2025. Earnings history on this page spans 1991 to 2025 and includes all annual and quarterly figures.
What were BBVA's earnings last quarter?
BBVA's most recent reported quarter was Q4 2025. Net income was $2.5B with diluted EPS of $0.42. For a full breakdown of all quarters, see the quarterly earnings table on this page.