8-K Announcements
6Material company update
Jun 10, 2026·SEC
Material company update
May 28, 2026·SEC
Material company update
Apr 16, 2026·SEC
BancFirst Corporation(BANF)Earnings, Financials & Key Ratios
BANF•NASDAQ•Banking & Credit
$114.30
16.1× P/E·Price updated Jul 6, 2026
AboutBancFirst Corporation operates as the bank holding company for BancFirst that provides a range of commercial banking services to retail customers, and small to medium-sized businesses. It operates through Metropolitan Banks, Community Banks, Pegasus Bank, and Other Financial Services segments. The company offers checking accounts, negotiable order of withdrawal accounts, savings accounts, money market accounts, sweep accounts, club accounts, individual retirement accounts, and certificates of deposit, as well as overdraft protection and auto draft services. It also provides commercial, financial, and other loans for working capital, facilities acquisition or expansion, purchase of equipment, and other needs; lending services that include private banking, energy, commercial and residential real estate, and commercial and industrial loans; and loans to finance purchases of consumer goods, such as automobiles, boats, household goods, vacations, and education. In addition, the company engages in the investment management and administration of trusts for individuals, corporations, and employee benefit plans, as well as bond trustee and paying agent business for various Oklahoma municipalities and governmental entities; and provision of item processing, research, and other correspondent banking services. Further, it is involved in real estate investment and insurance agency services; and providing funds transfer, collection, safe deposit box, cash management, and other services. The company serves customers in non-metropolitan trade centers and cities in the metropolitan statistical areas of Oklahoma. It operates through 108 banking locations in Oklahoma and 3 banking locations in Dallas, Texas. The company was formerly known as United Community Corporation and changed its name to BancFirst Corporation in November 1988. BancFirst Corporation was incorporated in 1984 and is headquartered in Oklahoma City, Oklahoma.Show more
- Net Interest Income$383M-14.3%
- Total Revenue$824M-9.3%
- Net Income$241M+11.2%
- Return on Equity13.85%-2.2%
- Net Interest Margin2.58%-21.9%
- Efficiency Ratio46.08%+20.6%
- ROA1.69%+1.4%
- Equity / Assets12.46%+4.2%
- Book Value per Share54.68+13.4%
BANF Price & Volume
BancFirst Corporation (BANF) stock price & volume — 10-year historical chart
Loading chart...
Resilient NII Growth Amidst Accounting Volatility
Investment Thesis • Updated 2026Q1
VerdictNeutral
Growth:Mixed
Profitability:Moderate
Financial:Fortress
Cash Flow:Robust
Primary Risk:Geographic and sector concentration
Key Thesis Takeaways
- BancFirst Corporation maintains a fortress balance sheet characterized by an equity-to-assets ratio of 0.13, providing significant strategic optionality for future growth.
- While core lending operations remain robust with 10.1% year-over-year NII growth as of 2026Q1, investors should monitor the impact of CECL-driven provisioning volatility on reported earnings.
- The bank's disciplined capital allocation and consistent cash generation suggest a stable long-term outlook, though current margin compression warrants caution regarding future profitability expansion.
Verdict Logic
while the bank exhibits a strong PEG ratio of 0.85, the significant earnings noise caused by the $107.4 million negative provision in 2025Q4 suggests that investors should exercise caution until earnings volatility stabilizes.
BANF Growth Metrics
BancFirst Corporation (BANF) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years10.39%
5 Years12.16%
3 Years10.95%
TTM-
Profit CAGR
10 Years13.78%
5 Years19.3%
3 Years7.61%
TTM11.42%
EPS CAGR
10 Years13.09%
5 Years18.87%
3 Years7.26%
TTM10.61%
Return on Capital
10 Years15.33%
5 Years14.67%
3 Years12.44%
Last Year3.63%
BANF Recent Earnings
BancFirst Corporation (BANF) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 9/12 qtrs (75%)●Beat Revenue 11/12 qtrs (92%)
Q2 2026Latest
Apr 16, 2026Metric
Actual
Est
EPS
$1.85+5.1%
$1.76
Rev
$179M+1.0%
$177M
Q1 2026
Jan 23, 2026Metric
Actual
Est
EPS
$1.75-1.7%
$1.78
Rev
$181M+4.2%
$174M
Q1 2026
Jan 22, 2026Metric
Actual
Est
EPS
$1.75-1.7%
$1.78
Rev
$181M+4.2%
$174M
Q4 2025
Oct 17, 2025Metric
Actual
Est
EPS
$1.85-0.5%
$1.86
Rev
$175M+0.2%
$175M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 16, 2026 | $1.85vs $1.76+5.1% | $179Mvs $177M+1.0% |
| Q1 2026 | Jan 23, 2026 | $1.75vs $1.78-1.7% | $181Mvs $174M+4.2% |
| Q1 2026 | Jan 22, 2026 | $1.75vs $1.78-1.7% | $181Mvs $174M+4.2% |
| Q4 2025 | Oct 17, 2025 | $1.85vs $1.86-0.5% | $175Mvs $175M+0.2% |
Based on last 12 quarters of dataView full earnings history →
Peers Comparison
Key metrics vs top competitors for BancFirst Corporation (BANF)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $114.30 | $3.84B | 16.05 | -9.29% | 29.19% | 13.85% | 1.61% | |
| $140.12 | $8.51B | 15.26 | -1.07% | 18.3% | 10.31% | — | |
| $34.75 | $4.98B | 19.63 | 11.71% | 31.14% | 14.2% | — | |
| $76.11 | $4.73B | 11.50 | 1.03% | 39.31% | 13.16% | — | |
| $22.77 | $3.3B | -7.72 | -56.66% | -63.53% | -10.51% | — | |
| $26.45 | $10.22B | 14.78 | 25.48% | 19.03% | 9.07% | — |
Compare BANF vs Peers
BancFirst Corporation (BANF) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
BANF SEC Filings & Documents
BancFirst Corporation (BANF) SEC filings — annual & quarterly reports (10-K, 10-Q)
Get notified when BANF posts new earnings or crosses analyst targets
Free. No account needed. Unsubscribe any time.
BANF Frequently Asked Questions
BancFirst Corporation (BANF) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
How fast is BancFirst Corporation growing?
BancFirst Corporation (BANF) saw revenue decline by 9.3% over the past year.
Is BANF profitable?
Yes, BancFirst Corporation (BANF) is profitable, generating $247.5M in net income for fiscal year 2025 (29.2% net margin).
Dividend & Returns
Does BANF pay dividends?
Yes, BancFirst Corporation (BANF) pays a dividend with a yield of 1.61%. This makes it attractive for income-focused investors.
What is BANF's return on equity?
BancFirst Corporation (BANF) has a return on equity (ROE) of 13.8%. This is reasonable for most industries.
Industry Metrics
What is BancFirst Corporation's net interest margin?
BancFirst Corporation (BANF) has a net interest margin (NIM) of 2.6%. NIM has been under pressure due to interest rate environment.
What is BancFirst Corporation's efficiency ratio?
BancFirst Corporation (BANF) has an efficiency ratio of 46.1%. This is excellent, indicating strong cost control.