Banc of California, Inc. (BANC) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 251.62M | 251.36M | 253.44M | 240.22M | 232.36M | 235.28M | 232.18M | 229.49M | 229.1M | 535.23M | 130.73M | 186.08M | 279.27M | 80.22M | 79.41M | 78.3M | 76.44M | 73.04M | 62.98M | 59.85M |
| NII Growth % | 8.29% | 6.83% | 9.16% | 4.67% | 1.42% | -56.04% | 77.6% | 23.33% | -17.96% | 567.22% | 64.63% | 137.65% | 265.34% | 9.83% | 26.09% | 30.83% | 31.99% | 18.64% | 12.75% | 8.19% |
| Net Interest Margin % | 0.72% | 0.72% | 0.75% | 0.7% | 0.69% | 0.7% | 0.69% | 0.65% | 0.64% | 1.39% | 1.41% | 1.99% | 2.78% | 0.19% | 0.85% | 0.82% | 0.8% | 0.78% | 0.76% | 0.75% |
| Interest Income | 407.44M | 416.95M | 432.54M | 420.51M | 406.65M | 424.52M | 446.89M | 462.59M | 478.7M | 1.63B | 446.08M | 539.89M | 517.79M | 104.11M | 95.97M | 88.42M | 84.27M | 81.57M | 71.79M | 69.68M |
| Interest Expense | 155.82M | 165.59M | 179.1M | 180.29M | 174.29M | 189.23M | 214.72M | 233.1M | 249.6M | 1.1B | 315.36M | 353.81M | 238.52M | 23.89M | 16.57M | 10.12M | 7.83M | 8.53M | 8.81M | 9.83M |
| Loan Loss Provision | 9.8M | 0 | 0 | 38.23M | 10.2M | 12.8M | 9M | 11M | 10M | 44.95M | 0 | 2M | 3M | -17K | -26K | -490K | -32.01M | 10.59M | -1.19M | -2.25M |
| Non-Interest Income | 35.33M | 41.57M | 32.98M | 27.71M | 31.62M | 24.5M | -19.45M | 25.46M | 29.32M | -532.37M | 39.56M | -133.33M | 29.87M | -1.43M | 5.68M | 7.19M | 5.91M | 4.86M | 5.52M | 3.44M |
| Non-Interest Income % | 7.98% | 9.07% | 7.08% | 6.18% | 7.21% | 5.46% | -4.55% | 5.22% | 5.77% | -48.43% | 8.15% | -32.79% | 5.45% | -1.39% | 5.59% | 7.52% | 6.55% | 5.62% | 7.14% | 4.71% |
| Total Revenue | 442.77M | 458.52M | 465.52M | 448.22M | 438.27M | 449.02M | 427.45M | 488.05M | 508.03M | 1.1B | 485.65M | 406.56M | 547.65M | 102.69M | 101.65M | 95.6M | 90.18M | 86.43M | 77.31M | 73.12M |
| Revenue Growth % | 1.03% | 2.12% | 8.91% | -8.16% | -13.73% | -59.16% | -11.98% | 20.04% | -7.24% | 970.59% | 377.75% | 325.26% | 507.3% | 18.8% | 31.49% | 30.75% | 23.53% | 7.36% | 5.01% | -6.53% |
| Non-Interest Expense | 181.39M | 180.64M | 194.08M | 181.82M | 180.72M | 176.88M | 192.22M | 199.31M | 206.03M | 2.28B | 196.86M | 315.19M | 1.57B | 48.22M | 50.99M | 49.1M | 47.07M | 58.8M | 37.85M | 39.93M |
| Efficiency Ratio | 40.97% | 39.4% | 41.69% | 40.56% | 41.24% | 39.39% | 44.97% | 40.84% | 40.55% | 207.43% | 40.54% | 77.53% | 286.03% | 46.96% | 50.16% | 51.36% | 52.19% | 68.03% | 48.96% | 54.61% |
| Operating Income | 95.75M | 112.29M | 92.34M | 47.88M | 73.06M | 70.1M | 11.51M | 44.64M | 42.4M | -2.32B | -26.57M | -264.44M | -1.26B | 30.59M | 34.13M | 36.87M | 67.3M | 8.51M | 31.83M | 25.61M |
| Operating Margin % | 21.63% | 24.49% | 19.84% | 10.68% | 16.67% | 15.61% | 2.69% | 9.15% | 8.35% | -211.26% | -5.47% | -65.04% | -230.13% | 29.79% | 33.57% | 38.57% | 74.63% | 9.85% | 41.17% | 35.03% |
| Operating Income Growth % | 31.06% | 60.18% | 702.02% | 7.27% | 72.31% | 103.02% | 143.34% | 116.88% | 103.36% | -7692.99% | -177.84% | -817.17% | -1972.8% | 259.42% | 7.21% | 43.97% | 303.73% | -70.24% | 74.19% | 207.83% |
| Pretax Income | 95.75M | 99.79M | 92.34M | 47.88M | 73.06M | 70.1M | 11.51M | 44.64M | 42.4M | -2.32B | -26.57M | -264.44M | -1.26B | 30.59M | 34.13M | 36.87M | 67.3M | 8.51M | 31.83M | 25.61M |
| Pretax Margin % | 21.63% | 21.76% | 19.84% | 10.68% | 16.67% | 15.61% | 2.69% | 9.15% | 8.35% | -211.26% | -5.47% | -65.04% | -230.13% | 29.79% | 33.57% | 38.57% | 74.63% | 9.85% | 41.17% | 35.03% |
| Income Tax | 23.8M | 22.4M | 22.72M | 19.5M | 19.49M | 13.18M | 2.73M | 14.3M | 11.55M | -342.6M | -3.22M | -67.03M | -64.92M | 9.07M | 9.93M | 10.16M | 18.79M | 2.76M | 8.66M | 6.56M |
| Effective Tax Rate % | 24.86% | 22.45% | 24.6% | 40.72% | 26.68% | 18.81% | 23.71% | 32.05% | 27.24% | 14.75% | 12.13% | 25.35% | 5.15% | 29.65% | 29.1% | 27.56% | 27.91% | 32.42% | 27.21% | 25.62% |
| Net Income | 71.95M | 77.39M | 69.63M | 28.39M | 53.57M | 56.92M | 8.78M | 30.33M | 30.85M | -1.98B | -23.34M | -197.41M | -1.2B | 21.52M | 24.2M | 26.71M | 48.51M | 5.75M | 23.17M | 19.05M |
| Net Margin % | 16.25% | 16.88% | 14.96% | 6.33% | 12.22% | 12.68% | 2.05% | 6.22% | 6.07% | -180.1% | -4.81% | -48.56% | -218.28% | 20.96% | 23.8% | 27.94% | 53.8% | 6.65% | 29.97% | 26.05% |
| Net Income Growth % | 34.32% | 35.97% | 692.68% | -6.42% | 73.63% | 102.87% | 137.63% | 115.37% | 102.58% | -9300.56% | -196.48% | -839.05% | -2564.18% | 274.18% | 4.43% | 40.22% | 237.47% | -73.5% | 45.6% | 203.26% |
| Net Income (Continuing) | 71.95M | 77.39M | 69.63M | 28.39M | 53.57M | 56.92M | 8.78M | 30.33M | 30.85M | -1.98B | -23.34M | -197.41M | -1.2B | 21.52M | 24.2M | 26.71M | 48.51M | 5.75M | 23.17M | 19.05M |
| EPS (Diluted) | 0.45 | 0.42 | 0.38 | 0.12 | 0.26 | 0.28 | -0.01 | 0.12 | 0.12 | -4.55 | 0.74 | 0.31 | 0.34 | 0.36 | 0.40 | 0.43 | 0.69 | 0.05 | 0.42 | 0.34 |
| EPS Growth % | 73.08% | 50% | - | 0% | 116.67% | 106.15% | -100.88% | -61.29% | -64.71% | -1363.89% | 85% | -27.91% | -50.72% | 634.69% | -4.76% | 26.47% | 360% | -86% | 75% | 312.5% |
| EPS (Basic) | 0.40 | 0.42 | 0.38 | 0.12 | 0.26 | 0.28 | -0.01 | 0.12 | 0.12 | -4.55 | 0.74 | 0.31 | 0.34 | 0.36 | 0.40 | 0.44 | 0.69 | 0.05 | 0.42 | 0.34 |
| Diluted Shares Outstanding | 160.09M | 160.09M | 159.05M | 158.46M | 169.43M | 169.73M | 168.58M | 168.43M | 168.14M | 142.98M | 142.98M | 142.98M | 142.98M | 117.81M | 117.79M | 117.56M | 117.35M | 117.27M | 117.23M | 117.03M |