Atlantic Union Bankshares Corporation (AUB) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 312.37M | 330.17M | 319.21M | 321.37M | 184.16M | 183.25M | 182.93M | 184.53M | 147.82M | 153.54M | 151.94M | 152.08M | 153.44M | 163.85M | 150.72M | 138.77M | 130.93M | 138.33M | 137.49M | 140.55M |
| NII Growth % | 69.62% | 80.17% | 74.5% | 74.15% | 24.58% | 19.35% | 20.4% | 21.34% | -3.66% | -6.29% | 0.81% | 9.6% | 17.19% | 18.45% | 9.62% | -1.27% | -2.94% | -5% | 0.08% | 2.36% |
| Net Interest Margin % | 0.84% | 0.88% | 0.86% | 0.86% | 0.75% | 0.75% | 0.74% | 0.75% | 0.69% | 0.73% | 0.73% | 0.74% | 0.76% | 0.8% | 0.76% | 0.71% | 0.66% | 0.69% | 0.69% | 0.7% |
| Interest Income | 471.74M | 501.84M | 503.44M | 510.37M | 305.84M | 319.2M | 324.53M | 320.89M | 262.92M | 259.5M | 247.16M | 230.25M | 217.55M | 202.07M | 171.16M | 148.75M | 138.46M | 147.46M | 146.38M | 150.85M |
| Interest Expense | 159.36M | 171.67M | 184.23M | 189M | 121.67M | 135.96M | 141.6M | 136.35M | 115.09M | 105.95M | 95.22M | 78.16M | 64.1M | 38.22M | 20.44M | 9.99M | 7.53M | 9.13M | 8.89M | 10.3M |
| Loan Loss Provision | 2.74M | 0 | 0 | 105.71M | 17.64M | 17.5M | 2.6M | 21.75M | 8.24M | 8.71M | 4.99M | 6.07M | 11.85M | 6.26M | 6.41M | 3.56M | 2.8M | -1M | -18.85M | -27.41M |
| Non-Interest Income | 36.72M | 57M | 35.52M | 80.24M | 27.91M | 39.27M | 32.84M | 22.54M | 24.23M | 28.9M | 25.71M | 22.58M | 8.08M | 24.5M | 24.01M | 36.42M | 30.15M | 36.42M | 29.94M | 28.47M |
| Non-Interest Income % | 7.22% | 10.2% | 6.59% | 13.59% | 8.36% | 10.95% | 9.19% | 6.56% | 8.44% | 10.02% | 9.42% | 8.93% | 3.58% | 10.81% | 12.3% | 19.67% | 17.88% | 19.81% | 16.98% | 15.87% |
| Total Revenue | 508.45M | 558.84M | 538.96M | 590.62M | 333.75M | 358.48M | 357.37M | 343.43M | 287.14M | 288.4M | 272.87M | 252.82M | 225.62M | 226.57M | 195.16M | 185.17M | 168.61M | 183.87M | 176.32M | 179.32M |
| Revenue Growth % | 52.34% | 55.89% | 50.81% | 71.98% | 16.23% | 24.3% | 30.97% | 35.84% | 27.27% | 27.29% | 39.81% | 36.53% | 33.81% | 23.22% | 10.69% | 3.27% | -5.62% | -5.26% | -8.08% | -9.8% |
| Non-Interest Expense | 191.74M | 243.24M | 238.45M | 278.42M | 132.94M | 133.72M | 121.14M | 148.73M | 103.95M | 106.87M | 107.12M | 104.04M | 106.72M | 99.79M | 98.35M | 96.9M | 105.32M | 119.94M | 95.34M | 91.97M |
| Efficiency Ratio | 37.71% | 43.53% | 44.24% | 47.14% | 39.83% | 37.3% | 33.9% | 43.31% | 36.2% | 37.06% | 39.26% | 41.15% | 47.3% | 44.04% | 50.39% | 52.33% | 62.46% | 65.23% | 54.07% | 51.29% |
| Operating Income | 154.61M | 143.93M | 116.28M | 17.49M | 61.51M | 71.3M | 92.03M | 36.59M | 59.87M | 66.87M | 65.54M | 64.55M | 42.95M | 82.3M | 69.96M | 74.73M | 52.96M | 55.8M | 90.93M | 104.46M |
| Operating Margin % | 30.41% | 25.75% | 21.58% | 2.96% | 18.43% | 19.89% | 25.75% | 10.65% | 20.85% | 23.19% | 24.02% | 25.53% | 19.03% | 36.33% | 35.85% | 40.35% | 31.41% | 30.35% | 51.57% | 58.25% |
| Operating Income Growth % | 151.38% | 101.85% | 26.35% | -52.21% | 2.74% | 6.64% | 40.43% | -43.32% | 39.39% | -18.75% | -6.33% | -13.62% | -18.91% | 47.49% | -23.06% | -28.46% | -21.62% | -20.27% | 26.28% | 188.37% |
| Pretax Income | 154.61M | 141.71M | 116.28M | 17.49M | 61.51M | 71.3M | 92.03M | 36.59M | 59.87M | 66.87M | 65.54M | 64.55M | 42.95M | 82.3M | 69.96M | 74.73M | 52.96M | 55.8M | 90.93M | 104.46M |
| Pretax Margin % | 30.41% | 25.36% | 21.58% | 2.96% | 18.43% | 19.89% | 25.75% | 10.65% | 20.85% | 23.19% | 24.02% | 25.53% | 19.03% | 36.33% | 35.85% | 40.35% | 31.41% | 30.35% | 51.57% | 58.25% |
| Income Tax | 32.44M | 29.75M | 24.14M | -2.3M | 11.69M | 13.52M | 15.62M | 11.43M | 10.1M | 9.96M | 11.52M | 9.31M | 7.29M | 11.78M | 11.89M | 12.5M | 9.27M | 8.02M | 16.37M | 19.07M |
| Effective Tax Rate % | 20.98% | 20.99% | 20.76% | -13.17% | 19% | 18.96% | 16.97% | 31.24% | 16.86% | 14.9% | 17.58% | 14.42% | 16.98% | 14.31% | 17% | 16.73% | 17.51% | 14.37% | 18% | 18.26% |
| Net Income | 122.17M | 111.97M | 92.14M | 19.79M | 49.82M | 57.78M | 76.42M | 25.16M | 49.77M | 56.91M | 54.02M | 55.24M | 35.65M | 70.52M | 58.07M | 62.23M | 43.69M | 47.78M | 74.56M | 85.38M |
| Net Margin % | 24.03% | 20.04% | 17.1% | 3.35% | 14.93% | 16.12% | 21.38% | 7.33% | 17.33% | 19.73% | 19.8% | 21.85% | 15.8% | 31.13% | 29.75% | 33.6% | 25.91% | 25.98% | 42.29% | 47.62% |
| Net Income Growth % | 145.22% | 93.76% | 20.58% | -21.34% | 0.1% | 1.54% | 41.46% | -54.45% | 39.59% | -19.31% | -6.98% | -11.23% | -18.4% | 47.6% | -22.12% | -27.12% | -22.24% | -19.6% | 22.24% | 178.04% |
| Net Income (Continuing) | 122.17M | 111.97M | 92.14M | 19.79M | 49.82M | 57.78M | 76.42M | 25.16M | 49.77M | 56.91M | 54.02M | 55.24M | 35.65M | 70.52M | 58.07M | 62.23M | 43.69M | 47.78M | 74.56M | 85.38M |
| EPS (Diluted) | 0.84 | 0.77 | 0.99 | 0.19 | 0.52 | 0.60 | 0.82 | 0.25 | 0.62 | 0.72 | 0.68 | 0.70 | 0.44 | 0.90 | 0.74 | 0.79 | 0.54 | 0.59 | 0.94 | 1.05 |
| EPS Growth % | 61.54% | 28.33% | 20.73% | -24% | -16.13% | -16.67% | 20.59% | -64.29% | 40.91% | -20% | -8.11% | -11.39% | -18.52% | 52.54% | -21.28% | -24.76% | -19.4% | -18.06% | 27.03% | 169.23% |
| EPS (Basic) | 0.84 | 0.77 | 1.00 | 0.19 | 0.53 | 0.62 | 0.82 | 0.25 | 0.62 | 0.72 | 0.68 | 0.70 | 0.44 | 0.90 | 0.74 | 0.79 | 0.54 | 0.59 | 0.94 | 1.05 |
| Diluted Shares Outstanding | 142.12M | 142.12M | 90.07M | 90.07M | 90.07M | 91.53M | 89.78M | 89.77M | 75.2M | 75.02M | 75M | 75M | 74.84M | 74.71M | 74.71M | 74.85M | 75.56M | 75.67M | 76.32M | 78.84M |