Atlantic Union Bankshares Corporation (AUB) Earnings History
Profitable31 years of earnings data (1995–2025) · Positive TTM net income
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Atlantic Union Bankshares Corporation (AUB) Earnings Overview
As of July 8, 2026, Atlantic Union Bankshares Corporation (AUB) reported trailing twelve-month net income of $346M, reflecting -9.4% year-over-year growth. The company earned $2.44 per diluted share over the past four quarters, with a net profit margin of 15.9%.
Looking at the long-term picture, AUB's 5-year EPS compound annual growth rate (CAGR) stands at +1.0%, reflecting modest earnings expansion. The company achieved its highest annual net income of $274M in fiscal 2025, representing a new all-time high.
Atlantic Union Bankshares Corporation maintains industry-leading profitability with a gross margin of 53.2%, operating margin of 19.5%, and net margin of 15.9%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including UBSI ($508M net income, 25.5% margin), WSFS ($308M net income, 21.1% margin), NBTB ($184M net income, 19.5% margin), AUB has room to improve margins relative to the peer group. Compare AUB vs UBSI →
AUB Earnings vs Peers
Earnings metrics vs comparable public companies
AUB Historical Earnings Data (1995–2025)
31 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $274M | +30.9% | $337M | $2.03 | 15.9% | 19.5% |
| 2024 | $209M | +3.6% | $260M | $2.24 | 15.5% | 19.3% |
| 2023 | $202M | -13.9% | $240M | $2.53 | 19.3% | 22.9% |
| 2022 | $235M | -11.1% | $280M | $2.97 | 30.1% | 35.9% |
| 2021 | $264M | +66.8% | $319M | $3.26 | 37.1% | 44.8% |
| 2020 | $158M | -18.2% | $186M | $1.93 | 20.2% | 23.7% |
| 2019 | $194M | +32.3% | $231M | $2.41 | 23.3% | 27.8% |
| 2018 | $146M | +100.6% | $179M | $2.22 | 23.9% | 29.3% |
| 2017 | $73M | -5.9% | $105M | $1.67 | 18.6% | 26.8% |
| 2016 | $77M | +15.5% | $102M | $1.77 | 21.9% | 28.8% |
| 2015 | $67M | +28.6% | $90M | $1.49 | 19.6% | 26.4% |
| 2014 | $52M | +51.8% | $70M | $1.14 | 15.5% | 20.9% |
| 2013 | $34M | -3.0% | $47M | $1.38 | 16.3% | 22.4% |
| 2012 | $35M | +16.3% | $50M | $1.37 | 15.9% | 22.3% |
| 2011 | $30M | +32.8% | $42M | $1.07 | 13.7% | 18.7% |
| 2010 | $23M | +174.2% | $32M | $0.83 | 10.3% | 14.1% |
| 2009 | $8M | -42.4% | $9M | $0.22 | 5.2% | 5.7% |
| 2008 | $15M | -26.5% | $19M | $1.07 | 8.8% | 11.3% |
| 2007 | $20M | -24.0% | $26M | $1.47 | 11.9% | 15.8% |
| 2006 | $26M | +4.7% | $36M | $1.94 | 31.6% | 43.8% |
| 2005 | $25M | +38.5% | $35M | $1.87 | 19.4% | 27.7% |
| 2004 | $18M | +7.6% | $25M | $1.41 | 17.3% | 23.9% |
| 2003 | $17M | +14.9% | $23M | $1.45 | 18.5% | 25.5% |
| 2002 | $15M | +24.2% | $19M | $1.27 | 17.5% | 23.3% |
| 2001 | $12M | +53.7% | $15M | $1.03 | 14.3% | 17.9% |
| 2000 | $8M | +20.6% | $9M | $0.67 | 9.9% | 11.5% |
| 1999 | $6M | -7.4% | $7M | $0.56 | 9.2% | 10.0% |
| 1998 | $7M | -17.1% | $9M | $0.61 | 12.0% | 15.0% |
| 1997 | $8M | +6.5% | $11M | $0.73 | 16.6% | 21.3% |
| 1996 | $8M | +14.0% | $10M | $0.69 | 16.8% | 22.1% |
| 1995 | $7M | - | $9M | $0.64 | 31.5% | 41.2% |
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AUB — Frequently Asked Questions
Quick answers to the most common questions about buying AUB stock.
What is AUB earnings per share (EPS)?
AUB trailing twelve-month (TTM) diluted EPS is $2.44, reflecting -9.4% year-over-year growth. The 5-year EPS CAGR is +1.0%. Complete EPS history from 1995 to 2025 is available in the table on this page.
What is Atlantic Union Bankshares Corporation's net income?
Atlantic Union Bankshares Corporation (AUB) trailing twelve-month net income is $346M as of 2025. Earnings declined -9.4% year-over-year. Atlantic Union Bankshares Corporation has been profitable for 31 consecutive years.
Is AUB profitable?
Yes, AUB is profitable with a TTM net income of $346M and a net profit margin of +15.9%. Atlantic Union Bankshares Corporation has generated profits for 31 consecutive years.
What is AUB's earnings growth rate?
AUB compound annual EPS growth rates (CAGR): 1-Year: -9.4%, 3-Year: -11.9%, 5-Year: +1.0%, 10-Year: +3.1%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1995 to 2025.
What are AUB's profit margins?
Atlantic Union Bankshares Corporation net profit margin is +15.9%, operating margin is +19.5%, and gross margin is +53.2%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +6.7%.
Is AUB growing earnings?
AUB earnings are declining — EPS fell -9.4% year-over-year. TTM net income dropped to $346M. This contrasts with the 5-year CAGR of +1.0%.
What was AUB's best earnings year?
Atlantic Union Bankshares Corporation's highest annual net income on record is $274M, achieved in fiscal year 2025. Earnings history on this page spans 1995 to 2025 and includes all annual and quarterly figures.
What were AUB's earnings last quarter?
AUB's most recent reported quarter was Q1 2026. Net income was $122M with diluted EPS of $0.84. For a full breakdown of all quarters, see the quarterly earnings table on this page.