Ames National Corporation (ATLO) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 15.43M | 15.23M | 14.05M | 13.47M | 12.91M | 12.12M | 11.08M | 10.87M | 10.91M | 10.96M | 10.69M | 11.3M | 11.67M | 12.79M | 13.66M | 13.64M | 13.15M | 13.51M | 14.65M | 14.17M |
| NII Growth % | 19.48% | 25.67% | 26.83% | 23.86% | 18.42% | 10.54% | 3.63% | -3.8% | -6.54% | -14.29% | -21.77% | -17.12% | -11.28% | -5.3% | -6.75% | -3.78% | -3.75% | -3.21% | 3.47% | 3.6% |
| Net Interest Margin % | 0.72% | 0.71% | 0.67% | 0.64% | 0.59% | 0.57% | 0.52% | 0.51% | 0.5% | 0.51% | 0.5% | 0.52% | 0.53% | 0.6% | 0.65% | 0.64% | 0.6% | 0.63% | 0.7% | 0.68% |
| Interest Income | 22.22M | 22.64M | 21.85M | 21.48M | 21.12M | 21.25M | 20.71M | 20.54M | 20.11M | 19.86M | 18.76M | 18.49M | 17.2M | 16.8M | 15.8M | 14.88M | 14.07M | 14.48M | 15.68M | 15.33M |
| Interest Expense | 6.79M | 7.41M | 7.8M | 8.02M | 8.2M | 9.13M | 9.63M | 9.66M | 9.21M | 8.89M | 8.07M | 7.18M | 5.53M | 4M | 2.14M | 1.24M | 920K | 968K | 1.03M | 1.16M |
| Loan Loss Provision | -347K | 0 | 627K | 108K | 962K | -130K | 371K | 182K | 169K | 755K | -274K | 33K | 275K | -168K | -520K | -59K | -127K | -217K | -94K | -20K |
| Non-Interest Income | 2.79M | 3.45M | 2.53M | 2.64M | 2.55M | 2.63M | 2.41M | 2.62M | 2.18M | 2.29M | 2.36M | 2.31M | 2.25M | 2.47M | 2.29M | 2.38M | 2.55M | 2.72M | 2.67M | 2.64M |
| Non-Interest Income % | 11.14% | 13.22% | 10.39% | 10.95% | 10.76% | 11.01% | 10.43% | 11.31% | 9.77% | 10.32% | 11.17% | 11.13% | 11.59% | 12.81% | 12.64% | 13.79% | 15.36% | 15.83% | 14.57% | 14.67% |
| Total Revenue | 25M | 26.09M | 24.39M | 24.13M | 23.66M | 23.88M | 23.13M | 23.15M | 22.29M | 22.14M | 21.12M | 20.8M | 19.45M | 19.27M | 18.09M | 17.26M | 16.63M | 17.2M | 18.35M | 17.97M |
| Revenue Growth % | 5.65% | 9.25% | 5.46% | 4.2% | 6.18% | 7.84% | 9.48% | 11.31% | 14.59% | 14.92% | 16.75% | 20.54% | 16.99% | 12.02% | -1.42% | -3.95% | -5.01% | -6.09% | -1.93% | -0.55% |
| Non-Interest Expense | 10.87M | 11.06M | 10.24M | 10.36M | 10.26M | 10.54M | 10.51M | 10.74M | 10.19M | 10.02M | 9.8M | 10.56M | 9.78M | 9.93M | 9.49M | 9.85M | 9.38M | 9.3M | 8.9M | 9.41M |
| Efficiency Ratio | 43.49% | 42.41% | 41.99% | 42.95% | 43.37% | 44.15% | 45.43% | 46.39% | 45.74% | 45.24% | 46.41% | 50.78% | 50.28% | 51.52% | 52.44% | 57.08% | 56.42% | 54.08% | 48.48% | 52.4% |
| Operating Income | 7.69M | 7.62M | 5.71M | 5.64M | 4.24M | 4.34M | 2.61M | 2.57M | 2.72M | 2.48M | 3.52M | 3.02M | 3.87M | 5.5M | 6.98M | 6.22M | 6.45M | 7.15M | 8.52M | 7.41M |
| Operating Margin % | 30.76% | 29.2% | 23.43% | 23.36% | 17.9% | 18.17% | 11.3% | 11.1% | 12.2% | 11.2% | 16.67% | 14.52% | 19.89% | 28.56% | 38.59% | 36.06% | 38.82% | 41.55% | 46.44% | 41.26% |
| Operating Income Growth % | 81.5% | 75.61% | 118.63% | 119.39% | 55.77% | 74.99% | -25.76% | -14.96% | -29.68% | -54.95% | -49.57% | -51.45% | -40.06% | -23% | -18.07% | -16.06% | -14.98% | 12.45% | 19.64% | 36.24% |
| Pretax Income | 7.69M | 8.28M | 5.71M | 5.64M | 4.24M | 4.34M | 2.61M | 2.57M | 2.72M | 2.48M | 3.52M | 3.02M | 3.87M | 5.5M | 6.98M | 6.22M | 6.45M | 7.15M | 8.52M | 7.41M |
| Pretax Margin % | 30.76% | 31.73% | 23.43% | 23.36% | 17.9% | 18.17% | 11.3% | 11.1% | 12.2% | 11.2% | 16.67% | 14.52% | 19.89% | 28.56% | 38.59% | 36.06% | 38.82% | 41.55% | 46.44% | 41.26% |
| Income Tax | 1.73M | 1.76M | 1.16M | 1.13M | 794K | 825K | 397K | 385K | 416K | 340K | 597K | 464K | 671K | 1.09M | 1.44M | 2.03M | 1.31M | 1.85M | 1.81M | 1.53M |
| Effective Tax Rate % | 22.5% | 21.31% | 20.23% | 19.96% | 18.74% | 19.02% | 15.19% | 14.99% | 15.29% | 13.72% | 16.96% | 15.36% | 17.35% | 19.83% | 20.61% | 32.62% | 20.27% | 25.88% | 21.22% | 20.7% |
| Net Income | 5.96M | 6.51M | 4.56M | 4.51M | 3.44M | 3.51M | 2.22M | 2.18M | 2.3M | 2.14M | 2.92M | 2.56M | 3.2M | 4.41M | 5.54M | 4.19M | 5.14M | 5.3M | 6.71M | 5.88M |
| Net Margin % | 23.84% | 24.97% | 18.69% | 18.7% | 14.55% | 14.71% | 9.59% | 9.43% | 10.34% | 9.66% | 13.84% | 12.29% | 16.44% | 22.9% | 30.64% | 24.3% | 30.95% | 30.8% | 36.58% | 32.72% |
| Net Income Growth % | 73.1% | 85.43% | 105.64% | 106.55% | 49.44% | 64.24% | -24.18% | -14.59% | -27.93% | -51.52% | -47.25% | -39.02% | -37.86% | -16.71% | -17.44% | -28.68% | -14.58% | 1.94% | 18.37% | 32.8% |
| Net Income (Continuing) | 5.96M | 6.51M | 4.56M | 4.51M | 3.44M | 3.51M | 2.22M | 2.18M | 2.3M | 2.14M | 2.92M | 2.56M | 3.2M | 4.41M | 5.54M | 4.19M | 5.14M | 5.3M | 6.71M | 5.88M |
| EPS (Diluted) | 0.67 | 0.73 | 0.51 | 0.51 | 0.39 | 0.39 | 0.25 | 0.24 | 0.26 | 0.24 | 0.33 | 0.28 | 0.36 | 0.49 | 0.62 | 0.46 | 0.57 | 0.58 | 0.74 | 0.64 |
| EPS Growth % | 71.79% | 87.18% | 104% | 112.5% | 50% | 62.5% | -24.24% | -14.29% | -27.78% | -51.02% | -46.77% | -39.13% | -36.84% | -15.52% | -16.22% | -28.13% | -13.64% | 1.75% | 19.35% | 30.61% |
| EPS (Basic) | 0.67 | 0.73 | 0.51 | 0.51 | 0.39 | 0.39 | 0.25 | 0.24 | 0.26 | 0.24 | 0.33 | 0.28 | 0.36 | 0.49 | 0.62 | 0.46 | 0.57 | 0.58 | 0.74 | 0.64 |
| Diluted Shares Outstanding | 8.92M | 8.92M | 8.92M | 8.92M | 8.92M | 8.95M | 8.99M | 8.99M | 8.99M | 8.99M | 8.86M | 9.13M | 8.88M | 8.99M | 8.99M | 9.06M | 9.09M | 9.13M | 9.12M | 9.12M |