Atlanticus Holdings Corporation (ATLC) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | 286.35M | 266.25M | 107.45M | 132.69M | 131.57M | 122.6M | 112.36M | 115.64M | 118.8M | 132.67M | 116.86M | 108.09M | 101.7M | 100.49M | 93.03M | 71.86M | 80.75M | 72.37M | 14.88M | 71.74M |
| Operating CF Margin % | 42.13% | 107.48% | 60.1% | 92.59% | 97.7% | 91.93% | 94.09% | 113.29% | 113.45% | 134.81% | 128.15% | 121.18% | 117.05% | 121.21% | 103.88% | 72.23% | 78.8% | 58.86% | 11.81% | 68.24% |
| Operating CF Growth % | 117.63% | 117.17% | -4.37% | 14.74% | 10.75% | -7.59% | -3.85% | 6.99% | 16.81% | 32.02% | 25.61% | 50.42% | 25.94% | 38.85% | 525.44% | 0.16% | 52.99% | 11.41% | -76.69% | 46.37% |
| Net Income | 44.17M | 34.61M | 24.59M | 30.29M | 31.12M | 31.3M | 28.68M | 24.28M | 26.17M | 26.3M | 24.97M | 24.81M | 25.89M | 23.69M | 32.37M | 33.8M | 44.76M | 49.84M | 47.1M | 36.83M |
| Depreciation & Amortization | 3.59M | 4.12M | 2.49M | 1.69M | 1.6M | 752K | 1.28M | 4.37M | 3.42M | 652K | 1.09M | 852K | 844K | 754K | 694K | 1.48M | 1.92M | 2.05M | -1.28M | 883K |
| Stock-Based Compensation | 0 | 1.56M | 920K | 948K | 870K | 928K | 979K | 1.1M | 940K | 913K | 908K | 1.03M | 931K | 940K | 930K | 1.19M | 1.11M | 916K | 1.09M | 687K |
| Deferred Taxes | 0 | 11.44M | 7.8M | 9.77M | 9.65M | 0 | 0 | 0 | 6.92M | 37.83M | -33.71M | 0 | 0 | 0 | 0 | 0 | 0 | -23.36M | 0 | 0 |
| Other Non-Cash Items | 339.19M | 386.83M | 224.09M | 154.28M | 142.46M | 171.79M | 178.71M | 137.85M | 123.62M | 158.81M | 177.1M | 130.92M | 117.79M | 136.34M | 125.41M | 104.72M | 78.77M | 71.12M | 4.63M | 61.47M |
| Working Capital Changes | -100.6M | -172.3M | -152.44M | -64.28M | -54.13M | -82.17M | -97.29M | -51.96M | -42.28M | -91.84M | -53.5M | -49.53M | -43.76M | -61.23M | -66.37M | -69.33M | -45.81M | -28.19M | -36.67M | -28.13M |
| Change in Receivables | 0 | -180.38M | -121.92M | 0 | -62.32M | 67.79M | 0 | 0 | 0 | 0 | 0 | -64.06M | 0 | -70.33M | -68.59M | 0 | -45.36M | 70.98M | -34.34M | -27.12M |
| Change in Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -102.05M | 0 | 0 |
| Change in Payables | -3.58M | 20.23M | -31.33M | 30.05M | 10.55M | 3.56M | -10.02M | 11.41M | -2.42M | 13.46M | 1.01M | 5.82M | -1.87M | 1.25M | -3.11M | -3.38M | 9.5M | 3.88M | 2.9M | -1.43M |
| Cash from Investing | -51.21M | -484.54M | -506.91M | -405.53M | -114.89M | -176M | -306.29M | -197.22M | -67.53M | -211.19M | -219.6M | -187.98M | -53.43M | -156.34M | -170.33M | -251.48M | -102.63M | -180.54M | -134.05M | -157.67M |
| Capital Expenditures | -250K | -144K | -58K | 0 | -2.68M | -1.6M | 131K | -67K | -64K | -83K | -111K | -1.03M | -2.77M | -3.55M | -698K | -525K | -76K | 95K | -49K | -22K |
| CapEx % of Revenue | 0.04% | 0.06% | 0.03% | 1.5% | 1.99% | 1.2% | 0.11% | 0.07% | 0.06% | 0.08% | 0.12% | 1.16% | 3.18% | 4.29% | 0.78% | 0.53% | 0.07% | 0.08% | 0.04% | 0.02% |
| Acquisitions | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Investments | 6.53B | 6.73B | 6.44B | 3.09B | 2.75B | 2.71B | 2.6B | 2.37B | 2.25B | 2.27B | 2.15B | 2.01B | 1.89B | 1.91B | 1.82B | 1.7B | 1.49B | 1.41B | 1.25B | 1.07B |
| Other Investing | 21.27M | -484.39M | -506.85M | -405.53M | -112.21M | -174.4M | -594.49M | 11.6M | 11.85M | 508.67M | -219.49M | -186.95M | -50.66M | -152.79M | -169.63M | -250.96M | -102.56M | -180.07M | -134.18M | -157.85M |
| Cash from Financing | -198.48M | 459.76M | 442.16M | 294.62M | -54.87M | 168.32M | 171.47M | 6.43M | 47.39M | 62.16M | 108.35M | 39.79M | -46.95M | 102.33M | 97.69M | 140.49M | -79.26M | 400.01M | 219K | 176.15M |
| Debt Issued (Net) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Equity Issued (Net) | -3.52M | -15.03M | 2.27M | 1.31M | -39.34M | -17.95M | -25.82M | -1.27M | 528K | -3.31M | -9.4M | -2.94M | -907K | 246K | -10.74M | -12.86M | -65.21M | -19.43M | 3.93M | -304K |
| Dividends Paid | -2.31M | -2.3M | -2.3M | -2.21M | -5.62M | -6M | -7.24M | -6.24M | -6.26M | -6.26M | -6.22M | -6.18M | -6.25M | -6.23M | -6.19M | -6.35M | -6.02M | -6.23M | -6.26M | -4.62M |
| Share Repurchases | -3.83M | -16.38M | -25K | -1.92M | -51.25M | -25.03M | -25.82M | -1.27M | -543K | -3.31M | -9.4M | -2.99M | -1.98M | 0 | -10.93M | -12.86M | -65.21M | -19.43M | -5.19M | -304K |
| Other Financing | 0 | 190K | 157K | 0 | 413K | 963K | 29K | 45K | -148K | 315K | 3.04M | 40K | 23K | 212K | 808K | 33K | 2.79M | 526K | 45K | 66.15M |
| Net Change in Cash | 36.65M | 241.47M | 42.7M | 21.79M | -38.19M | 114.93M | -22.45M | -75.14M | 98.65M | -16.37M | 5.62M | -40.1M | 1.32M | 46.5M | 20.37M | -39.16M | -101.15M | 291.85M | -118.98M | 90.23M |
| Free Cash Flow | 286.1M | 266.11M | 107.39M | 130.54M | 128.89M | 121.01M | 112.5M | 115.58M | 118.73M | 132.58M | 116.75M | 107.06M | 98.93M | 96.94M | 92.34M | 71.33M | 80.67M | 72.47M | 14.83M | 71.72M |
| FCF Margin % | 42.1% | 107.42% | 60.06% | 91.1% | 95.71% | 90.73% | 94.2% | 113.23% | 113.39% | 134.72% | 128.03% | 120.02% | 113.87% | 116.92% | 103.11% | 71.71% | 78.72% | 58.94% | 11.77% | 68.22% |
| FCF Growth % | 121.96% | 119.91% | -4.53% | 12.95% | 8.56% | -8.73% | -3.65% | 7.96% | 20.01% | 36.77% | 26.44% | 50.08% | 22.63% | 33.77% | 522.8% | -0.54% | 53.06% | 11.56% | -76.76% | 48.19% |
| FCF per Share | 14.91 | 13.87 | 5.60 | 6.80 | 6.81 | 6.39 | 5.98 | 6.15 | 6.34 | 7.09 | 6.17 | 5.65 | 5.21 | 5.20 | 4.85 | 3.66 | 4.02 | 3.48 | 0.71 | 3.41 |
| FCF Conversion (FCF/Net Income) | 6.48x | 7.58x | 4.30x | 4.34x | 4.17x | 3.92x | 3.80x | 4.76x | 4.54x | 5.04x | 4.63x | 4.31x | 3.88x | 4.19x | 2.86x | 2.11x | 1.79x | 1.45x | 0.32x | 1.95x |
| Interest Paid | 0 | 0 | 72.67M | 47.22M | 43.08M | 40.69M | 39.8M | 0 | 0 | 28.74M | 25.21M | 22.4M | 23.1M | 21.89M | 20.3M | 16.96M | 16.2M | 12.4M | 12.06M | 10.88M |
| Taxes Paid | 0 | 0 | -144K | 804K | 39K | -11K | 11K | 0 | 0 | -218K | 1.25M | 404K | 32K | 6K | 37K | 4.15M | 56K | 3.36M | 9.98M | 6.47M |