Atlanticus Holdings Corporation (ATLC) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Total Current Assets | 804.06M | 767.41M | 425.02M | 329.42M | 350.39M | 375.42M | 308.65M | 407.16M | 444.81M | 339.34M | 355.71M | 368.43M | 417.83M | 412.4M | 382.32M | 344.35M | 392.03M | 425.31M | 181.26M | 276.69M |
| Cash & Short-Term Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash Only | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Short-Term Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Days Sales Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Days Inventory Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Current Assets | 0 | 146.31M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Non-Current Assets | 6.66B | 6.86B | 6.65B | 3.31B | 2.92B | 2.9B | 2.73B | 11.11M | 2.34B | 2.37B | 2.24B | 2.09B | 1.96B | 1.98B | 1.87B | 1.77B | 1.53B | 1.52B | 1.3B | 1.14B |
| Property, Plant & Equipment | 26.34M | 27.69M | 29.02M | 27.36M | 26.25M | 24.4M | 20.72M | 21.38M | 22.17M | 22.75M | 23.36M | 23.92M | 23.77M | 21.8M | 19.05M | 19.06M | 9.41M | 11.35M | 6.43M | 8.67M |
| Fixed Asset Turnover | 25.16x | 8.74x | 6.34x | 5.35x | 5.32x | 5.91x | 5.67x | 4.69x | 4.66x | 4.27x | 3.86x | 3.74x | 3.81x | 4.06x | 4.70x | 6.99x | 9.87x | 13.83x | 16.68x | 11.25x |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 27.7M | 30.27M | 31.89M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Investments | 6.53B | 6.73B | 6.44B | 3.09B | 2.75B | 2.71B | 2.6B | 2.37B | 2.25B | 2.27B | 2.15B | 2.01B | 1.89B | 1.91B | 1.82B | 1.7B | 1.49B | 1.41B | 1.25B | 1.07B |
| Other Non-Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Assets | 7.47B | 7.62B | 7.08B | 3.64B | 3.27B | 3.27B | 3.04B | 2.84B | 2.79B | 2.71B | 2.6B | 2.45B | 2.38B | 2.39B | 2.25B | 2.12B | 1.92B | 1.94B | 1.48B | 1.42B |
| Asset Turnover | 0.09x | 0.03x | 0.03x | 0.04x | 0.04x | 0.04x | 0.04x | 0.04x | 0.04x | 0.04x | 0.04x | 0.04x | 0.04x | 0.04x | 0.04x | 0.05x | 0.05x | 0.07x | 0.09x | 0.08x |
| Asset Growth % | 128.14% | 133.07% | 132.89% | 28.4% | 17.4% | 20.85% | 17.06% | 15.58% | 17.34% | 13.34% | 15.3% | 15.98% | 23.61% | 22.84% | 51.88% | 49.06% | 60.2% | 61.02% | 42.51% | 50.37% |
| Total Current Liabilities | 78.43M | 436.65M | 68.65M | 112.79M | 81.11M | 72.09M | 59.56M | 2B | 59.17M | 61.63M | 48.17M | 47.47M | 42.01M | 44.33M | 43.49M | 46.97M | 50.91M | 42.29M | 38.63M | 38.66M |
| Accounts Payable | 0 | 284.51M | 253.08M | 112.79M | 81.11M | 72.09M | 59.56M | 70.58M | 59.17M | 61.63M | 48.17M | 47.47M | 42.01M | 44.33M | 43.49M | 46.97M | 50.91M | 42.29M | 38.63M | 38.66M |
| Days Payables Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Short-Term Debt | 78.43M | 0 | 68.65M | 0 | 0 | 0 | 0 | 38.9M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue (Current) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Current Liabilities | 0 | 0 | -253.08M | 0 | 0 | 0 | 0 | 1.86B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Ratio | 10.25x | 1.76x | 6.19x | 2.92x | 4.32x | 5.21x | 5.18x | 0.20x | 7.52x | 5.51x | 7.38x | 7.76x | 9.95x | 9.30x | 8.79x | 7.33x | 7.70x | 10.06x | 4.69x | 7.16x |
| Quick Ratio | 10.25x | 1.76x | 6.19x | 2.92x | 4.32x | 5.21x | 5.18x | 0.20x | 7.52x | 5.51x | 7.38x | 7.76x | 9.95x | 9.30x | 8.79x | 7.33x | 7.70x | 10.06x | 4.69x | 7.16x |
| Cash Conversion Cycle | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Non-Current Liabilities | 6.7B | 6.58B | 6.39B | 2.97B | 2.66B | 2.71B | 2.53B | 270.07M | 2.31B | 2.25B | 2.17B | 2.05B | 1.99B | 2.02B | 1.9B | 1.78B | 1.6B | 1.61B | 1.18B | 1.16B |
| Long-Term Debt | 6.26B | 6.52B | 5.98B | 2.77B | 2.47B | 2.48B | 2.29B | 2.04B | 2.06B | 2.01B | 1.93B | 1.81B | 1.76B | 1.8B | 1.69B | 1.57B | 1.41B | 1.42B | 997.54M | 978.35M |
| Capital Lease Obligations | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Deferred Tax Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | 6.78B | 7.02B | 6.45B | 3.08B | 2.74B | 2.78B | 2.59B | 2.27B | 2.37B | 2.31B | 2.22B | 2.09B | 2.03B | 2.06B | 1.95B | 1.83B | 1.65B | 1.66B | 1.22B | 1.2B |
| Total Debt | 6.35B | 6.54B | 6.06B | 2.8B | 2.5B | 2.51B | 2.31B | 2.1B | 2.08B | 2.03B | 1.95B | 1.83B | 1.78B | 1.82B | 1.71B | 1.59B | 1.41B | 1.43B | 1B | 988.07M |
| Net Debt | 5.55B | 5.92B | 5.64B | 2.47B | 2.15B | 2.13B | 2B | 1.69B | 1.64B | 1.69B | 1.6B | 1.49B | 1.39B | 1.43B | 1.36B | 1.28B | 1.04B | 1.02B | 837.81M | 722.2M |
| Debt / Equity | 9.29x | 10.84x | 9.70x | 5.00x | 4.72x | 5.12x | 5.07x | 3.67x | 5.04x | 5.16x | 5.21x | 5.06x | 5.16x | 5.59x | 5.58x | 5.51x | 5.18x | 4.96x | 3.84x | 4.57x |
| Debt / EBITDA | 34.31x | 129.97x | 173.32x | 66.89x | 58.83x | 60.70x | 59.79x | 70.28x | 61.09x | 63.40x | 59.45x | 55.69x | 50.96x | 59.53x | 42.69x | 36.18x | 35.77x | 21.95x | 17.75x | 20.66x |
| Net Debt / EBITDA | 29.97x | 117.63x | 161.17x | 59.02x | 50.58x | 51.61x | 51.78x | 56.64x | 48.04x | 52.78x | 48.62x | 45.26x | 39.79x | 46.92x | 33.87x | 28.99x | 26.32x | 15.65x | 14.80x | 15.10x |
| Interest Coverage | 1.48x | 0.37x | 0.43x | 0.75x | 0.86x | 0.89x | 0.88x | 0.75x | 0.94x | 0.94x | 1.12x | 1.32x | 1.41x | 1.24x | 1.83x | 2.25x | 2.16x | 4.02x | 4.68x | 3.40x |
| Total Equity | 683.97M | 603.83M | 624.81M | 559.18M | 528.85M | 489.36M | 454.46M | 571.31M | 413.27M | 392.42M | 374.57M | 361.39M | 344.74M | 325.04M | 306.27M | 289.22M | 273.32M | 287.5M | 261.95M | 216.42M |
| Equity Growth % | 29.33% | 23.39% | 37.48% | -2.12% | 27.97% | 24.7% | 21.33% | 58.09% | 19.88% | 20.73% | 22.3% | 24.95% | 26.13% | 13.06% | 16.92% | 33.64% | 132.03% | 275.77% | 370.52% | 910.5% |
| Book Value per Share | 35.65 | 31.47 | 32.56 | 29.14 | 27.92 | 25.84 | 24.16 | 30.38 | 22.07 | 20.99 | 19.80 | 19.06 | 18.16 | 17.43 | 16.09 | 14.85 | 13.63 | 13.79 | 12.56 | 10.29 |
| Total Shareholders' Equity | 688.43M | 608.7M | 629.34M | 563.32M | 532.71M | 492.91M | 457.72M | 473.81M | 416.02M | 394.68M | 376.79M | 363.35M | 346.42M | 326.41M | 307.45M | 290.2M | 274.07M | 288M | 262.7M | 217.29M |
| Common Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 548.29M | 506.42M | 473.6M | 450.93M | 422.57M | 394.63M | 368.34M | 345.11M | 327.14M | 307.26M | 280.96M | 255.72M | 230.63M | 204.41M | 180.42M | 147.85M | 113.83M | 60.24M | 10.26M | -36.72M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | -4.46M | -4.87M | -4.54M | -4.15M | -3.86M | -3.54M | -3.26M | 97.49M | -2.75M | -2.26M | -2.23M | -1.96M | -1.69M | -1.37M | -1.18M | -979K | -751K | -500K | -745K | -868K |