Arrow Financial Corporation (AROW) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash & Short Term Investments | 29.1M | 29.13M | 921.34M | 716.13M | 747.19M | 617.66M | 777.15M | 650.98M | 768.3M | 640.3M | 813.98M | 717.31M | 769.16M | 638.15M | 948.48M | 800M | 1.07B | 1.02B | 1.09B | 916.1M |
| Cash & Due from Banks | 29.1M | 29.13M | 397.44M | 268.45M | 301.45M | 154.55M | 340.09M | 200.2M | 282.46M | 142.54M | 294.74M | 173.6M | 203.47M | 64.66M | 373.43M | 217.25M | 487.58M | 457.7M | 598.37M | 478.23M |
| Short Term Investments | 0 | 0 | 523.91M | 447.68M | 445.74M | 463.11M | 437.07M | 450.79M | 485.83M | 497.77M | 519.24M | 543.71M | 565.69M | 573.5M | 575.05M | 582.74M | 582.43M | 559.32M | 486.9M | 437.87M |
| Total Investments | 4.26B | 4.18B | 3.96B | 3.91B | 3.93B | 3.93B | 3.85B | 3.84B | 3.84B | 3.82B | 3.77B | 3.73B | 3.71B | 3.71B | 3.65B | 3.58B | 3.49B | 3.4B | 3.31B | 3.26B |
| Investments Growth % | 8.36% | 6.23% | 2.79% | 2.03% | 2.2% | 2.98% | 2.25% | 2.92% | 3.59% | 2.9% | 3.13% | 4.02% | 6.28% | 9.01% | 10.26% | 9.88% | 6% | 7.83% | 4.73% | 3.55% |
| Long-Term Investments | 4.26B | 4.18B | 3.44B | 3.47B | 3.48B | 3.47B | 3.42B | 3.39B | 3.36B | 3.32B | 3.25B | 3.18B | 3.14B | 3.14B | 3.08B | 3B | 2.91B | 2.84B | 2.83B | 2.82B |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 25.48M | 25.53M | 25.59M | 25.66M | 25.74M | 25.85M | 25.98M | 22.8M | 22.89M | 22.98M | 23.08M | 23.18M | 23.27M | 23.37M | 23.48M | 23.58M | 23.69M | 23.79M | 23.88M | 23.95M |
| Goodwill | 23.79M | 23.79M | 23.79M | 23.79M | 23.79M | 23.79M | 23.79M | 21.87M | 21.87M | 21.87M | 21.87M | 21.87M | 21.87M | 21.87M | 21.87M | 21.87M | 21.87M | 21.87M | 21.87M | 21.87M |
| Intangible Assets | 1.69M | 1.74M | 1.8M | 1.87M | 1.95M | 2.06M | 2.19M | 927K | 1.02M | 1.11M | 1.21M | 1.3M | 1.4M | 1.5M | 1.6M | 1.71M | 1.82M | 1.92M | 2.01M | 2.08M |
| PP&E (Net) | 59.56M | 59.43M | 60M | 60.7M | 59.92M | 59.72M | 59.93M | 59.24M | 59.49M | 59.64M | 60.31M | 59.77M | 58.23M | 56.49M | 54.02M | 50.14M | 48.48M | 46.22M | 44M | 43.27M |
| Other Assets | -4.26B | -4.18B | 142.2M | 145.51M | 134.07M | 134.51M | 131.28M | 125.52M | 125.75M | 126.93M | 125.5M | 119.32M | 119.97M | 114.63M | 126.94M | 116.65M | 106.08M | 96.58M | 89.94M | 89.32M |
| Total Current Assets | 29.1M | 29.13M | 921.34M | 716.13M | 747.19M | 617.66M | 777.15M | 650.98M | 768.3M | 640.3M | 813.98M | 717.31M | 769.16M | 638.15M | 948.48M | 800M | 1.07B | 1.02B | 1.09B | 916.1M |
| Total Non-Current Assets | 85.04M | 84.96M | 3.67B | 3.7B | 3.7B | 3.69B | 3.63B | 3.59B | 3.57B | 3.53B | 3.46B | 3.39B | 3.35B | 3.33B | 3.28B | 3.19B | 3.09B | 3.01B | 2.99B | 2.98B |
| Total Assets | 4.52B | 4.45B | 4.59B | 4.41B | 4.45B | 4.31B | 4.41B | 4.24B | 4.33B | 4.17B | 4.27B | 4.1B | 4.11B | 3.97B | 4.23B | 3.99B | 4.16B | 4.03B | 4.07B | 3.9B |
| Asset Growth % | 1.64% | 3.24% | 3.98% | 4.01% | 2.66% | 3.27% | 3.24% | 3.43% | 5.32% | 5.05% | 0.95% | 2.82% | -1% | -1.45% | 3.97% | 2.44% | 6.47% | 9.2% | 7.77% | 9.84% |
| Return on Assets (ROA) | 0.3% | 0.31% | 0.28% | 0.24% | 0.14% | 0.1% | 0.21% | 0.2% | 0.18% | 0.18% | 0.18% | 0.15% | 0.21% | 0.29% | 0.3% | 0.29% | 0.31% | 0.25% | 0.33% | 0.34% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 34.11M | 29.19M | 29.19M | 33.57M | 33.58M | 33.6M | 33.62M | 31.54M | 131.55M | 71.57M | 199.38M | 210.89M | 202.91M | 106.92M | 50.13M | 50.14M | 50.16M | 70.17M | 72.61M | 73.28M |
| Net Debt | 5.01M | 62K | -368.24M | -234.88M | -267.87M | -120.94M | -306.47M | -168.66M | -150.91M | -70.97M | -95.36M | 37.29M | -566K | 42.26M | -323.3M | -167.11M | -437.42M | -387.53M | -525.76M | -404.94M |
| Long-Term Debt | 24.27M | 24.27M | 24.27M | 28.6M | 28.6M | 28.6M | 28.6M | 26.5M | 26.5M | 46.5M | 194.3M | 41.8M | 162.8M | 74.8M | 45M | 45M | 45M | 65M | 65M | 65M |
| Short-Term Debt | 1.15M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 100M | 20M | 0 | 164M | 35M | 27M | 0 | 0 | 0 | 0 | 2.43M | 3.09M |
| Other Liabilities | 4.05B | 3.26B | 40.18M | 43.31M | 42.73M | 43.91M | 147.06M | 146.21M | 45.06M | 30.96M | 47.03M | 29.09M | 2M | 10.69M | 41.99M | 38.9M | 33.63M | 36.1M | 32.76M | 31.84M |
| Total Current Liabilities | 1.15M | 722.37M | 4.1B | 3.93B | 3.97B | 3.83B | 3.84B | 3.68B | 3.88B | 3.71B | 3.67B | 3.67B | 3.58B | 3.53B | 3.8B | 3.55B | 3.72B | 3.55B | 3.61B | 3.44B |
| Total Non-Current Liabilities | 4.08B | 3.29B | 69.38M | 76.88M | 76.31M | 77.52M | 180.68M | 177.75M | 76.62M | 82.53M | 246.41M | 75.99M | 169.91M | 90.61M | 92.12M | 89.05M | 83.79M | 106.27M | 102.94M | 102.03M |
| Total Liabilities | 4.08B | 4.01B | 4.17B | 4.01B | 4.04B | 3.91B | 4.02B | 3.86B | 3.96B | 3.79B | 3.91B | 3.74B | 3.75B | 3.62B | 3.89B | 3.63B | 3.8B | 3.66B | 3.71B | 3.54B |
| Total Equity | 440.14M | 431.85M | 417.69M | 408.51M | 404.41M | 400.9M | 393.31M | 383.02M | 377.99M | 379.77M | 360.01M | 361.44M | 363.37M | 353.54M | 345.55M | 356.5M | 357.24M | 371.19M | 360.17M | 353.03M |
| Equity Growth % | 8.84% | 7.72% | 6.2% | 6.65% | 6.99% | 5.56% | 9.25% | 5.97% | 4.02% | 7.42% | 4.19% | 1.39% | 1.72% | -4.75% | -4.06% | 0.98% | 4.33% | 11% | 10.6% | 11.13% |
| Equity / Assets (Capital Ratio) | 9.73% | 9.71% | 9.11% | 9.25% | 9.09% | 9.31% | 8.92% | 9.02% | 8.72% | 9.11% | 8.43% | 8.81% | 8.83% | 8.91% | 8.16% | 8.93% | 8.6% | 9.22% | 8.85% | 9.06% |
| Return on Equity (ROE) | 3.09% | 3.3% | 3.1% | 2.66% | 1.57% | 1.13% | 2.31% | 2.26% | 2.02% | 2.09% | 2.15% | 1.67% | 2.39% | 3.46% | 3.46% | 3.36% | 3.45% | 2.82% | 3.64% | 3.82% |
| Book Value per Share | 26.83 | 26.31 | 25.46 | 24.68 | 24.26 | 23.95 | 23.49 | 22.92 | 22.41 | 22.33 | 21.12 | 21.20 | 21.30 | 20.69 | 20.87 | 21.56 | 21.56 | 22.42 | 21.74 | 21.31 |
| Tangible BV per Share | 25.28 | 24.76 | 23.90 | 23.13 | 22.71 | 22.41 | 21.94 | 21.56 | 21.05 | 20.98 | 19.76 | 19.84 | 19.93 | 19.32 | 19.45 | 20.13 | 20.13 | 20.98 | 20.30 | 19.86 |
| Common Stock | 22.07M | 22.07M | 22.07M | 22.07M | 22.07M | 22.07M | 22.07M | 22.07M | 22.07M | 22.07M | 22.07M | 21.42M | 21.42M | 21.42M | 21.42M | 20.8M | 20.8M | 20.8M | 20.8M | 20.19M |
| Additional Paid-in Capital | 414.43M | 414.51M | 414.13M | 413.88M | 413.47M | 413.48M | 413.06M | 412.92M | 412.82M | 412.55M | 412.4M | 401.07M | 400.94M | 400.27M | 399.46M | 379.42M | 378.76M | 378M | 377.35M | 355.19M |
| Retained Earnings | 110.8M | 102.27M | 93.03M | 84.97M | 78.83M | 77.22M | 77.43M | 72.98M | 68.89M | 65.79M | 62.65M | 71.08M | 69.5M | 65.4M | 57.78M | 69.98M | 62.33M | 54.08M | 47.94M | 60.49M |
| Accumulated OCI | -4.76M | -4.04M | -8.64M | -10.89M | -13.52M | -18.45M | -25.97M | -31.63M | -32.71M | -33.42M | -52.58M | -47.61M | -43.98M | -49.66M | -49.07M | -29.56M | -20.8M | 347K | -3.72M | -2.66M |
| Treasury Stock | -102.39M | -102.95M | -102.9M | -101.52M | -96.43M | -93.4M | -93.28M | -93.31M | -93.08M | -87.22M | -84.51M | -84.51M | -84.51M | -83.9M | -84.04M | -84.14M | -83.85M | -82.03M | -82.19M | -80.19M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |