Ambac Financial Group, Inc. (AMBC) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 | Q1'21 | Q4'20 |
|---|
| Revenue | 66.61M | 54.96M | 62.76M | -85.19M | 70M | 51.04M | 49.55M | 73M | 72M | 61M | 57M | 195M | 80M | 29M | 120M | 53M | 52M | 50M | 95M | 87M |
| Revenue Growth % | -4.86% | 7.68% | 26.65% | -216.69% | -2.77% | -16.33% | -13.07% | -62.56% | -10% | 110.34% | -52.5% | 267.92% | 53.85% | -42% | 26.32% | -39.08% | -17.46% | -33.33% | 235.71% | -4.76% |
| Medical Costs & Claims | 29.04M | 22.08M | 24.7M | 40.17M | 35.91M | 36.31M | 33.6M | 31M | -66M | 14M | 27M | -49M | -348M | -8M | 29M | -15M | -51M | -26M | 8M | 9M |
| Medical Cost Ratio % | 43.61% | 40.18% | 39.36% | -47.15% | 51.3% | 71.15% | 67.81% | 42.47% | -91.67% | 22.95% | 47.37% | -25.13% | -435% | -27.59% | 24.17% | -28.3% | -98.08% | -52% | 8.42% | 10.34% |
| Gross Profit | 37.56M | 32.88M | 38.05M | -125.35M | 34.09M | 14.73M | 15.95M | 42M | 138M | 47M | 30M | 244M | 428M | 37M | 91M | 68M | 103M | 76M | 87M | 78M |
| Gross Margin % | 56.39% | 59.82% | 60.64% | 147.15% | 48.7% | 28.85% | 32.19% | 57.53% | 191.67% | 77.05% | 52.63% | 125.13% | 535% | 127.59% | 75.83% | 128.3% | 198.08% | 152% | 91.58% | 89.66% |
| Gross Profit Growth % | 10.18% | 123.26% | 138.58% | -398.46% | -75.3% | -68.67% | -46.83% | -82.79% | -67.76% | 27.03% | -67.03% | 258.82% | 315.53% | -51.32% | 4.6% | -12.82% | 615% | 28.81% | 146.52% | 1495.35% |
| Operating Expenses | 69.64M | 55.85M | 53.16M | -64.51M | 54.85M | 29.48M | 19.19M | 58M | 72M | 59M | 59M | 70M | 86M | 31M | 87M | 87M | 83M | 92M | 69M | 91M |
| OpEx / Revenue % | 104.56% | 101.63% | 84.71% | 75.73% | 78.35% | 57.75% | 38.73% | 79.45% | 100% | 96.72% | 103.51% | 35.9% | 107.5% | 106.9% | 72.5% | 164.15% | 159.62% | 184% | 72.63% | 104.6% |
| Depreciation & Amortization | 9.75M | 9.74M | 9.18M | -15.05M | 7.1M | 1.61M | 1.61M | 9M | 8M | 7M | 7M | 14M | 6M | 15M | 14M | 12M | 11M | 15M | 19M | 17M |
| Combined Ratio % | 148.16% | 141.8% | 124.07% | 28.57% | 129.65% | 128.9% | 106.54% | 121.92% | 8.33% | 119.67% | 150.88% | 10.77% | -327.5% | 79.31% | 96.67% | 135.85% | 61.54% | 132% | 81.05% | 114.94% |
| Operating Income | -32.08M | -22.97M | -15.11M | -60.84M | -20.76M | -14.75M | -3.24M | -16M | 66M | -12M | -29M | 174M | 342M | 6M | 4M | -19M | 20M | -16M | 18M | -13M |
| Operating Margin % | -48.16% | -41.8% | -24.07% | 71.43% | -29.65% | -28.9% | -6.54% | -21.92% | 91.67% | -19.67% | -50.88% | 89.23% | 427.5% | 20.69% | 3.33% | -35.85% | 38.46% | -32% | 18.95% | -14.94% |
| Operating Income Growth % | -54.55% | -55.77% | -366.41% | -280.28% | -131.45% | -22.91% | 88.83% | -109.2% | -80.7% | -300% | -825% | 1015.79% | 1610% | 137.5% | -77.78% | -46.15% | 118.69% | 52.94% | 106.29% | 88.26% |
| EBITDA | -22.33M | -13.23M | -5.93M | -75.9M | -13.65M | -13.13M | -1.63M | -7M | 74M | -5M | -22M | 188M | 348M | 21M | 18M | -7M | 31M | -1M | 37M | 4M |
| EBITDA Margin % | -33.53% | -24.08% | -9.45% | 89.1% | -19.5% | -25.74% | -3.28% | -9.59% | 102.78% | -8.2% | -38.6% | 96.41% | 435% | 72.41% | 15% | -13.21% | 59.62% | -2% | 38.95% | 4.6% |
| Interest Expense | 6.18M | 5.57M | 5.45M | 5.63M | 3.75M | 0 | 0 | 16M | 16M | 16M | 16M | 30M | 49M | 45M | 44M | 43M | 44M | 50M | 50M | 50M |
| Non-Operating Income | -6.19M | -5.57M | -5.45M | 41.62M | -3.75M | 0 | 0 | 0 | -18M | -17M | -16M | -29M | -49M | -45M | -43M | -43M | -43M | -48M | -51M | -50M |
| Pretax Income | -32.08M | -22.97M | -15.11M | -60.84M | -20.76M | -14.75M | -3.24M | -16M | 68M | -11M | -29M | 173M | 342M | 6M | 3M | -19M | 19M | -18M | 19M | -13M |
| Pretax Margin % | -48.16% | -41.8% | -24.07% | 71.43% | -29.65% | -28.9% | -6.54% | -21.92% | 94.44% | -18.03% | -50.88% | 88.72% | 427.5% | 20.69% | 2.5% | -35.85% | 36.54% | -36% | 20% | -14.94% |
| Income Tax | -1.24M | -2.17M | -617K | -10.92M | -867K | -30K | 130K | 0 | 1M | 2M | 4M | -2M | 2M | 1M | 0 | 3M | 2M | 11M | 2M | 2M |
| Effective Tax Rate % | 3.87% | 9.45% | 4.08% | 17.95% | 4.18% | 0.2% | -4.01% | 0% | 1.47% | -18.18% | -13.79% | -1.16% | 0.58% | 16.67% | 0% | -15.79% | 10.53% | -61.11% | 10.53% | -15.38% |
| Net Income | -112.62M | -72.7M | -46.39M | -548.45M | -27.5M | -750K | 20.07M | -16M | 66M | -13M | -32M | 174M | 340M | 5M | 2M | -22M | 17M | -28M | 17M | -14M |
| Net Margin % | -169.09% | -132.28% | -73.92% | 643.83% | -39.29% | -1.47% | 40.5% | -21.92% | 91.67% | -21.31% | -56.14% | 89.23% | 425% | 17.24% | 1.67% | -41.51% | 32.69% | -56% | 17.89% | -16.09% |
| Net Income Growth % | -309.48% | -9593.2% | -331.15% | -3327.81% | -141.67% | 94.23% | 162.72% | -109.2% | -80.59% | -360% | -1700% | 890.91% | 1900% | 117.86% | -88.24% | -57.14% | 115.74% | 20% | 106.07% | 87.33% |
| EPS (Diluted) | -2.35 | -1.54 | -1.22 | -11.40 | -0.59 | -0.02 | 0.43 | -0.24 | 1.41 | -0.28 | -0.72 | 3.86 | 7.42 | 0.11 | -0.87 | -0.47 | 0.35 | -0.60 | 0.36 | -0.30 |
| EPS Growth % | -298.31% | -7029.63% | -383.72% | -4647.92% | -141.84% | 92.29% | 159.72% | -106.22% | -81% | -354.55% | 17.24% | 921.28% | 2020% | 118.33% | -341.67% | -55.04% | 114.96% | 21.05% | 105.92% | 87.38% |
| EPS (Basic) | -2.35 | -1.54 | -1.22 | -11.79 | -0.59 | -0.02 | 0.44 | -0.85 | 1.44 | -0.28 | -0.72 | 3.93 | 7.50 | 0.11 | -0.88 | -0.48 | 0.35 | -0.60 | 0.37 | -0.30 |
| Diluted Shares Outstanding | 48.11M | 48.12M | 47.31M | 48.13M | 47.69M | 46.21M | 46.35M | 45.59M | 46.81M | 45.76M | 45.56M | 46.08M | 45.85M | 45.69M | 47.36M | 46.63M | 47.04M | 46.58M | 46.86M | 46.18M |