AMAL trades 4.8% below Wall Street's consensus target of $48.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes AMAL achieves its forward estimates and maintains a stable P/E multiple of 11.7x. This scenario reflects the blended consensus of 6 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of July 8, 2026, Amalgamated Financial Corp. (AMAL) has a Wall Street consensus price target of $48.00, based on estimates from 6 covering analysts. With the stock currently trading at $45.80, this represents a potential upside of +4.8%. The company has a market capitalization of $1.37B.
Analyst price targets range from a low of $48.00 to a high of $48.00, representing a 0% spread in expectations. The median target of $48.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 5 analysts rating the stock as a Buy or Strong Buy,1 rating it Hold, and 0 rating it Sell or Strong Sell. This overwhelmingly bullish sentiment suggests analysts see significant catalysts for upside ahead.
From a valuation perspective, AMAL trades at a trailing P/E of 13.4x and forward P/E of 11.7x. The forward PEG ratio of 0.64 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow +12.9% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $51.56, with bear and bull scenarios of $32.48 and $67.93 respectively. Model confidence stands at 47/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
DCOMDime Community Bancshares, Inc. | $1.7B | $39.64 | $39.50 | -0.4% | Hold | 11.8x | 10 |
PFBCPreferred Bank | $1.2B | $105.22 | $102.00 | -3.1% | Buy | 9.8x | 10 |
BCALSouthern California Bancorp | $663M | $20.61 | $22.00 | +6.7% | Buy | 12.3x | 3 |
NECBNortheast Community Bancorp, Inc. | $370M | $26.75 | $29.50 | +10.3% | Hold | 8.7x | 1 |
CTBICommunity Trust Bancorp, Inc. | $1.3B | $72.14 | $76.00 | +5.4% | Hold | 11.8x | 6 |
CFFNCapitol Federal Financial, Inc. | $1.1B | $8.37 | $7.00 | -16.4% | Hold | 12.7x | 5 |
TRSTTrustCo Bank Corp NY | $956M | $54.71 | — | — | Hold | 19.1x | 3 |
NBTBNBT Bancorp Inc. | $2.6B | $49.63 | $56.00 | +12.8% | Hold | 11.9x | 10 |
FISFidelity National Information Services, Inc. | $22.0B | $42.60 | $62.88 | +47.6% | Buy | 6.8x | 37 |
FISVFiserv, Inc. | $28.1B | $52.71 | $69.17 | +31.2% | Buy | 6.5x | 60 |
Quick answers to the most common questions about buying AMAL stock.
The consensus price target for AMAL is $48, close to the current price of $45.8 (4.8% implied move). Based on 6 analyst estimates, the stock appears fairly valued near current levels.
AMAL has a consensus rating of "Buy" based on 6 Wall Street analysts. The rating breakdown is predominantly bullish, with 5 Buy/Strong Buy ratings. The consensus 12-month price target of $48 implies 4.8% upside from current levels.
With a forward P/E of 11.6837x, AMAL trades at a relatively low valuation. The consensus target of $48 implies 4.8% appreciation, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $48 for AMAL, while the most conservative target is $48. The consensus of $48 represents the median expectation. Our quantitative valuation model projects a bull case target of $68 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
AMAL is moderately covered, with 6 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 5 have Buy ratings, 1 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month AMAL stock forecast based on 6 Wall Street analysts shows a consensus price target of $48, with estimates ranging from $48 (bear case) to $48 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $52, with bear/bull scenarios of $32/$68.
Our quantitative valuation model calculates AMAL's fair value at $52 (base case), with a bear case of $32 and bull case of $68. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 47/100.
AMAL trades at a forward P/E ratio of 11.7x based on next-twelve-months earnings estimates compared to a trailing P/E of 13.4x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
AMAL appears fairly valued according to analysts, with a "Buy" rating and minimal upside to the $48 target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
AMAL analyst price targets range from $48 to $48, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $48 consensus represents the middle ground. Our model's $32-$68 range provides an independent fundamental perspective.
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