Amalgamated Financial Corp. (AMAL) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 80.16M | 77.85M | 76.45M | 72.91M | 70.58M | 73.09M | 72.11M | 69.19M | 68.04M | 67.32M | 63.73M | 62.98M | 67.28M | 67.35M | 67.63M | 56.5M | 48.37M | 47.08M | 43.39M | 41.99M |
| NII Growth % | 13.57% | 6.51% | 6.02% | 5.37% | 3.73% | 8.58% | 13.15% | 9.85% | 1.13% | -0.04% | -5.77% | 11.48% | 39.1% | 43.04% | 55.87% | 34.55% | 15.59% | 3.12% | -4.08% | -5.51% |
| Net Interest Margin % | 0.87% | 0.88% | 0.88% | 0.85% | 0.85% | 0.89% | 0.86% | 0.84% | 0.84% | 0.84% | 0.81% | 0.81% | 0.86% | 0.86% | 0.86% | 0.71% | 0.63% | 0.67% | 0.63% | 0.64% |
| Interest Income | 109.31M | 107.86M | 109.58M | 104.1M | 100.69M | 102.58M | 102.82M | 98.96M | 96.93M | 95.98M | 91.24M | 85.92M | 84.94M | 78.54M | 70.81M | 58.67M | 50.46M | 48.89M | 44.8M | 43.42M |
| Interest Expense | 29.16M | 30M | 33.14M | 31.19M | 30.11M | 29.49M | 30.71M | 29.77M | 28.9M | 28.66M | 27.51M | 22.94M | 17.66M | 11.2M | 3.19M | 2.17M | 2.09M | 1.81M | 1.41M | 1.43M |
| Loan Loss Provision | 13.49M | 0 | 5.3M | 4.89M | 596K | 3.69M | 1.85M | 3.16M | 1.59M | 3.76M | 2.01M | 3.94M | 4.96M | 4.43M | 5.36M | 2.91M | 2.29M | 3.57M | -2.28M | 1.68M |
| Non-Interest Income | 13.29M | 7.35M | 8.56M | 7.97M | 8.91M | 5.32M | 9.76M | 10.81M | 8.16M | 5.74M | 6.23M | 7.39M | 5.05M | 5.64M | 6.15M | 7.88M | 6.99M | 6.49M | 7.18M | 6.88M |
| Non-Interest Income % | 10.84% | 6.38% | 7.25% | 7.12% | 8.13% | 4.93% | 8.67% | 9.85% | 7.76% | 5.64% | 6.39% | 7.92% | 5.62% | 6.7% | 8% | 11.85% | 12.17% | 11.72% | 13.82% | 13.68% |
| Total Revenue | 122.6M | 115.2M | 118.15M | 112.07M | 109.6M | 107.9M | 112.58M | 109.77M | 105.09M | 101.72M | 97.47M | 93.31M | 89.99M | 84.19M | 76.97M | 66.55M | 57.45M | 55.38M | 51.98M | 50.3M |
| Revenue Growth % | 11.86% | 6.77% | 4.95% | 2.1% | 4.29% | 6.08% | 15.5% | 17.64% | 16.78% | 20.83% | 26.63% | 40.2% | 56.64% | 52.02% | 48.06% | 32.3% | 12.43% | -0.54% | -6.77% | -7.7% |
| Non-Interest Expense | 45.89M | 51.93M | 43.02M | 40.53M | 44.16M | 41.67M | 41.79M | 41.06M | 36.08M | 34.08M | 36.79M | 36.97M | 38.47M | 36.99M | 37.41M | 34.98M | 33.97M | 29.16M | 33.52M | 32.95M |
| Efficiency Ratio | 37.43% | 45.08% | 36.41% | 36.17% | 40.29% | 38.62% | 37.12% | 37.41% | 34.33% | 33.51% | 37.75% | 39.62% | 42.75% | 43.93% | 48.6% | 52.57% | 59.12% | 52.66% | 64.47% | 65.5% |
| Operating Income | 34.07M | 33.27M | 36.69M | 35.41M | 34.74M | 33.05M | 38.23M | 35.78M | 38.53M | 35.22M | 31.16M | 29.46M | 28.9M | 31.57M | 31.01M | 26.49M | 19.1M | 20.84M | 19.33M | 14.24M |
| Operating Margin % | 27.79% | 28.88% | 31.05% | 31.59% | 31.69% | 30.63% | 33.96% | 32.59% | 36.66% | 34.62% | 31.96% | 31.57% | 32.12% | 37.5% | 40.29% | 39.8% | 33.25% | 37.64% | 37.19% | 28.31% |
| Operating Income Growth % | -1.93% | 0.64% | -4.04% | -1.03% | -9.83% | -6.14% | 22.72% | 21.44% | 33.29% | 11.56% | 0.47% | 11.23% | 51.32% | 51.46% | 60.42% | 85.98% | 17.09% | 13.06% | 15.48% | 3.04% |
| Pretax Income | 34.07M | 33.27M | 36.69M | 35.46M | 34.74M | 33.05M | 38.23M | 35.78M | 38.53M | 35.22M | 31.16M | 29.46M | 28.9M | 31.57M | 31.01M | 26.49M | 19.1M | 20.84M | 19.33M | 14.24M |
| Pretax Margin % | 27.79% | 28.88% | 31.05% | 31.64% | 31.69% | 30.63% | 33.96% | 32.59% | 36.66% | 34.62% | 31.96% | 31.57% | 32.12% | 37.5% | 40.29% | 39.8% | 33.25% | 37.64% | 37.19% | 28.31% |
| Income Tax | 8.84M | 6.63M | 9.9M | 9.47M | 9.71M | 8.56M | 10.29M | 9.02M | 11.28M | 12.52M | 8.85M | 7.82M | 7.57M | 6.81M | 8.07M | 6.87M | 4.93M | 4.92M | 4.92M | 3.83M |
| Effective Tax Rate % | 25.96% | 19.92% | 26.98% | 26.71% | 27.95% | 25.91% | 26.92% | 25.22% | 29.27% | 35.56% | 28.4% | 26.54% | 26.17% | 21.58% | 26.01% | 25.95% | 25.84% | 23.6% | 25.43% | 26.92% |
| Net Income | 25.22M | 26.64M | 26.79M | 25.99M | 25.03M | 24.49M | 27.94M | 26.75M | 27.25M | 22.69M | 22.31M | 21.64M | 21.34M | 24.75M | 22.94M | 19.61M | 14.16M | 15.92M | 14.42M | 10.41M |
| Net Margin % | 20.57% | 23.12% | 22.67% | 23.19% | 22.83% | 22.7% | 24.82% | 24.37% | 25.93% | 22.31% | 22.89% | 23.19% | 23.71% | 29.41% | 29.81% | 29.47% | 24.66% | 28.76% | 27.73% | 20.69% |
| Net Income Growth % | 0.78% | 8.77% | -4.12% | -2.86% | -8.15% | 7.91% | 25.26% | 23.62% | 27.7% | -8.33% | -2.77% | 10.35% | 50.64% | 55.46% | 59.16% | 88.44% | 16.21% | 15.48% | 15.51% | 0.33% |
| Net Income (Continuing) | 25.22M | 26.64M | 26.79M | 25.99M | 25.03M | 24.49M | 27.94M | 26.75M | 27.25M | 22.69M | 22.31M | 21.64M | 21.34M | 24.75M | 22.94M | 19.61M | 14.16M | 15.92M | 14.42M | 10.41M |
| EPS (Diluted) | 0.84 | 0.88 | 0.88 | 0.84 | 0.81 | 0.79 | 0.90 | 0.87 | 0.89 | 0.74 | 0.73 | 0.70 | 0.69 | 0.80 | 0.74 | 0.63 | 0.45 | 0.50 | 0.46 | 0.33 |
| EPS Growth % | 3.7% | 11.39% | -2.22% | -3.45% | -8.99% | 6.76% | 23.29% | 24.29% | 28.99% | -7.5% | -1.35% | 11.11% | 53.33% | 60% | 60.87% | 90.91% | 15.38% | 13.64% | 15% | 0% |
| EPS (Basic) | 0.85 | 0.89 | 0.89 | 0.85 | 0.82 | 0.80 | 0.91 | 0.88 | 0.89 | 0.75 | 0.73 | 0.71 | 0.69 | 0.81 | 0.75 | 0.64 | 0.46 | 0.51 | 0.46 | 0.33 |
| Diluted Shares Outstanding | 30.15M | 30.27M | 30.41M | 30.76M | 30.95M | 30.94M | 30.91M | 30.83M | 30.74M | 30.62M | 30.59M | 30.78M | 30.94M | 31.05M | 31.03M | 31.19M | 31.46M | 31.52M | 31.46M | 31.57M |