Ally Financial Inc. (ALLY) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | 1.37B | 652M | 1.2B | 947M | 940M | 620M | 992M | 1.65B | 1.27B | -17M | 1.66B | 1.59B | 1.43B | 1.17B | 1.6B | 1.83B | 1.64B | 959M | 1.46B | 452M |
| Operating CF Margin % | 35.27% | 16.54% | 30.45% | 24.43% | 27.41% | 15.35% | 23.74% | 40.93% | 30.73% | -0.4% | 41.27% | 40.25% | 37.66% | 32.4% | 53.28% | 66.9% | 60.04% | 34.89% | 56.32% | 16.7% |
| Operating CF Growth % | 45.85% | 5.16% | 21.17% | -42.61% | -25.75% | 3747.06% | -40.24% | 3.9% | -11.59% | -101.45% | 3.62% | -13.27% | -12.74% | 22.31% | 9.65% | 305.09% | 40.26% | -15.51% | 1.32% | 29.89% |
| Net Income | 319M | 327M | 398M | 352M | -225M | -140M | 357M | 308M | 143M | 76M | 296M | 329M | 319M | 278M | 299M | 482M | 655M | 652M | 712M | 900M |
| Depreciation & Amortization | 378M | 256M | 338M | 329M | 361M | 269M | 314M | 306M | 310M | 324M | 310M | 296M | 317M | 327M | 334M | 327M | 339M | 330M | 291M | 267M |
| Stock-Based Compensation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Taxes | 0 | 1.32B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 450M | -865M | 343M | 406M | 1.05B | 657M | 777M | 748M | 419M | 683M | 582M | 505M | 592M | 556M | 413M | 107M | 258M | -65M | 60M | 71M |
| Working Capital Changes | 224M | -383M | 123M | -140M | -243M | -166M | -456M | 288M | 394M | -1.1B | 472M | 458M | 204M | 12M | 556M | 915M | 389M | 42M | 398M | -786M |
| Change in Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change in Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change in Payables | 123M | 22M | 185M | -42M | 64M | -535M | 277M | 30M | 260M | -579M | 482M | 196M | 351M | -76M | 214M | -32M | 92M | -214M | 58M | -89M |
| Cash from Investing | -3.04B | -4.46B | -2.38B | 2.91B | -1.34B | 1.54B | 1.06B | -1.18B | 3.58B | -3.07B | -1.74B | -2.1B | -382M | -3.35B | -4.47B | -3.75B | -5.68B | -9.52B | -1.48B | -543M |
| Capital Expenditures | -705M | -891M | -1.48B | -1.08B | -819M | -917M | -934M | -900M | -709M | -585M | -673M | -760M | -741M | -692M | -1.04B | -853M | -946M | -889M | -1.21B | -1.76B |
| CapEx % of Revenue | 18.14% | 22.61% | 37.59% | 27.89% | 23.88% | 22.7% | 22.35% | 22.33% | 17.21% | 13.94% | 16.73% | 19.26% | 19.49% | 19.12% | 34.62% | 31.17% | 34.61% | 32.34% | 46.45% | 64.91% |
| Acquisitions | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Investments | 165.1B | 28.22B | 159.21B | 159.47B | 163.51B | 163.97B | 166.51B | 165.94B | 167.01B | 170.42B | 167.82B | 167.33B | 166.19B | 166.83B | 164.43B | 162.5B | 164.06B | 161.32B | 152.93B | 151.38B |
| Other Investing | -2.76B | -3.94B | -1.2B | 440M | 229M | 1.97B | 1.4B | -708M | 1.73B | -2.88B | -1.59B | -1.74B | -328M | -3.22B | -3.76B | -2.66B | -2.9B | -7.09B | -1.64B | 1.85B |
| Cash from Financing | 1.09B | 4.01B | 1.28B | -3.77B | 438M | -72M | -874M | -982M | -3.64B | 1.41B | -1.44B | 550M | 3.32B | 2.68B | 3.84B | 2.07B | 2.99B | 2.69B | -2.88B | -2.5B |
| Debt Issued (Net) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Equity Issued (Net) | -147M | -23M | -1M | -1M | -34M | -7M | -1M | -1M | -29M | -4M | 0 | -2M | -27M | -51M | -415M | -600M | -584M | -791M | -1.75B | 382M |
| Dividends Paid | -130M | -121M | -120M | -120M | -128M | -119M | -119M | -119M | -125M | -118M | -117M | -119M | -124M | -113M | -122M | -127M | -132M | -115M | -122M | -71M |
| Share Repurchases | -147M | -23M | -1M | -1M | -34M | -7M | -1M | -1M | -29M | -4M | 0 | -2M | -27M | -51M | -415M | -600M | -584M | -594M | -679M | -1.94B |
| Other Financing | 1.68B | 3.04B | 527M | -3.56B | -64M | -470M | -212M | -2.93B | 389M | 1.82B | -1.48B | 288M | 1.72B | 6.54B | 5.33B | -2.08B | 916M | 2.11B | 338M | -485M |
| Net Change in Cash | -580M | -11.6B | 96M | 91M | 37M | 2.08B | 1.18B | -516M | 1.2B | -1.68B | -1.52B | 43M | 4.37B | 500M | 963M | 144M | -1.05B | -5.87B | -2.91B | -2.59B |
| Free Cash Flow | 666M | -239M | -282M | -134M | 121M | -297M | 58M | 750M | 557M | -602M | 987M | 828M | 691M | 481M | 561M | 978M | 695M | 70M | 256M | -1.3B |
| FCF Margin % | 17.13% | -6.06% | -7.14% | -3.46% | 3.53% | -7.35% | 1.39% | 18.61% | 13.52% | -14.34% | 24.54% | 20.99% | 18.17% | 13.29% | 18.66% | 35.73% | 25.43% | 2.55% | 9.87% | -48.21% |
| FCF Growth % | 450.41% | 19.53% | -586.21% | -117.87% | -78.28% | 50.66% | -94.12% | -9.42% | -19.39% | -225.16% | 75.94% | -15.34% | -0.58% | 587.14% | 119.14% | 174.94% | 802.02% | 70.73% | 55.15% | -181.86% |
| FCF per Share | 2.13 | -0.76 | -0.90 | -0.43 | 0.39 | -0.95 | 0.19 | 2.42 | 1.81 | -1.96 | 3.23 | 2.72 | 2.28 | 1.59 | 1.81 | 3.02 | 2.06 | 0.20 | 0.71 | -3.50 |
| FCF Conversion (FCF/Net Income) | 4.30x | 1.99x | 3.02x | 2.69x | -4.18x | 5.74x | 2.78x | 5.61x | 8.85x | -0.22x | 5.61x | 4.83x | 4.49x | 4.22x | 5.36x | 3.80x | 2.51x | 1.47x | 2.05x | 0.50x |
| Interest Paid | 1.37B | 0 | 1.37B | 1.61B | 1.59B | -3.46B | 1.59B | 1.81B | 1.64B | 2.46B | 1.35B | 1.46B | 1.08B | 1.24B | 570M | 480M | 292M | 611M | 365M | 565M |
| Taxes Paid | 12M | 0 | 53M | 95M | 13M | -94M | 49M | 38M | 7M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 21M | 57M | 23M | 1.21B |