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AGNCAGNC Investment Corp.
$11.17$12.8B
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  4. Financial Ratios

AGNC Investment Corp. (AGNC) Financial Ratios

Latest Ratios: P/E Ratio 7.6x · EV/EBITDA 2.4x · ROE 15.1%. (2008–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

AGNC Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$12.8B$11.0B$7.2B$6.1B$5.6B$8.0B$8.6B$9.6B$7.7B$7.2B$6.0B
Enterprise Value$11.1B$9.3B$6.8B$5.6B$46.1B$63.7B$70.6B$8.6B$7.1B$6.6B$8.3B
P/E Ratio →7.607.299.90196.20—12.33—15.2483.529.9010.13
P/S Ratio6.715.741.486.041.683.3025.238.854.034.55—
P/B Ratio0.920.890.740.740.710.770.780.870.070.110.11
P/FCF19.6416.8184.18—5.495.184.938.116.965.75—
P/OCF19.6416.8184.18—5.495.184.938.116.965.754.45

P/E links to full P/E history page with 30-year chart

AGNC EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—4.861.395.6113.9626.37206.897.923.704.12—
EV / EBITDA2.371.981.792.31—53.3543.122.495.355.058.40
EV / EBIT2.472.061.792.31—77.25172.923.025.455.068.49
EV / FCF—14.2479.05—45.5241.3340.387.266.385.20—

AGNC Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin100.0%100.0%100.0%100.0%100.0%100.0%100.0%100.0%97.4%99.6%136.4%
Operating Margin236.3%236.3%79.6%257.3%-17.1%34.1%162.5%262.2%67.8%81.4%-8972.7%
Net Profit Margin87.3%87.3%17.7%15.4%-36.0%31.0%-78.0%63.6%6.7%48.5%-5663.6%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE15.1%15.1%9.6%1.9%-13.1%7.0%-2.4%1.2%0.1%1.2%2.0%
ROA1.6%1.6%1.1%0.3%-2.0%1.0%-0.3%0.6%0.1%1.2%1.1%
ROIC33.8%33.8%34.0%6.9%-0.7%0.9%1.0%3.7%1.1%1.6%2.2%
ROCE36.3%36.3%4.9%4.2%-6.1%7.6%4.4%23.8%13.5%15.3%12.0%

AGNC Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.010.010.010.015.455.565.800.020.000.010.06
Debt / EBITDA0.010.010.020.03—47.9539.280.080.210.283.54
Net Debt / Equity—-0.14-0.05-0.055.155.415.59-0.09-0.01-0.010.04
Net Debt / EBITDA-0.36-0.36-0.12-0.18—46.6737.86-0.29-0.49-0.532.31
Debt / FCF—-2.57-5.13—40.0436.1635.46-0.85-0.58-0.55—
Interest Coverage1.591.591.291.07-0.9010.990.611.321.112.472.48

Net cash position: cash ($1.7B) exceeds total debt ($64M)

AGNC Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio————————0.230.751.12
Quick Ratio————————0.230.921.12
Cash Ratio0.020.02——0.050.030.030.010.010.020.02
Asset Turnover—0.020.060.010.060.040.000.010.020.02-0.00
Inventory Turnover———————————
Days Sales Outstanding———————————

AGNC Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield14.0%14.6%17.1%16.5%15.6%10.8%11.3%11.9%12.6%11.0%13.3%
Payout Ratio95.9%95.9%143.8%648.4%—114.8%—165.6%755.0%103.1%128.3%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield13.2%13.7%10.1%0.5%—8.1%—6.6%1.2%10.1%9.9%
FCF Yield5.1%6.0%1.2%—18.2%19.3%20.3%12.3%14.4%17.4%—
Buyback Yield0.0%0.0%0.0%0.0%0.9%3.5%4.4%2.9%0.0%2.4%1.9%
Total Shareholder Yield14.0%14.6%17.1%16.5%16.6%14.3%15.7%14.8%12.6%13.4%15.2%
Shares Outstanding—$1.0B$786M$620M$537M$530M$552M$541M$441M$359M$332M

Key Metrics

Growth RegimeMixed
ProfitabilityStrained
Balance SheetVulnerable
Cash FlowMixed
Top Statement Risk

Repo market liquidity sensitivity

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Liquidity Premium Masks Valuation Complexity

Based on reported figures, AGNC trades at a P/B ratio of 0.90, which, when viewed alongside its 14.3% dividend yield, suggests that investors are pricing in significant uncertainty regarding the long-term sustainability of book value in a volatile interest rate environment.

The current P/B discount to par indicates that the market remains skeptical of the company's ability to preserve capital amidst ongoing quantitative tightening. Investors should monitor whether this valuation gap narrows as Treasury yield volatility stabilizes, or if it reflects a permanent impairment of the underlying Agency MBS portfolio value.

Payout Sustainability Remains Highly Uncertain

According to recent SEC filings, the FFO payout ratio fluctuated between 44.6% and 58.8% during the observed periods, suggesting that while the dividend appears covered on an FFO basis, the lack of consistent AFFO reporting obscures the true cash-based sustainability of these distributions.

The reliance on FFO as a primary metric for dividend coverage may be misleading given the significant non-cash adjustments inherent in the company's derivative hedging strategy. A more rigorous assessment of dividend safety requires clarity on the cost of carry and the impact of potential margin calls on distributable cash flow.

Repo Dependency Increases Structural Vulnerability

As reported in financial statements, the debt-to-equity ratio spiked to 8.59 in 2026Q1, a dramatic increase from the near-zero levels observed in late 2025, which highlights the company's heightened sensitivity to repo market financing costs and potential margin call triggers.

This rapid shift in leverage suggests a tactical, yet risky, approach to managing the balance sheet that leaves little room for error during periods of market dislocation. The low interest coverage ratio of 0.80 in 2026Q1 warrants further investigation into the firm's ability to service its massive short-term debt obligations.

P/E Ratio Distorts Economic Reality

Based on AGNC's reported figures, the P/E ratio of 7.42 is a fundamentally misapplied metric for this REIT, as it fails to account for the massive non-cash depreciation and derivative-driven mark-to-market volatility that define the company's earnings profile.

Using P/E obscures the true economic spread of the business by treating derivative gains and losses as core operating income. Analysts should instead prioritize Price-to-Tangible Book Value (P/TBV) and Net Spread income to better capture the intrinsic value and recurring earning power of the Agency MBS portfolio.

Download Financial Ratios Data

Includes 30+ ratios · 18 years · Updated daily

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AGNC — Frequently Asked Questions

Quick answers to the most common questions about buying AGNC stock.

What is AGNC Investment Corp.'s P/E ratio?

AGNC Investment Corp.'s current P/E ratio is 7.6x. The historical average is 27.4x. This places it at the 40th percentile of its historical range.

What is AGNC Investment Corp.'s EV/EBITDA?

AGNC Investment Corp.'s current EV/EBITDA is 2.4x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 11.9x.

What is AGNC Investment Corp.'s ROE?

AGNC Investment Corp.'s return on equity (ROE) is 15.1%. The historical average is 7.8%.

Is AGNC stock overvalued?

Based on historical data, AGNC Investment Corp. is trading at a P/E of 7.6x. This is at the 40th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is AGNC Investment Corp.'s dividend yield?

AGNC Investment Corp.'s current dividend yield is 14.00% with a payout ratio of 95.9%.

What are AGNC Investment Corp.'s profit margins?

AGNC Investment Corp. has 100.0% gross margin and 236.3% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.

How much debt does AGNC Investment Corp. have?

AGNC Investment Corp.'s Debt/EBITDA ratio is 0.0x, indicating low leverage. A ratio below 2x is generally considered financially healthy.