American Financial Group, Inc. (AFGD) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Revenue | 1.85B | 2.06B | 2.27B | 1.86B | 1.79B | 2.14B | 2.29B | 1.81B | 1.88B | 1.99B | 2.07B | 1.75B | 1.65B | 1.91B | 1.92B | 1.49B | 1.55B | 1.72B | 1.66B | 1.46B |
| Revenue Growth % | 3.69% | -3.51% | -0.87% | 2.98% | -4.94% | 7.55% | 10.63% | 3.49% | 14.35% | 4.19% | 7.7% | 17.23% | 6.2% | 11.06% | 15.5% | 2.47% | 5.37% | 5.92% | 7.22% | 3.78% |
| Medical Costs & Claims | 0 | 1.06B | 0 | 0 | 0 | 0 | 0 | 0 | -25M | 0 | 0 | 0 | 0 | -21M | 0 | 0 | 0 | 0 | -90M | -75M |
| Medical Cost Ratio % | 0% | 51.43% | 0% | 0% | 0% | 0% | 0% | 0% | -1.33% | 0% | 0% | 0% | 0% | -1.1% | 0% | 0% | 0% | 0% | -5.41% | -5.15% |
| Gross Profit | 0 | 1B | 2.27B | 1.86B | 1.79B | 2.08B | 2.29B | 1.81B | 1.91B | 1.99B | 2.07B | 1.75B | 1.65B | 1.93B | 1.92B | 1.49B | 1.55B | 1.72B | 1.75B | 1.53B |
| Gross Margin % | 0% | 48.57% | 100% | 100% | 100% | 97.38% | 100% | 100% | 101.33% | 100% | 100% | 100% | 100% | 101.1% | 100% | 100% | 100% | 100% | 105.41% | 105.15% |
| Gross Profit Growth % | -100% | -51.87% | -0.87% | 2.98% | -6.19% | 4.73% | 10.63% | 3.49% | 15.87% | 3.06% | 7.7% | 17.23% | 6.2% | 12.28% | 9.58% | -2.55% | 5.37% | 5.92% | -14.85% | -21.53% |
| Operating Expenses | 0 | 623M | 0 | 0 | 0 | 41M | 0 | 0 | 0 | 36M | 0 | 0 | 0 | 150M | 1.69B | 0 | 0 | 41M | 92M | 116M |
| OpEx / Revenue % | 0% | 30.2% | 0% | 0% | 0% | 1.92% | 0% | 0% | 0% | 1.81% | 0% | 0% | 0% | 7.86% | 88.09% | 0% | 0% | 2.39% | 5.53% | 7.97% |
| Depreciation & Amortization | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 20M | 0 | 0 | 0 | 0 | 22M | -229M | 0 | 0 | 0 | 27M | 34M |
| Combined Ratio % | 0% | 81.63% | 0% | 0% | 0% | 1.92% | 0% | 0% | -1.33% | 1.81% | 0% | 0% | 0% | 6.76% | 88.09% | 0% | 0% | 2.39% | 0.12% | 2.82% |
| Operating Income | 0 | 379M | 259M | 1.86B | 1.79B | 3.58B | 2.29B | 1.81B | 3.58B | 1.95B | 2.07B | 1.75B | 1.65B | 392M | 229M | 1.49B | 1.55B | 1.68B | 291M | 307M |
| Operating Margin % | 0% | 18.37% | 11.41% | 100% | 100% | 167.49% | 100% | 100% | 190.11% | 98.19% | 100% | 100% | 100% | 20.55% | 11.91% | 100% | 100% | 97.61% | 17.49% | 21.09% |
| Operating Income Growth % | -100% | -89.42% | -88.69% | 2.98% | -50% | 83.45% | 10.63% | 3.49% | 117.39% | 397.96% | 803.93% | 17.23% | 6.2% | -76.62% | -21.31% | 385.99% | 5.37% | 6.48% | 64.41% | 88.34% |
| EBITDA | 0 | 402M | 287M | 248M | 216M | 329M | 246M | 290M | 3.6B | 1.95B | 2.07B | 1.75B | 1.65B | 414M | 0 | 1.49B | 1.55B | 1.68B | 318M | 341M |
| EBITDA Margin % | 0% | 19.49% | 12.64% | 13.3% | 12.08% | 15.39% | 10.74% | 16.02% | 191.17% | 98.19% | 100% | 100% | 100% | 21.7% | 0% | 100% | 100% | 97.61% | 19.11% | 23.42% |
| Interest Expense | 23M | 23M | 19M | 19M | 19M | 19M | 19M | 19M | 19M | 19M | 19M | 19M | 19M | 20M | 19M | 23M | 0 | 0 | 24M | 23M |
| Non-Operating Income | 0 | -23M | -28M | 6M | 0 | -1M | -6M | -14M | -25M | 1.95B | 2.07B | 1.75B | 1.65B | 26M | 0 | 1.49B | 1.55B | 1.68B | 17M | -4M |
| Pretax Income | 239M | 379M | 268M | 229M | 197M | 320M | 229M | 271M | 304M | 335M | 219M | 255M | 264M | 346M | 210M | 206M | 361M | 445M | 267M | 288M |
| Pretax Margin % | 12.89% | 18.37% | 11.81% | 12.29% | 11.02% | 14.97% | 10% | 14.97% | 16.16% | 16.85% | 10.58% | 14.58% | 16.05% | 18.13% | 10.93% | 13.81% | 23.31% | 25.9% | 16.05% | 19.78% |
| Income Tax | 48M | 80M | 53M | 55M | 43M | 65M | 48M | 62M | 62M | 72M | 42M | 55M | 52M | 70M | 45M | 39M | 71M | 90M | 48M | 48M |
| Effective Tax Rate % | 20.08% | 21.11% | 19.78% | 24.02% | 21.83% | 20.31% | 20.96% | 22.88% | 20.39% | 21.49% | 19.18% | 21.57% | 19.7% | 20.23% | 21.43% | 18.93% | 19.67% | 20.22% | 17.98% | 16.67% |
| Net Income | 191M | 299M | 215M | 174M | 154M | 255M | 181M | 209M | 242M | 263M | 177M | 200M | 212M | 276M | 165M | 167M | 290M | 355M | 219M | 1B |
| Net Margin % | 10.3% | 14.49% | 9.47% | 9.33% | 8.61% | 11.93% | 7.9% | 11.55% | 12.87% | 13.23% | 8.55% | 11.44% | 12.89% | 14.47% | 8.58% | 11.19% | 18.72% | 20.66% | 13.16% | 68.82% |
| Net Income Growth % | 24.03% | 17.25% | 18.78% | -16.75% | -36.36% | -3.04% | 2.26% | 4.5% | 14.15% | -4.71% | 7.27% | 19.76% | -26.9% | -22.25% | -24.66% | -83.33% | -30.79% | -48.7% | 148.86% | 786.73% |
| EPS (Diluted) | 2.29 | 3.59 | 2.58 | 2.08 | 1.84 | 3.03 | 2.16 | 2.49 | 2.89 | 3.14 | 2.09 | 2.35 | 2.48 | 3.24 | 1.93 | 1.96 | 3.40 | 4.17 | 2.57 | 11.71 |
| EPS Growth % | 24.46% | 18.48% | 19.44% | -16.47% | -36.33% | -3.5% | 3.35% | 5.96% | 16.53% | -3.09% | 8.29% | 19.9% | -27.06% | -22.3% | -24.9% | -83.26% | -29.75% | 37.17% | 159.6% | 829.37% |
| EPS (Basic) | 2.29 | 3.59 | 2.58 | 2.08 | 1.84 | 3.04 | 2.16 | 2.49 | 2.89 | 3.14 | 2.09 | 2.35 | 2.49 | 3.24 | 1.93 | 1.96 | 3.41 | 4.19 | 2.58 | 11.79 |
| Diluted Shares Outstanding | 83.3M | 83.4M | 83.4M | 83.5M | 83.8M | 84M | 83.9M | 83.9M | 83.8M | 83.8M | 84.7M | 85.2M | 85.4M | 85.3M | 85.4M | 85.3M | 85.2M | 85.2M | 85.2M | 85.6M |