American Coastal Insurance Corporation (ACIC) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Total Assets | 794.23M | 1.07B | 1.18B | 1.35B | 1.16B | 1.22B | 1.14B | 1.31B | 1.08B | 1.06B | 1.15B | 1.44B | 1.45B | 2.84B | 2.94B | 2.49B | 2.43B | 2.7B | 3.33B | 3.15B |
| Asset Growth % | -31.51% | -11.79% | 3.06% | 2.71% | 7.64% | 14.47% | -0.51% | -9.24% | -25.47% | -62.58% | -60.92% | -42.07% | -40.51% | 5.22% | -11.61% | -20.79% | -13.34% | -5.28% | 8.61% | 11.24% |
| Total Investment Assets | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Long-Term Investments | 241.58M | 235.84M | 214.81M | 197.92M | 170.18M | 317.8M | 304.32M | 279.88M | 184.53M | 138.39M | 153.86M | 160.86M | 226.91M | 415.48M | 528.75M | 564.64M | 601.13M | 701.56M | 914.35M | 872.28M |
| Short-Term Investments | 824.8M | 113.05M | 115.1M | 121.11M | 165.61M | 148.01M | 146.26M | 90.73M | 73.43M | 138.39M | 69.68M | 72.94M | 210.73M | 376.46M | 492.25M | 527.09M | 561.73M | 663.6M | 884.94M | 841.11M |
| Total Current Assets | 315.67M | 723.41M | 0 | 1.01B | 786.92M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2.32B | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash & Equivalents | 951.1M | 198.76M | 267.87M | 315.49M | 167.16M | 137.04M | 183.15M | 229.43M | 285.4M | 138.93M | 111.06M | 27.77M | 92.59M | 229.89M | 180.95M | 283.79M | 257.87M | 212.02M | 188.28M | 276.38M |
| Receivables | 76.72M | 207.81M | 180.6M | 226.47M | 267.13M | 309.98M | 165.69M | 259.31M | 311.08M | 386.74M | 470.8M | 714.47M | 840.47M | 835.85M | 1.59B | 859.06M | 988.7M | 1.08B | 1.41B | 1.02B |
| Other Current Assets | -1.63B | 94.09M | -747.93M | 91.73M | 65.89M | -755.92M | -694.53M | -840.32M | -807.67M | -819.36M | -892.81M | -1.14B | -1.21B | 394.01M | -2.64B | -2.17B | -2.09B | -2.38B | -2.96B | -2.73B |
| Goodwill & Intangibles | 62.34M | 100.76M | 63.56M | 122.17M | 111.12M | 65.38M | 65.99M | 66.6M | 67.99M | 68.02M | 69.61M | 70.42M | 71.23M | 72.25M | 75.42M | 89.8M | 90.61M | 91.42M | 92.23M | 93.04M |
| Goodwill | 59.48M | 59.48M | 59.48M | 59.48M | 59.48M | 59.48M | 59.48M | 59.48M | 59.48M | 59.48M | 59.48M | 59.48M | 59.48M | 59.48M | 59.48M | 73.05M | 73.05M | 73.05M | 73.05M | 73.05M |
| Intangible Assets | 2.86M | 41.29M | 4.08M | 62.7M | 51.64M | 5.91M | 6.52M | 7.13M | 8.51M | 8.55M | 10.13M | 10.95M | 11.76M | 12.77M | 15.94M | 16.75M | 17.56M | 18.38M | 19.19M | 20M |
| PP&E (Net) | 691K | 723K | 2.81M | 3.75M | 4.8M | 5.74M | 7.3M | 9.1M | 10.35M | 3.66M | 3.91M | 4.47M | 18.12M | 19.59M | 26.71M | 27.89M | 28.48M | 31.56M | 31.94M | 32.49M |
| Other Assets | 173.95M | 12M | -281.18M | 11.46M | 86.63M | -388.92M | -377.62M | -355.57M | -262.87M | -210.07M | -227.38M | -235.76M | -316.27M | -21.94M | -630.87M | -682.33M | -720.22M | -824.54M | -1.04B | -997.81M |
| Total Liabilities | 462.53M | 755.17M | 851.63M | 1.05B | 898.77M | 980.45M | 884.29M | 1.09B | 873.32M | 893.61M | 1.03B | 1.33B | 1.36B | 3.02B | 2.86B | 2.33B | 2.15B | 2.37B | 2.99B | 2.79B |
| Total Debt | 152.51M | 152.49M | 152.46M | 152.44M | 152.41M | 152.34M | 148.96M | 148.92M | 148.88M | 149.43M | 149.54M | 149.69M | 149.85M | 154.16M | 154.1M | 157.57M | 158.01M | 158.5M | 159.19M | 159.31M |
| Net Debt | -798.59M | -46.27M | -115.41M | -163.05M | -14.75M | 15.31M | -34.19M | -80.51M | -136.52M | 10.5M | 38.48M | 121.93M | 57.26M | -75.73M | -26.85M | -126.22M | -99.86M | -53.53M | -29.09M | -117.07M |
| Long-Term Debt | 149.44M | 149.35M | 149.27M | 149.19M | 149.1M | 149.02M | 148.94M | 148.85M | 148.77M | 148.69M | 148.6M | 148.52M | 148.44M | 148.35M | 152.68M | 155.97M | 156.26M | 156.56M | 157.15M | 157.15M |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2.1M | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Liabilities | 0 | 594.94M | 689.74M | 895.44M | 697.04M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 134.4M | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Payable | 122.92M | 179.62M | 207.99M | 292.21M | 119.64M | 169.27M | 198.12M | 302.04M | 120.11M | 74.78M | 88.73M | 233.85M | 123.49M | 104.89M | 276.93M | 506.25M | 270.25M | 324.88M | 408.68M | 608.87M |
| Deferred Revenue | 167.16M | 249.62M | 0 | 383.99M | 321.11M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 132.29M | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | -290.08M | 165.7M | 481.75M | 219.24M | 256.29M | -169.27M | -198.12M | -302.04M | -120.11M | -74.78M | -88.73M | -233.85M | -123.49M | -239.29M | -276.93M | -506.25M | -270.25M | -324.88M | -408.68M | -608.87M |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 22.11M | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 310.02M | 7.74M | 9.43M | 6.69M | 49.32M | -152.34M | -148.96M | -148.92M | -148.88M | -149.43M | -149.54M | -149.69M | -149.85M | -150.04M | -154.1M | -157.57M | -158.01M | -158.5M | -159.19M | -159.31M |
| Total Equity | 331.7M | 317.56M | 327.22M | 292.3M | 260.88M | 235.66M | 259.58M | 223.07M | 203.99M | 168.76M | 120.65M | 112.4M | 83.49M | -180.18M | 80.43M | 166.97M | 276.88M | 331.96M | 340.66M | 360.42M |
| Equity Growth % | 27.15% | 34.76% | 26.06% | 31.03% | 27.89% | 39.64% | 115.15% | 98.47% | 144.34% | 193.66% | 50% | -32.69% | -69.85% | -154.28% | -76.39% | -53.67% | -27.13% | -20.51% | -28.34% | -34.41% |
| Shareholders Equity | 331.7M | 317.56M | 327.22M | 292.3M | 260.88M | 235.66M | 259.58M | 223.07M | 203.99M | 168.76M | 120.65M | 112.4M | 83.49M | -180.18M | 80.43M | 166.97M | 257.97M | 312.41M | 320.41M | 339.33M |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 18.91M | 19.55M | 20.25M | 21.09M |
| Retained Earnings | -95.25M | -114.51M | -104.5M | -136.98M | -163.42M | -184.77M | -165.62M | -193.74M | -213.79M | -237.39M | -251.67M | -262.24M | -286.42M | -544.44M | -249.53M | -178.64M | -110.67M | -74.9M | -70M | -53.1M |
| Common Stock | 5K | 5K | 5K | 5K | 5K | 5K | 5K | 5K | 5K | 5K | 4K | 4K | 4K | 4K | 4K | 4K | 4K | 4K | 4K | 4K |
| Accumulated OCI | -8.49M | -7.24M | -8.4M | -9.79M | -12.84M | -15.67M | -11.62M | -19.15M | -17.34M | -17.14M | -23.84M | -21.07M | -25.63M | -30.95M | -64.81M | -48.86M | -25.66M | -6.53M | -3.01M | -662K |
| Return on Equity (ROE) | 5.93% | 8.24% | 10.49% | 9.56% | 8.6% | 2% | 11.65% | 8.92% | 12.66% | 9.87% | 9.07% | 18.15% | 320.14% | - | -57.3% | -31.1% | -10.9% | -0.69% | -4.09% | -6.35% |
| Return on Assets (ROA) | 2.06% | 2.36% | 2.57% | 2.11% | 1.8% | 0.42% | 2.29% | 1.6% | 2.21% | 1.29% | 0.81% | 1.23% | 12.48% | -10.27% | -2.61% | -2.8% | -1.29% | -0.08% | -0.44% | -0.79% |
| Equity / Assets | 41.76% | 29.6% | 27.76% | 21.7% | 22.5% | 19.38% | 22.69% | 17.01% | 18.94% | 15.89% | 10.49% | 7.78% | 5.78% | -6.35% | 2.73% | 6.69% | 11.4% | 12.3% | 10.23% | 11.45% |
| Debt / Equity | 0.46x | 0.48x | 0.47x | 0.52x | 0.58x | 0.65x | 0.57x | 0.67x | 0.73x | 0.89x | 1.24x | 1.33x | 1.79x | - | 1.92x | 0.94x | 0.57x | 0.48x | 0.47x | 0.44x |
| Book Value per Share | 6.66 | 6.36 | 6.56 | 5.89 | 5.26 | 4.77 | 5.24 | 4.52 | 4.17 | 3.69 | 2.73 | 2.57 | 1.92 | -4.18 | 1.87 | 3.88 | 6.44 | 7.72 | 7.93 | 8.39 |
| Tangible BV per Share | 5.41 | 4.34 | 5.28 | 3.43 | 3.02 | 3.44 | 3.91 | 3.17 | 2.78 | 2.20 | 1.16 | 0.96 | 0.28 | -5.86 | 0.12 | 1.79 | 4.33 | 5.60 | 5.78 | 6.23 |