United Bankshares, Inc.(UBSI)Earnings, Financials & Key RatiosUnited Bankshares, Inc. (UBSI) stock price & volume — 10-year historical chart
Investment Thesis • Updated 2026Q1
the significant volatility in credit provisioning, which reached $133.4 million in 2026Q1, warrants caution regarding potential long-term CRE asset quality risks.
United Bankshares, Inc. (UBSI) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
United Bankshares, Inc. (UBSI) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 23, 2026 | $0.89vs $0.85+4.7% | $317Mvs $315M+0.4% |
| Q1 2026 | Jan 23, 2026 | $0.69vs $0.86-19.8% | $318Mvs $316M+0.9% |
| Q1 2026 | Jan 22, 2026 | $0.91vs $0.86+5.8% | $318Mvs $316M+0.9% |
| Q4 2025 | Oct 23, 2025 | $0.92vs $0.81+13.3% | $324Mvs $309M+4.9% |
Recent stock market news and headlines for United Bankshares, Inc. (UBSI)
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Bankshares (UBSI) have what it takes?
Key metrics vs top competitors for United Bankshares, Inc. (UBSI)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $46.14 | $6.36B | 14.11 | 12.33% | 25.52% | 8.86% | 3.21% | |
| $76.24 | $3.97B | 14.98 | -3.05% | 22.64% | 11.38% | — | |
| $24.23 | $4.63B | 11.65 | 5.03% | 20.93% | 11.45% | — | |
| $146.01 | $11.12B | 15.99 | 68.52% | 19.79% | 11.67% | — | |
| $75.98 | $4.72B | 11.48 | 1.03% | 39.31% | 13.16% | — | |
| $22.75 | $3.3B | -7.71 | -56.66% | -63.53% | -10.51% | — |
United Bankshares, Inc. (UBSI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
United Bankshares, Inc. (UBSI) SEC filings — annual & quarterly reports (10-K, 10-Q)
May 18, 2026·SEC
Apr 23, 2026·SEC
Jan 22, 2026·SEC
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United Bankshares, Inc. (UBSI) stock FAQ — growth, dividends, profitability & financials explained
United Bankshares, Inc. (UBSI) grew revenue by 12.3% over the past year. This is steady growth.
Yes, United Bankshares, Inc. (UBSI) is profitable, generating $508.0M in net income for fiscal year 2025 (25.5% net margin).
Yes, United Bankshares, Inc. (UBSI) pays a dividend with a yield of 3.21%. This makes it attractive for income-focused investors.
United Bankshares, Inc. (UBSI) has a return on equity (ROE) of 8.9%. This is below average, suggesting room for improvement.
United Bankshares, Inc. (UBSI) has a net interest margin (NIM) of 3.3%. This indicates healthy earnings from lending activities.
United Bankshares, Inc. (UBSI) has an efficiency ratio of 32.9%. This is excellent, indicating strong cost control.
