Fool - Investing News·Jun 25, 2026
All Banks Crushed the Fed's Stress Tests This Year, and Some Truly ExcelledThat made it a perfect 32 for 32.
The Toronto-Dominion Bank(TD)Earnings, Financials & Key Ratios
TD•NYSE•Banking & Credit
$122.25
15.0× P/E·Price updated Jul 7, 2026
AboutThe Toronto-Dominion Bank, together with its subsidiaries, provides various financial products and services in Canada, the United States, and internationally. It operates through three segments: Canadian Retail, U.S. Retail, and Wholesale Banking. The company offers personal deposits, such as chequing, savings, and investment products; financing, investment, cash management, international trade, and day-to-day banking services to businesses; and financing options to customers at point of sale for automotive and recreational vehicle purchases. It also provides credit cards and payments; real estate secured lending, auto finance, and consumer lending services; point-of-sale payment solutions for large and small businesses; wealth and asset management products, and advice to retail and institutional clients through direct investing, advice-based, and asset management businesses; and property and casualty insurance, as well as life and health insurance products. The company also provides capital markets, and corporate and investment banking products and services, including underwriting and distribution of new debt and equity issues; advice on strategic acquisitions and divestitures; and trading, funding, and investment services to corporations, governments, and institutions. It offers its products and services under the TD Bank and America's Most Convenient Bank brand names. The company operates through a network of 1,061 branches and 3,381 automated teller machines (ATMs) in Canada, and 1,148 stores and 2,701 ATMs in the United States, as well as offers telephone, digital, and mobile banking services. It has a strategic alliance with Canada Post Corporation. The Toronto-Dominion Bank was founded in 1855 and is headquartered in Toronto, Canada.Show more
- Net Interest Income$33.06B+8.5%
- Total Revenue$115.84B-2.8%
- Net Income$20.54B+132.3%
- Return on Equity16.9%+117.2%
- Net Interest Margin1.58%+6.8%
- Efficiency Ratio28.34%-16.5%
- ROA0.99%+124.5%
- Equity / Assets6.1%+9.3%
- Book Value per Share74.37+13.7%
TD Price & Volume
The Toronto-Dominion Bank (TD) stock price & volume — 10-year historical chart
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Regulatory Compliance Costs Pressure TD Bank Profitability
Investment Thesis • Updated 2026Q2
VerdictNeutral
Growth:Mixed
Profitability:Moderate
Financial:Healthy
Cash Flow:Mixed
Primary Risk:Regulatory AML Compliance Exposure
Key Thesis Takeaways
- TD Bank faces a complex transition period characterized by moderating net interest income growth of 9.0% in 2026Q2 and persistent operational headwinds from ongoing anti-money laundering investigations.
- While the bank maintains a robust capital base with $124.3 billion in equity, the strategic shift toward a massive $1.7 trillion investment securities portfolio introduces significant duration risk.
- Investors should monitor the bank's ability to balance aggressive shareholder returns, including $5.9 billion in recent buybacks, against the potential for further regulatory capital charges.
Verdict Logic
while the bank maintains a solid $124.3 billion equity base, the combination of a 36.6% efficiency ratio and ongoing regulatory scrutiny suggests limited near-term upside for the stock.
TD Growth Metrics
The Toronto-Dominion Bank (TD) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years12.03%
5 Years16.23%
3 Years24.91%
TTM-
Profit CAGR
10 Years10.01%
5 Years11.54%
3 Years5.62%
TTM-14.16%
EPS CAGR
10 Years10.63%
5 Years12.45%
3 Years6.87%
TTM-12.14%
Return on Capital
10 Years4.35%
5 Years4.5%
3 Years3.84%
Last Year5.43%
TD Recent Earnings
The Toronto-Dominion Bank (TD) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 8/12 qtrs (67%)●Beat Revenue 12/12 qtrs (100%)
Q2 2026Latest
May 28, 2026Metric
Actual
Est
EPS
$1.74+6.7%
$1.63
Rev
$11.8B+6.8%
$11.0B
Q1 2026
Feb 26, 2026Metric
Actual
Est
EPS
$1.76+8.0%
$1.63
Rev
$11.0B+3.4%
$10.7B
Q4 2025
Dec 4, 2025Metric
Actual
Est
EPS
$1.57+7.5%
$1.46
Rev
$15.9B+53.2%
$10.4B
Q3 2025
Aug 28, 2025Metric
Actual
Est
EPS
$1.91+30.8%
$1.46
Rev
$15.5B+54.3%
$10.0B
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 28, 2026 | $1.74vs $1.63+6.7% | $11.8Bvs $11.0B+6.8% |
| Q1 2026 | Feb 26, 2026 | $1.76vs $1.63+8.0% | $11.0Bvs $10.7B+3.4% |
| Q4 2025 | Dec 4, 2025 | $1.57vs $1.46+7.5% | $15.9Bvs $10.4B+53.2% |
| Q3 2025 | Aug 28, 2025 | $1.91vs $1.46+30.8% | $15.5Bvs $10.0B+54.3% |
Based on last 12 quarters of dataView full earnings history →
Latest TD News
Recent stock market news and headlines for The Toronto-Dominion Bank (TD)
Business Wire·Jun 22, 2026
TD SYNNEX Appoints Douglas Britt to Board of DirectorsFREMONT, Calif. & CLEARWATER, Fla.--(BUSINESS WIRE)--TD SYNNEX (NYSE:SNX) today announced the appointment of Douglas Britt to its Board of Directors (the “Board”), effective June 17, 2026, increasing the size of the Board from ten to eleven members. Britt will serve on the Board's Audit Committee and Technology Committee. A seasoned technology executive, Britt brings more than 30 years of experience leading global technology, manufacturing and supply chain businesses and a strong track record o.
Fool - Investing News·Jun 22, 2026
Prediction: Micron Stock Will Skyrocket After June 24Wall Street analysts are raising their price targets on Micron. Those could be smart moves.
Reuters·Jun 19, 2026
Canadian lender TD tells some employees it will use software to monitor their workToronto-Dominion Bank told some employees working in its financial crimes and risk management team that it would run software to track their work, prompting questions around consent and privacy in the workplace as the Canadian lender tries to increase productivity, according to a recording of a team call reviewed by Reuters and a document TD shared with employees.
Business Wire·Jun 16, 2026
TD SYNNEX Expands HPE Unleash AI Solutions to Accelerate Partner Delivery of Enterprise AI SolutionsFREMONT, Calif. & CLEARWATER, Fla.--(BUSINESS WIRE)--TD SYNNEX (NYSE: SNX), a leading global distributor and solutions aggregator for the IT ecosystem, today announced the expansion of its HPE Unleash AI solutions offerings, enabling partners to more easily identify, source and deploy certified AI applications as part of the NVIDIA AI Computing by HPE Portfolio. The expanded portfolio includes newly onboarded solutions from ISVs such as Aible, Smart Spatial, Kamiwaza, Iterate, Gambit, EPIC iO a.
Peers Comparison
Key metrics vs top competitors for The Toronto-Dominion Bank (TD)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $122.25 | $206.54B | 15.03 | -2.8% | 17.73% | 16.9% | 2.57% | |
| $178.25 | $124.85B | 22.14 | -0.52% | 12.63% | 11.24% | — | |
| $86.20 | $105.69B | 21.53 | 148.2% | 13.45% | 10.86% | — | |
| $209.07 | $291.99B | 21.09 | 2.13% | 15.93% | 15.94% | — | |
| $115.91 | $107.4B | 19.22 | -3.14% | 15.88% | 15.17% | — | |
| $62.89 | $97.97B | 13.64 | 0.35% | 18.02% | 12.13% | — |
Compare TD vs Peers
The Toronto-Dominion Bank (TD) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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TD Frequently Asked Questions
The Toronto-Dominion Bank (TD) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
How fast is The Toronto-Dominion Bank growing?
The Toronto-Dominion Bank (TD) saw revenue decline by 2.8% over the past year.
Is TD profitable?
Yes, The Toronto-Dominion Bank (TD) is profitable, generating $14.91B in net income for fiscal year 2025 (17.7% net margin).
Dividend & Returns
Does TD pay dividends?
Yes, The Toronto-Dominion Bank (TD) pays a dividend with a yield of 2.57%. This makes it attractive for income-focused investors.
What is TD's return on equity?
The Toronto-Dominion Bank (TD) has a return on equity (ROE) of 16.9%. This is reasonable for most industries.
Industry Metrics
What is The Toronto-Dominion Bank's net interest margin?
The Toronto-Dominion Bank (TD) has a net interest margin (NIM) of 1.6%. NIM has been under pressure due to interest rate environment.
What is The Toronto-Dominion Bank's efficiency ratio?
The Toronto-Dominion Bank (TD) has an efficiency ratio of 28.3%. This is excellent, indicating strong cost control.