NBT Bancorp Inc.(NBTB)Earnings, Financials & Key RatiosNBT Bancorp Inc. (NBTB) stock price & volume — 10-year historical chart
Investment Thesis • Updated 2026Q1
the forward P/E of 11.88 and persistent margin compression at 0.8% NIM warrant a cautious approach until interest rate sensitivity stabilizes.
NBT Bancorp Inc. (NBTB) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
NBT Bancorp Inc. (NBTB) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 23, 2026 | $0.97vs $0.98-1.0% | $184Mvs $185M-0.4% |
| Q1 2026 | Jan 26, 2026 | $1.05vs $0.99+6.1% | $185Mvs $184M+0.8% |
| Q4 2025 | Oct 27, 2025 | $1.05vs $0.97+8.5% | $183Mvs $184M-0.5% |
| Q3 2025 | Jul 28, 2025 | $0.88vs $0.82+7.3% | $171Mvs $184M-7.2% |
Recent stock market news and headlines for NBT Bancorp Inc. (NBTB)
NORWICH, N.Y., July 01, 2026 (GLOBE NEWSWIRE) -- NBT Bancorp Inc. (“NBT” or the “Company”) (NASDAQ: NBTB) will release details of its financial results for the second quarter 2026 on Monday, July 27, 2026, following the market close. The Company will host a conference call at 10:00 a.m. (Eastern) Tuesday, July 28, 2026, to review these results.
Key metrics vs top competitors for NBT Bancorp Inc. (NBTB)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $49.63 | $2.58B | 14.90 | 10.36% | 19.51% | 9.89% | 2.88% | |
| $32.20 | $1.62B | 21.76 | 13.44% | 13.35% | 6.32% | — | |
| $46.23 | $2.71B | 12.49 | 34.75% | 19% | 10.75% | — | |
| $39.31 | $3.78B | 17.39 | 51.41% | 21.27% | 8% | — | |
| $24.23 | $4.63B | 11.65 | 5.03% | 20.93% | 11.45% | — | |
| $58.84 | $8.58B | 14.42 | 2.23% | 26.11% | 14.78% | — |
NBT Bancorp Inc. (NBTB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
NBT Bancorp Inc. (NBTB) SEC filings — annual & quarterly reports (10-K, 10-Q)
May 19, 2026·SEC
May 18, 2026·SEC
May 4, 2026·SEC
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NBT Bancorp Inc. (NBTB) stock FAQ — growth, dividends, profitability & financials explained
NBT Bancorp Inc. (NBTB) grew revenue by 10.4% over the past year. This is steady growth.
Yes, NBT Bancorp Inc. (NBTB) is profitable, generating $183.6M in net income for fiscal year 2025 (19.5% net margin).
Yes, NBT Bancorp Inc. (NBTB) pays a dividend with a yield of 2.88%. This makes it attractive for income-focused investors.
NBT Bancorp Inc. (NBTB) has a return on equity (ROE) of 9.9%. This is below average, suggesting room for improvement.
NBT Bancorp Inc. (NBTB) has a net interest margin (NIM) of 3.1%. This indicates healthy earnings from lending activities.
NBT Bancorp Inc. (NBTB) has an efficiency ratio of 46.8%. This is excellent, indicating strong cost control.
