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Katapult Holdings, Inc.(KPLT)Earnings, Financials & Key Ratios
KPLT•NASDAQ
$7.63
Price updated Jul 7, 2026
AboutKatapult Holdings, Inc., an e-commerce focused financial technology company, provides e-commerce point-of-sale lease-purchase options for nonprime consumers in the United States. The company's technology platform provides nonprime consumers with a lease purchase option to enable them to obtain durable goods from its network of e-commerce merchants. The company was formerly known as Cognical Holdings, Inc. and changed its name to Katapult Holdings, Inc. in February 2020. The company is headquartered in Plano, Texas.Show more
- Revenue$292M+18.0%
- EBITDA$193M+45.6%
- Net Income$1M+105.3%
- EPS (Diluted)-0.11+98.2%
- Gross Margin-28.87%-255.9%
- EBITDA Margin66.3%+23.4%
- Operating Margin9.92%+402.8%
- Net Margin0.47%+104.5%
KPLT Price & Volume
Katapult Holdings, Inc. (KPLT) stock price & volume — 10-year historical chart
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Volatile Lease Revenue Masks Structural Solvency Risks
Investment Thesis • Updated 2026Q1
VerdictNegative
Growth:Expanding
Profitability:Strained
Financial:Vulnerable
Cash Flow:Mixed
Primary Risk:Asset impairment and liquidity
Key Thesis Takeaways
- Katapult Holdings demonstrates a capacity for revenue growth, evidenced by a 9.8% increase in 2026Q1, yet this expansion is undermined by extreme margin volatility and a precarious capital structure.
- The company's reliance on a lease-to-own model necessitates constant capital deployment, which has resulted in a deeply negative equity position of -$31.9 million as of 2026Q1.
- Investors should remain cautious as the firm's ability to sustain operations depends on managing significant working capital outflows and credit-related impairments that frequently decouple reported earnings from actual cash generation.
Verdict Logic
the company's thin liquidity profile, evidenced by a current ratio of 0.94 and a $49.1 million working capital outflow in 2026Q1, suggests significant risk to long-term solvency.
KPLT Growth Metrics
Katapult Holdings, Inc. (KPLT) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years3.37%
3 Years11.67%
TTM17.62%
Profit CAGR
10 Years-
5 Years-42.92%
3 Years-
TTM141.05%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM118.12%
Return on Capital
10 Years-28.72%
5 Years-27.53%
3 Years-37.23%
Last Year39.64%
KPLT Recent Earnings
Katapult Holdings, Inc. (KPLT) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 6/12 qtrs (50%)●Beat Revenue 4/12 qtrs (33%)
Q2 2026Latest
May 7, 2026Metric
Actual
Est
EPS
$0.69+1815.0%
$0.04
Rev
$79M-3.6%
$82M
Q2 2026
Mar 11, 2026Metric
Actual
Est
EPS
$3.65+423.0%
$1.13
Rev
$74M-3.2%
$76M
Q4 2025
Nov 12, 2025Metric
Actual
Est
EPS
$0.94+16.8%
$1.13
Rev
$74M-3.0%
$76M
Q3 2025
Aug 13, 2025Metric
Actual
Est
EPS
$1.63-147.0%
$0.66
Rev
$72M-5.1%
$76M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 7, 2026 | $0.69vs $0.04+1815.0% | $79Mvs $82M-3.6% |
| Q2 2026 | Mar 11, 2026 | $3.65vs $1.13+423.0% | $74Mvs $76M-3.2% |
| Q4 2025 | Nov 12, 2025 | $0.94vs $1.13+16.8% | $74Mvs $76M-3.0% |
| Q3 2025 | Aug 13, 2025 | $1.63vs $0.66-147.0% | $72Mvs $76M-5.1% |
Based on last 12 quarters of dataView full earnings history →
Peers Comparison
Key metrics vs top competitors for Katapult Holdings, Inc. (KPLT)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $7.63 | $36.36M | -69.36 | 18.03% | 0.47% | — | — | |
| $20.51 | $1.19B | 16.41 | 8.67% | 1.78% | 12.1% | — | |
| $18.03 | $687.68M | -2.31 | 10.36% | -21.88% | -25% | — | |
| $83.62 | $27.85B | 557.47 | 38.8% | 11.95% | 11.17% | — | |
| $177.63 | $5.97B | 47.75 | 66.08% | 30.83% | 90.93% | — | |
| $51.20 | $3.54B | 47.41 | 25.5% | 2.29% | 5.13% | — |
Compare KPLT vs Peers
Katapult Holdings, Inc. (KPLT) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
KPLT SEC Filings & Documents
Katapult Holdings, Inc. (KPLT) SEC filings — annual & quarterly reports (10-K, 10-Q)
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KPLT Frequently Asked Questions
Katapult Holdings, Inc. (KPLT) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
What is Katapult Holdings, Inc.'s revenue?
Katapult Holdings, Inc. (KPLT) reported $298.8M in revenue for fiscal year 2025. This represents a 593% increase from $43.1M in 2018.
How fast is Katapult Holdings, Inc. growing?
Katapult Holdings, Inc. (KPLT) grew revenue by 18.0% over the past year. This is strong growth.
Is KPLT profitable?
Yes, Katapult Holdings, Inc. (KPLT) is profitable, generating $12.7M in net income for fiscal year 2025 (0.5% net margin).
Dividend & Returns
What is Katapult Holdings, Inc.'s free cash flow?
Katapult Holdings, Inc. (KPLT) had negative free cash flow of $3.7M in fiscal year 2025, likely due to heavy capital investments.