Hope Bancorp, Inc.(HOPE)Earnings, Financials & Key Ratios

HOPE•NASDAQ•Banking & Credit

$13.35

29.0× P/E·Price updated Jul 7, 2026

SectorFinancial Services IndustryRegional Banks Sub-IndustryCommercial and middle-market focused banks

AboutHope Bancorp, Inc. operates as the bank holding company for Bank of Hope that provides banking services for small and medium-sized businesses, and individuals in the United States. The company accepts personal and business checking, money market, savings, time deposit, and individual retirement accounts. Its loan products include commercial loans to businesses for various purposes, such as working capital, purchasing inventory, debt refinancing, business acquisitions, and other business related financing needs; real estate loans; small business administration loans; and consumer loans, such as single-family mortgage, home equity, auto, credit card, and personal loans. The company also offers trade finance services, including the issuance and negotiation of letters of credit, as well as handles documentary collections; warehouse lines of credit to mortgage loan originators; and commercial equipment lease financing. In addition, it provides cash management services, such as remote deposit capture, lock box, and ACH origination services; investment and wealth management services; mobile banking services; debit card services; foreign exchanges services, safe deposit boxes, and other customary bank services; internet banking services; and automated teller machine services. As of December 31, 2021, the company operated 47 full-service branches in California, Washington, Texas, Illinois, New York, New Jersey, Virginia, and Alabama; SBA loan production offices in Atlanta, Houston, Dallas, Denver, Portland, Seattle, Fremont, and Southern California; and a representative office in Seoul, Korea. Hope Bancorp, Inc. was incorporated in 2000 and is headquartered in Los Angeles, California.Show more

Net Interest Income$472M+10.4%
Total Revenue$968M-3.2%
Net Income$59M-41.3%
Return on Equity2.65%-43.4%
Net Interest Margin2.55%+1.6%
Efficiency Ratio40.26%+24.4%
ROA0.33%-40.3%
Equity / Assets12.32%-1.6%
Book Value per Share17.73+0.6%

HOPE Price & Volume

Hope Bancorp, Inc. (HOPE) stock price & volume — 10-year historical chart

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Persistent Margin Compression Challenges Hope Bancorp Outlook

Investment Thesis • Updated 2026Q1

VerdictNeutral

Growth:Mixed

Profitability:Moderate

Financial:Healthy

Cash Flow:Mixed

Primary Risk:CRE concentration and NIM

Key Thesis Takeaways

Hope Bancorp demonstrates a disciplined operational approach with an efficiency ratio of 38.1% as of 2026Q1, yet the bank faces significant headwinds from persistent net interest margin stagnation at 0.7%.
While the 12% equity-to-assets ratio provides a stable capital buffer, the heavy concentration in commercial real estate and erratic operating cash flow suggest potential earnings fragility.
Investors should monitor the bank's ability to improve asset yields, as current valuation metrics like the 29.54 P/E TTM may not fully reflect the risks associated with its reliance on a $16.9 billion investment securities portfolio.

Verdict Logic

while the bank maintains a solid 12% equity-to-assets ratio, the persistent 0.7% net interest margin and volatile provision expenses suggest limited near-term upside.

HOPE Growth Metrics

Hope Bancorp, Inc. (HOPE) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years10.54%

5 Years8.44%

3 Years8.04%

TTM-

Profit CAGR

10 Years-4.45%

5 Years-12.1%

3 Years-35.52%

TTM-29.4%

EPS CAGR

10 Years-8.83%

5 Years-12.56%

3 Years-36.66%

TTM-33.33%

Return on Capital

10 Years6.64%

5 Years5.76%

3 Years3.16%

Last Year0.93%

HOPE Recent Earnings

Hope Bancorp, Inc. (HOPE) EPS & revenue vs analyst estimates — last 4 quarters

Full history →

●Beat EPS 6/12 qtrs (50%)●Beat Revenue 4/12 qtrs (33%)

Q2 2026Latest

Apr 28, 2026

Metric

Actual

Est

EPS

$0.23+4.5%

$0.22

Rev

$141M-2.9%

$145M

Q1 2026

Jan 27, 2026

Metric

Actual

Est

EPS

$0.27+3.8%

$0.26

Rev

$146M+2.0%

$143M

Q4 2025

Oct 28, 2025

Metric

Actual

Est

EPS

$0.25-2.9%

$0.26

Rev

$142M+2.3%

$139M

Q3 2025

Jul 22, 2025

Metric

Actual

Est

EPS

$0.19-9.5%

$0.21

Rev

$95M-31.9%

$139M

Quarter	Date	EPS (Act vs Est)	Revenue (Act vs Est)
Q2 2026Latest	Apr 28, 2026	$0.23vs $0.22+4.5%	$141Mvs $145M-2.9%
Q1 2026	Jan 27, 2026	$0.27vs $0.26+3.8%	$146Mvs $143M+2.0%
Q4 2025	Oct 28, 2025	$0.25vs $0.26-2.9%	$142Mvs $139M+2.3%
Q3 2025	Jul 22, 2025	$0.19vs $0.21-9.5%	$95Mvs $139M-31.9%

Based on last 12 quarters of dataView full earnings history →

Latest HOPE News

Recent stock market news and headlines for Hope Bancorp, Inc. (HOPE)

PRNewsWire·Jun 29, 2026

VERSABANK DONATES $60,000 TO THE SALVATION ARMY'S HARVEST HOPE CAMPAIGN

LONDON, ON, June 29, 2026 /PRNewswire/ - VersaBank (TSX: VBNK) (Nasdaq: VBNK) today announced it made a $60,000 donation to The Salvation Army's Harvest Hope Campaign and presented a cheque to The Salvation Army executives in front of approximately 700 people at VersaBank's Summer Celebration event in London, Ontario on Saturday, June 27, 2026. "This economy is proving difficult for many people and I've always felt that it's important to help people out in a time of need," said David Taylor, Founder and President, VersaBank.

GlobeNewsWire·Jun 26, 2026

Capricor to Present Positive Five-Year HOPE-2 OLE Data and HOPE-3 Phase 3 Results for Deramiocel in Duchenne Muscular Dystrophy at PPMD 2026 Annual Conference

SAN DIEGO, June 26, 2026 (GLOBE NEWSWIRE) -- Capricor Therapeutics (NASDAQ: CAPR), a biotechnology company developing transformative cell and exosome-based therapeutics for rare diseases, today announced positive five-year data from its ongoing HOPE-2 Open-Label Extension (OLE) study of Deramiocel, the Company's lead cell therapy candidate for Duchenne Muscular Dystrophy (DMD). The data will be presented at the Parent Project Muscular Dystrophy (PPMD) 2026 Annual Conference, taking place June 25-27, 2026, in Orlando, Florida, alongside previously reported results from the Company's HOPE-3 Phase 3 trial.

Peers Comparison

Key metrics vs top competitors for Hope Bancorp, Inc. (HOPE)

Full Screener →

Company	Price	Market Cap	P/E Ratio	Rev Growth (1Y)	Net Margin	ROE	Div Yield
HOPEHope Bancorp, Inc.Current	$13.35	$1.71B	29.02	-3.23%	6.05%	2.65%	4.11%
HAFCHanmi Financial Corporation	$32.17	$957.59M	12.82	3.55%	18.42%	10.31%	—
BYFCBroadway Financial Corporation	$9.71	$90.09M	-3.01	-3.76%	-31.46%	-7.65%	—
CARVCarver Bancorp, Inc.	$1.45	$7.67M	-1.12	8.8%	-35.2%	-44.42%	—
PFBCPreferred Bank	$105.22	$1.25B	10.11	-4.11%	26.69%	17.48%	—
CATYCathay General Bancorp	$61.46	$4.12B	13.54	-0.43%	24.09%	11.37%	—

Compare HOPE vs Peers

Hope Bancorp, Inc. (HOPE) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs HAFC

Most directly comparable listed peer for HOPE.

Scale Benchmark

vs EWBC

Larger-name benchmark to compare HOPE against a more recognizable public peer.

Peer Set

Compare Top 5

vs HAFC, BYFC, CARV, PFBC

HOPE SEC Filings & Documents

Hope Bancorp, Inc. (HOPE) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

Material company update

May 22, 2026·SEC

Material company update

Apr 28, 2026·SEC

Material company update

Apr 1, 2026·SEC

10-K Annual Reports

FY 2026

Feb 25, 2026·SEC

FY 2025

Feb 26, 2025·SEC

FY 2024

Feb 28, 2024·SEC

10-Q Quarterly Reports

FY 2026

May 6, 2026·SEC

FY 2025

Nov 6, 2025·SEC

FY 2025

Aug 8, 2025·SEC

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HOPE Frequently Asked Questions

Hope Bancorp, Inc. (HOPE) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

How fast is Hope Bancorp, Inc. growing?

Hope Bancorp, Inc. (HOPE) saw revenue decline by 3.2% over the past year.

Is HOPE profitable?

Yes, Hope Bancorp, Inc. (HOPE) is profitable, generating $67.0M in net income for fiscal year 2025 (6.0% net margin).

Dividend & Returns

Does HOPE pay dividends?

Yes, Hope Bancorp, Inc. (HOPE) pays a dividend with a yield of 4.11%. This makes it attractive for income-focused investors.

What is HOPE's return on equity?

Hope Bancorp, Inc. (HOPE) has a return on equity (ROE) of 2.6%. This is below average, suggesting room for improvement.

Industry Metrics

What is Hope Bancorp, Inc.'s net interest margin?

Hope Bancorp, Inc. (HOPE) has a net interest margin (NIM) of 2.5%. NIM has been under pressure due to interest rate environment.

What is Hope Bancorp, Inc.'s efficiency ratio?

Hope Bancorp, Inc. (HOPE) has an efficiency ratio of 40.3%. This is excellent, indicating strong cost control.

What if you invested $1,000 in HOPE back in 1999?

Total return calculator · dividends reinvested · 27+ years of data

See returns →

Quarter

Date

EPS (Act vs Est)

Revenue (Act vs Est)

Q2 2026Latest

Apr 28, 2026

$0.23vs $0.22+4.5%

$141Mvs $145M-2.9%

Q1 2026

Jan 27, 2026

$0.27vs $0.26+3.8%

$146Mvs $143M+2.0%

Q4 2025

Oct 28, 2025

$0.25vs $0.26-2.9%

$142Mvs $139M+2.3%

Q3 2025

Jul 22, 2025

$0.19vs $0.21-9.5%

$95Mvs $139M-31.9%

Company

Price

Market Cap

P/E Ratio

Rev Growth (1Y)

Net Margin

ROE

Div Yield

HOPEHope Bancorp, Inc.Current

$13.35

$1.71B

29.02

-3.23%

6.05%

2.65%

4.11%

HAFCHanmi Financial Corporation

$32.17

$957.59M

12.82

3.55%

18.42%

10.31%

—

BYFCBroadway Financial Corporation

$9.71

$90.09M

-3.01

-3.76%

-31.46%

-7.65%

—

CARVCarver Bancorp, Inc.

$1.45

$7.67M

-1.12

8.8%

-35.2%

-44.42%

—

PFBCPreferred Bank

$105.22

$1.25B

10.11

-4.11%

26.69%

17.48%

—

CATYCathay General Bancorp

$61.46

$4.12B

13.54

-0.43%

24.09%

11.37%

—