First Citizens BancShares, Inc.(FCNCA)Earnings, Financials & Key RatiosFirst Citizens BancShares, Inc. (FCNCA) stock price & volume — 10-year historical chart
Investment Thesis • Updated 2026Q1
while the bank maintains a healthy equity-to-assets ratio of 0.09, the persistent 0.7% net interest margin and volatile earnings quality suggest that the current 12.54 P/E TTM may not fully account for ongoing integration risks.
First Citizens BancShares, Inc. (FCNCA) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
First Citizens BancShares, Inc. (FCNCA) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 23, 2026 | $44.86vs $39.56+13.4% | $2.2Bvs $2.2B+3.2% |
| Q1 2026 | Jan 23, 2026 | $0.51vs $0.44+16.5% | $2.4Bvs $2.2B+7.9% |
| Q4 2025 | Oct 23, 2025 | $44.62vs $41.87+6.6% | $2.4Bvs $2.2B+9.6% |
| Q3 2025 | Jul 25, 2025 | $44.78vs $39.71+12.8% | $2.4Bvs $2.2B+8.7% |
Recent stock market news and headlines for First Citizens BancShares, Inc. (FCNCA)
RALEIGH, N.C., June 30, 2026 /PRNewswire/ -- First Citizens BancShares, Inc. ("BancShares") (NASDAQ: FCNCA) today announced it will report its financial results for the quarter ended June 30, 2026, before the U.S. financial markets open on Thursday, July 23, 2026.
SAN FRANCISCO, June 17, 2026 /PRNewswire/ -- Corgi Insurance, one of the fastest-growing insurance platforms serving startups, technology companies, and emerging businesses and Silicon Valley Bank, a division of First Citizens Bank, serving companies throughout the innovation economy, today announced a partnership that will provide SVB clients with streamlined access to Corgi's digital insurance products and risk management solutions. As companies scale, insurance has become an increasingly important component of operational readiness, fundraising, hiring, and customer acquisition.
Key metrics vs top competitors for First Citizens BancShares, Inc. (FCNCA)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $2092.43 | $24.24B | 12.62 | -2.97% | 15.22% | 9.92% | 0.62% | |
| $18.01 | $36.51B | 12.96 | 4.38% | 16.63% | 8.81% | — | |
| $71.78 | $30.35B | 18.60 | -9.71% | 17.51% | 7.63% | — | |
| $30.59 | $26.1B | 13.36 | 2.51% | 23.13% | 11.75% | — | |
| $57.92 | $52.49B | 16.36 | -1.4% | 15.91% | 8.86% | — | |
| $23.37 | $25.34B | 15.38 | 23.56% | 17.35% | 9.74% | — |
First Citizens BancShares, Inc. (FCNCA) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
First Citizens BancShares, Inc. (FCNCA) SEC filings — annual & quarterly reports (10-K, 10-Q)
May 7, 2026·SEC
Apr 23, 2026·SEC
Mar 3, 2026·SEC
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First Citizens BancShares, Inc. (FCNCA) stock FAQ — growth, dividends, profitability & financials explained
First Citizens BancShares, Inc. (FCNCA) saw revenue decline by 3.0% over the past year.
Yes, First Citizens BancShares, Inc. (FCNCA) is profitable, generating $2.26B in net income for fiscal year 2025 (15.2% net margin).
Yes, First Citizens BancShares, Inc. (FCNCA) pays a dividend with a yield of 0.62%. This makes it attractive for income-focused investors.
First Citizens BancShares, Inc. (FCNCA) has a return on equity (ROE) of 9.9%. This is below average, suggesting room for improvement.
First Citizens BancShares, Inc. (FCNCA) has a net interest margin (NIM) of 3.0%. NIM has been under pressure due to interest rate environment.
First Citizens BancShares, Inc. (FCNCA) has an efficiency ratio of 40.9%. This is excellent, indicating strong cost control.
