Manhattan Bridge Capital, Inc. (LOAN)
Valuation Overview•Is Manhattan Bridge Capital, Inc. Overvalued or Undervalued?
Commands a premium valuation multiple over its peers, likely pricing in superior execution.
High-quality fundamentals with a strong composite quality score of 76/100, backed by robust profitability and solvency.
Wall Street forecasts a balanced outlook with consensus price targets near the current price.
Verdict: Solid fundamental quality, though growth presents a headwind.
Wall Street sentiment is generally neutral. This outlook is strongly supported by highly attractive capital returns, anchored by a strong, well-covered dividend yield.
LOAN demonstrates strong business quality with robust profitability and healthy margins. This is backed by a fortress balance sheet, holding significant net cash ($187M) and minimal debt risk.
The company exhibits steady, low-single-digit revenue growth paired with stable bottom-line earnings. This growth is supported by elite operational efficiency, sustaining an impressive 59.2% operating margin.
| Financial Metric | Trend (12Q) | Latest Qtr | 1Y Growth | 3Y CAGR | 5Y CAGR | 10Y CAGR |
|---|---|---|---|---|---|---|
| Revenue | $2.1M | -10.5% | +0.4% | +8.9% | +10.1% | |
| EBITDA | $1.3M | — | -0.6% | — | — | |
| Net Income | $1.3M | -8.6% | -0.6% | — | +8.6% | |
| EPS (Diluted) | $0.11 | -8.2% | +0.0% | +0.5% | +3.2% | |
| Free Cash Flow | $1.3M | +99916.4% | +884.6% | +310.8% | — |
| Metric | TTM | 3Y Avg | 5Y Avg | 10Y Avg |
|---|---|---|---|---|
| Gross Margin | 80.3% | 76.7% | 78.7% | 91.3% |
| Operating Margin | 59.2% | 57.4% | 59.6% | 72.9% |
| Net Margin | 59.2% | 57.4% | 59.6% | 67.4% |
| FCF Margin | 57.9% | 18960.9% | 11402.0% | 5739.4% |
Total return is -11.4% (1Y), lagging the benchmark by -26.9%
| Period | Total Return | vs S&P 500 (Alpha) | Dividend Contribution |
|---|---|---|---|
| YTD | +3.7% | -8.6% | — |
| 1Y | -11.4% | -26.9% | +7.8% |
| 3YCAGR | +5.3% | -14.2% | +27.5% |
| 5YCAGR | -1.0% | -12.8% | +35.4% |
| 10YCAGR | +6.0% | -7.7% | — |
The S&P 500 is at 31.4x trailing P/E — Expensive relative to historical averages.
Quick answers to common questions about Manhattan Bridge Capital, Inc. (LOAN) valuation, health, and returns.
Based on peer relative multiples, Manhattan Bridge Capital, Inc. appears Limited: Expensive versus peers compared to industry peers.
Manhattan Bridge Capital, Inc. has multiple valuation anchors: Peer Relative Fair Value: $2.21. A convergence of these signals offers higher conviction.
Manhattan Bridge Capital, Inc. displays good financial health with a composite quality score of 76/100, supported by a Piotroski F-Score of 7/9.
Manhattan Bridge Capital, Inc. pays a 9.8% dividend yield, covered by a 103% payout ratio with 0 years of growth, supplemented by a 0.1% buyback yield.
Manhattan Bridge Capital, Inc.'s current growth trajectory is Decelerating. The company achieved -10.5% 1Y revenue growth and -8.2% 1Y EPS growth, compared to its 3Y revenue CAGR of +0.4%.
Wall Street consensus is Hold based on 0 analysts. The consensus price target represents a N/A change from current levels.
Investment risks for Manhattan Bridge Capital, Inc. include: -28.2% 1-year max drawdown, stretched payout ratio. Volatility risk is characterized by a beta of 0.12x.
No. These computations are purely quantitative model outputs for informational purposes. They do not account for qualitative management shifts or macro events. Always consult a licensed RIA before buying or selling shares.
Disclaimer: This page is for informational purposes only and does not constitute financial advice. All valuation models, scores, and target estimates are automated computations under stated assumptions and should not be relied upon as the sole basis for any investment decision.