PBHCMICRO

Pathfinder Bancorp, Inc.

Financial ServicesBanks - Regional
$15.95
$0.00(-0.38%)
52W$12.06
$17.40
Updated Jul 8, 02:00 AM
RSI58
RS Rating70/99
Beta0.15
Volatility34%
F-Score4/9
Mkt Cap$99M
CONSOLIDATING

Price Action

5Y Daily
50 DMA150 DMA200 DMA

Technical Summary

CONSOLIDATING

Pathfinder Bancorp, Inc. is in a consolidation phase, trading with mixed signals as moving averages converge. Relative strength is moderate (RS Rating: 70), indicating performance broadly in line with the market. Earnings contraction of 7% provides fundamental context to the price action. Volume support will be critical for the stock to resolve this consolidation to the upside.

Relative Strength
70
out of 99
Average
Trend Score
2/4
Minervini Criteria
CONSOLIDATING
Risk (Beta)
0.15
vs S&P 500
LOW VOL
52W Position
73%
from 52W low
Mid Range
Trend & Momentum Analysis

Trend Template (Minervini)

CONSOLIDATING2/4 Criteria Met
CriterionValueStatus
Price > 50 SMA$14.51
50 SMA > 100 SMA$13.96
100 SMA > 150 SMA$14.00
150 SMA > 200 SMA$14.26

Price vs Moving Averages

PeriodValueSpreadSignal
20 SMA$15.80+0.94%ABOVE
50 SMA$14.51+9.90%ABOVE
100 SMA$13.96+14.24%ABOVE
150 SMA$14.00+13.96%ABOVE
200 SMA$14.26+11.87%ABOVE

Price Performance

1D-0.4%
1W+0.4%
1M+12.7%
3M+19.8%
6M+11.9%
YTD+13.0%
1Y+6.8%
3Y+4.2%
52-Week Trading Range73% from low
$15.95
52W Low$12.06
52W High$17.40

Technical Indicators

RSI (14)NEUTRAL
58.1
305070
Setup ScoreCOOL
4/10
Base depth: 27.8%

Risk Profile

Beta
0.15
52W Vol
34%
ATR
$1.10
Max DD (1Y)
-23%

Volume Analysis

Today
261
50D Avg
9.9K
Vol Ratio
0.03x
Liquidity
ILLIQUID

Earnings Momentum

Q2'25-98%
$0.01
Q3'25+113%
$0.10
Q4'25-261%
$-1.11
Q1'26-7%
$0.38
Fundamentals & Growth

Growth Trends

Compounded Sales Growth

10 Years:+11.95%
5 Years:
3 Years:
TTM:

Compounded Profit Growth

10 Years:
5 Years:
3 Years:
TTM:-193.28%

Stock Price CAGR

10 Years:+3.32%
5 Years:-0.00%
3 Years:+4.17%
1 Year:+6.83%

Return on Equity

10Y Avg:6.2%
5Y Avg:6.3%
3Y Avg:2.7%
Last Year:-3.2%

Key Metrics

Market Cap$99M
Gross Margin38.5%
Net Margin-4.3%
Piotroski F-Score4/9

Frequently Asked Questions

Is PBHC in an uptrend right now?

PBHC has a trend score of 2/4 based on Minervini's Stage Analysis. Currently showing partial alignment - 2 of 4 trend criteria are met.

Is PBHC overbought or oversold?

PBHC's RSI (14) is 58. The stock is in neutral territory, neither overbought nor oversold.

Is PBHC outperforming the market?

PBHC has a Relative Strength (RS) Rating of 70 out of 99. PBHC is performing about average compared to the market.

Where is PBHC in its 52-week range?

PBHC is trading at $15.95, which is 92% of its 52-week high ($17.40) and 73% above its 52-week low ($12.06).

How volatile is PBHC?

PBHC has a Beta of 0.15 and 52-week volatility of 34%. It's less volatile than the S&P 500 - generally more stable.

Disclaimer: Data is for informational purposes only. May be delayed or contain errors. Past performance does not guarantee future results. This is not financial advice. Always conduct your own research and consult professionals before making investment decisions.