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ATIF Holdings Ltd.(ZBAI)Earnings, Financials & Key Ratios
ZBAI•NASDAQ
$8.95
Price updated Jul 2, 2026
AboutATIF Holdings Ltd. engages in the provision of financial consulting services. It is also involved in merger and acquisition business advisory, post-listing compliance, management support, and related services. The company was founded on January 5, 2015 and is headquartered in Lake Forest, CA.Show more
- EBITDA-$827K+47.5%
- Net Income-$5M-44.0%
- EPS (Diluted)-0.27+13.3%
- Gross Margin100%
- EBITDA Margin-68.92%+72.9%
- Operating Margin-70.2%+77.8%
- Net Margin-383.17%+25.6%
- ROE-80.54%+58.4%
ZBAI Price & Volume
ATIF Holdings Ltd. (ZBAI) stock price & volume — 10-year historical chart
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Persistent Operational Losses Challenge Advisory Business Model
Investment Thesis • Updated 2025Q4
VerdictNegative
Growth:Mixed
Profitability:Negative
Financial:Adequate
Cash Flow:Burning
Primary Risk:Regulatory and geopolitical volatility
Key Thesis Takeaways
- ATIF Holdings faces a challenging outlook characterized by extreme revenue volatility, as evidenced by the fluctuation from zero revenue in 2025Q1 to $750,000 in 2025Q4.
- While the company has successfully achieved a debt-free balance sheet, the accumulation of a $35.5 million deficit in retained earnings highlights significant long-term value destruction.
- Investors should monitor whether the firm can transition from its current project-based advisory model toward a sustainable, profitable scale, given that operating expenses consistently outpace gross profits.
Verdict Logic
the company's inability to generate consistent profitability is underscored by a $35.5 million accumulated deficit and a P/S ratio of 128.63, which appears disconnected from its volatile revenue performance.
ZBAI Growth Metrics
ATIF Holdings Ltd. (ZBAI) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years13.22%
3 Years-10.38%
TTM-
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM-44.04%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM-6.37%
Return on Capital
10 Years24.67%
5 Years-33.1%
3 Years-42.23%
Last Year-14.41%
ZBAI Recent Earnings
ATIF Holdings Ltd. (ZBAI) EPS & revenue vs analyst estimates — last 4 quarters
Q2 2026Latest
Apr 30, 2026Metric
Actual
Est
EPS
$2.88
—
Rev
—
—
Q4 2025
Dec 18, 2025Metric
Actual
Est
EPS
$0.54
—
Rev
—
—
Q3 2025
Jun 6, 2025Metric
Actual
Est
EPS
$0.09
—
Rev
$250,000
—
Q2 2025
Mar 13, 2025Metric
Actual
Est
EPS
$0.16
—
Rev
$200,000
—
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 30, 2026 | $2.88 | — |
| Q4 2025 | Dec 18, 2025 | $0.54 | — |
| Q3 2025 | Jun 6, 2025 | $0.09 | $250,000 |
| Q2 2025 | Mar 13, 2025 | $0.16 | $200,000 |
Based on last 12 quarters of dataView full earnings history →
Peers Comparison
Key metrics vs top competitors for ATIF Holdings Ltd. (ZBAI)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $8.95 | $154.36M | -33.15 | 93.55% | -383.17% | -80.54% | — | |
| $0.40 | $8M | -0.58 | -3.73% | -64.25% | -9.15% | — | |
| $0.84 | $24.98M | -3.23 | 15.17% | -3.05% | -15.02% | — | |
| $0.58 | $2.99M | -0.25 | 77.47% | -37.88% | -3.64% | — | |
| $0.99 | $3.22M | -1.47 | -70.11% | -33.27% | -28.25% | — | |
| $2.35 | $537.92M | -33.26 | 6.96% | -2.51% | -2.41% | — |
Compare ZBAI vs Peers
ATIF Holdings Ltd. (ZBAI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
ZBAI SEC Filings & Documents
ATIF Holdings Ltd. (ZBAI) SEC filings — annual & quarterly reports (10-K, 10-Q)
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ZBAI Frequently Asked Questions
ATIF Holdings Ltd. (ZBAI) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
What is ATIF Holdings Ltd.'s revenue?
ATIF Holdings Ltd. (ZBAI) reported $1.2M in revenue for fiscal year 2025.
How fast is ATIF Holdings Ltd. growing?
ATIF Holdings Ltd. (ZBAI) grew revenue by 93.5% over the past year. This is strong growth.
Is ZBAI profitable?
ATIF Holdings Ltd. (ZBAI) reported a net loss of $4.6M for fiscal year 2025.
Dividend & Returns
What is ZBAI's return on equity?
ATIF Holdings Ltd. (ZBAI) has a return on equity (ROE) of -80.5%. Negative ROE indicates the company is unprofitable.
What is ATIF Holdings Ltd.'s free cash flow?
ATIF Holdings Ltd. (ZBAI) had negative free cash flow of $2.5M in fiscal year 2025, likely due to heavy capital investments.