Exzeo Group, Inc. (XZO) P/E Ratio History
UndervaluedTrading at 21.2x vs 5Y avg 25.7x · 0th percentile · Below historical baseline · Data 2026–2026
Loading P/E history...
P/E Ratio Analysis
As of July 8, 2026, Exzeo Group, Inc. (XZO) trades at a price-to-earnings ratio of 21.2x, with a stock price of $18.45 and trailing twelve-month earnings per share of $0.62.
The current P/E is 18% below its 5-year average of 25.7x. Over the past five years, XZO's P/E has ranged from a low of 25.7x to a high of 25.7x, placing the current valuation at the 0th percentile of its historical range.
Relative to the broader market, XZO trades roughly in line with the S&P 500 median P/E of 25.9x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our XZO DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
XZO Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
XZO P/E vs Peers
Closest public peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $641M | 11.9 | 9.44 | +93% | |
| $225M | 16.0 | 3.14 | +9% | |
| $237M | 5.6 | - | +17% | |
| $692M | 14.8 | 0.29 | +64% | |
| $625M | 4.2Lowest | - | +443%Best | |
| $3B | 73.5 | 5.11 | +131% | |
| $2B | 16.7 | - | +156% | |
| $6B | 20.5 | - | +56% | |
| $22B | 56.8 | 2.33 | -47% | |
| $28B | 8.3 | 0.24Best | +18% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
XZO Historical P/E Data (2026–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q1 | - | $14.67 | $0.57 | 25.7x | +0% |
Average P/E for displayed period: 25.7x
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
10-year return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
XZO — Frequently Asked Questions
Quick answers to the most common questions about buying XZO stock.
What is XZO's P/E ratio?
Exzeo Group, Inc. (XZO) trailing twelve-month P/E ratio is 21.2x, based on TTM diluted EPS of $0.62. The 5-year average P/E is 25.7x and the historical range spans 25.7x to 25.7x.
Is XZO stock overvalued or undervalued?
XZO trades at 21.2x P/E, near its 5-year average of 25.7x. The 0th percentile ranking within the 25.7x–25.7x historical range places valuation within normal bounds.
Is XZO stock expensive?
XZO is fairly valued relative to its own history. The current P/E of 21.2x is near the 5-year average of 25.7x (0th percentile of historical range).
What is XZO's historical P/E range?
Over the past 5 years, XZO's P/E ratio has ranged from 25.7x to 25.7x, with a median of 25.7x and an average of 25.7x. The current P/E of 21.2x places the stock at the 0th percentile of this range. Full historical data spans 2026–2026.
How does XZO's P/E compare to the S&P 500?
XZO trades at 21.2x P/E versus the S&P 500 median of 25.9x. The 18% discount to the market suggests lower growth expectations or perceived higher risk.
How does XZO's valuation compare to sector peers?
Exzeo Group, Inc. P/E of 21.2x can be benchmarked against sector peers in the comparison table on this page.
What is XZO's PEG ratio?
XZO PEG ratio is N/A, based on a P/E of 21.2x and EPS growth of 135.1%. PEG normalises P/E by growth and helps compare stocks with different earnings trajectories.
What is XZO's earnings yield?
XZO earnings yield is 4.72%, the inverse of its 21.2x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.