X Financial (XYF) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 | Q1'21 |
|---|
| Cash from Operations | 1.47B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 449.37B | 0 | 0 | 0 | 600.77B | 0 | 0 | 0 |
| Operating CF Margin % | 101.38% | - | - | - | - | - | - | - | - | - | - | - | 96243.92% | - | - | - | 151495.43% | - | - | - |
| Operating CF Growth % | - | - | - | - | - | - | - | - | -100% | - | - | - | -25.2% | - | - | - | 100.09% | - | - | - |
| Net Income | 57.17M | 421.24M | 528.02M | 458.13M | 385.63M | 375.84M | 415.3M | 363.14M | 188.97M | 349.91M | 377.91M | 285.68M | 274.64M | 220.63M | 185.7M | 139.93M | 774.69B | 267.24M | 223.22M | 189.2M |
| Depreciation & Amortization | 11.16M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 8.13B | 0 | 0 | 0 | 11.37B | 0 | 0 | 0 |
| Stock-Based Compensation | 48.15M | 0 | 12.82M | 25.84M | 10.08M | 10.15M | 10.63M | 9.31M | 8.42M | 10.83M | 10.69M | 12.66M | 605.95B | 12.35M | 15.36M | 13.97M | 157.12B | 9.72M | 18.44M | 22.85M |
| Deferred Taxes | -258.05M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2.28T | 0 | 0 | 0 | -164.91B | 0 | 0 | 0 |
| Other Non-Cash Items | 1.9B | -421.24M | -540.83M | -458.13M | -395.71M | -385.99M | -425.94M | -372.45M | -197.39M | -349.91M | -377.91M | -285.68M | -2.46T | -220.63M | -201.06M | -153.91M | -178.58B | -276.96M | -241.66M | -212.05M |
| Working Capital Changes | -288.36M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7.32B | 0 | 0 | 0 | 1.07B | 0 | 0 | 0 |
| Change in Receivables | -1.36B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change in Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change in Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash from Investing | -1.07B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -3.08T | 0 | 0 | 0 |
| Capital Expenditures | -21.88M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -15.12B | 0 | 0 | 0 |
| CapEx % of Revenue | 1.51% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 3811.59% | - | - | - |
| Acquisitions | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Investments | 7.06B | 1.85B | 5.96B | 5.14B | 1.01B | 1.36B | 6.34B | 6.46B | 6.06B | -1.05B | -1.04B | -1.2B | 4.63B | -897.34M | -977.42M | -893.1M | 3.54B | 386.3M | 412.24M | 332.91M |
| Other Investing | -810.47M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -13.14T | 0 | 0 | 0 | -3.06T | 0 | 0 | 0 |
| Cash from Financing | 79.24M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2.71T | 0 | 0 | 0 |
| Debt Issued (Net) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Equity Issued (Net) | -714.89M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Dividends Paid | -154.77M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -103.2B | 0 | 0 | 0 |
| Share Repurchases | -733.98M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing | 865.35M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 8.91T | 0 | 0 | 0 | 2.81T | 0 | 0 | 0 |
| Net Change in Cash | 2.13B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.65B | -20.5M | 0 | 0 | 231.4B | 0 | 0 | 0 |
| Free Cash Flow | 1.45B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3.06T | 0 | 0 | 0 | 585.65B | 0 | 0 | 0 |
| FCF Margin % | 99.87% | - | - | - | - | - | - | - | - | - | - | - | 655657.89% | - | - | - | 147683.84% | - | - | - |
| FCF Growth % | - | - | - | - | - | - | - | - | -100% | - | - | - | 422.72% | - | - | - | 100.09% | - | - | - |
| FCF per Share | 218.41 | - | - | - | - | - | - | - | - | - | - | - | 346880.12 | - | - | - | 62284.03 | - | - | - |
| FCF Conversion (FCF/Net Income) | 26.03x | - | - | - | - | - | - | - | - | - | - | - | 1636.21x | - | - | - | 4640.30x | - | - | - |
| Interest Paid | 29.04M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Taxes Paid | 333.21M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |