WTM trades at Wall Street's consensus target of —.
Last 12 months price action with 12-month analyst target path
The base valuation assumes WTM achieves its forward estimates and maintains a stable P/E multiple of 18.8x. This scenario reflects the blended consensus of 2 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of July 8, 2026, White Mountains Insurance Group, Ltd. (WTM) has a Wall Street consensus price target of N/A, based on estimates from 2 covering analysts. The company has a market capitalization of $5.36B.
Analyst price targets range from a low of N/A to a high of N/A.
The current analyst consensus rating is Hold, with 0 analysts rating the stock as a Buy or Strong Buy,2 rating it Hold, and 0 rating it Sell or Strong Sell. The bearish sentiment suggests caution about the stock at current levels.
From a valuation perspective, WTM trades at a trailing P/E of 5.0x and forward P/E of 18.8x. The forward PEG ratio of 1.39 indicates reasonable valuation for growth. Analysts expect EPS to grow -71.8% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $2815.31, with bear and bull scenarios of $1773.64 and $3709.45 respectively. Model confidence stands at 41/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
MKLMarkel Corporation | $24.6B | $1969.34 | $1950.00 | -1.0% | Hold | 18.5x | 15 |
ACGLArch Capital Group Ltd. | $35.9B | $102.85 | $102.57 | -0.3% | Buy | 11.1x | 34 |
RNRRenaissanceRe Holdings Ltd. | $14.0B | $323.69 | $310.75 | -4.0% | Hold | 7.9x | 28 |
ERIEErie Indemnity Company | $11.8B | $256.37 | — | — | — | 20.3x | — |
HCIHCI Group, Inc. | $2.3B | $180.41 | $126.50 | -29.9% | Buy | 10.4x | 14 |
KMPRKemper Corporation | $1.7B | $29.50 | $36.00 | +22.0% | Buy | 14.3x | 12 |
AIGAmerican International Group, Inc. | $43.5B | $81.06 | $84.17 | +3.8% | Hold | 10.0x | 41 |
TRVThe Travelers Companies, Inc. | $73.1B | $343.73 | $310.40 | -9.7% | Hold | 12.2x | 43 |
CBChubb Limited | $139.4B | $359.30 | $346.75 | -3.5% | Buy | 13.3x | 43 |
HIGThe Hartford Financial Services Group, Inc. | $38.4B | $139.64 | $150.38 | +7.7% | Buy | 10.9x | 42 |
Quick answers to the most common questions about buying WTM stock.
The consensus price target for WTM is $N/A, close to the current price of $2165.85 (N/A% implied move). Based on 2 analyst estimates, the stock appears fairly valued near current levels.
WTM has a consensus rating of "Hold" based on 2 Wall Street analysts. The rating breakdown is mixed, with 2 Hold ratings making up the largest segment. The consensus 12-month price target of $N/A implies N/A% upside from current levels.
With a forward P/E of 18.8341x, WTM trades at a relatively low valuation. The consensus target of $N/A implies N/A% appreciation, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $N/A for WTM, while the most conservative target is $N/A. The consensus of $N/A represents the median expectation. Our quantitative valuation model projects a bull case target of $3709 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
WTM is lightly followed, with 2 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 0 have Buy ratings, 2 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month WTM stock forecast based on 2 Wall Street analysts shows a consensus price target of $N/A, with estimates ranging from $N/A (bear case) to $N/A (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $2815, with bear/bull scenarios of $1774/$3709.
Our quantitative valuation model calculates WTM's fair value at $2815 (base case), with a bear case of $1774 and bull case of $3709. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 41/100.
WTM trades at a forward P/E ratio of 18.8x based on next-twelve-months earnings estimates compared to a trailing P/E of 5.0x. The higher forward P/E suggests near-term earnings pressure. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
WTM appears fairly valued according to analysts, with a "Hold" rating and minimal upside to the $N/A target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
WTM analyst price targets range from $N/A to $N/A, a NaN% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $N/A consensus represents the middle ground. Our model's $1774-$3709 range provides an independent fundamental perspective.
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