West Bancorporation, Inc. (WTBA) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 24.39M | 24.21M | 22.5M | 21.42M | 20.86M | 19.42M | 17.96M | 17.23M | 16.75M | 16.36M | 16.63M | 17.34M | 18.7M | 20.67M | 23M | 24.24M | 23.83M | 24.6M | 24.49M | 22.85M |
| NII Growth % | 16.93% | 24.63% | 25.28% | 24.31% | 24.51% | 18.71% | 7.97% | -0.64% | -10.4% | -20.84% | -27.69% | -28.46% | -21.54% | -15.99% | -6.05% | 6.08% | 3.06% | 9.39% | 15.87% | 10.14% |
| Net Interest Margin % | 0.61% | 0.58% | 0.56% | 0.53% | 0.52% | 0.48% | 0.45% | 0.43% | 0.42% | 0.43% | 0.45% | 0.47% | 0.52% | 0.57% | 0.65% | 0.7% | 0.67% | 0.7% | 0.75% | 0.7% |
| Interest Income | 47.39M | 49.2M | 48.92M | 47.96M | 46.14M | 49.32M | 48.61M | 47.57M | 44.57M | 42.68M | 41.09M | 39.35M | 37.18M | 35.17M | 32.17M | 28.9M | 27.11M | 27.66M | 27.48M | 25.82M |
| Interest Expense | 23.01M | 25M | 26.42M | 26.54M | 25.28M | 29.89M | 30.65M | 30.34M | 27.82M | 26.32M | 24.46M | 22.01M | 18.48M | 14.5M | 9.16M | 4.66M | 3.29M | 3.06M | 3M | 2.97M |
| Loan Loss Provision | 0 | 0 | 0 | 0 | 0 | 1M | 0 | 0 | 0 | 500K | 200K | 0 | 0 | 0 | 0 | -1.75M | -750K | 0 | 0 | -2M |
| Non-Interest Income | 2.55M | -892K | 2.31M | 2.23M | 2.04M | 1.26M | 2.19M | 2.19M | 2.13M | 1.74M | 2.66M | 2.25M | 2.79M | 2.14M | 3.14M | 2.14M | 2.25M | 2.21M | 2.22M | 2.38M |
| Non-Interest Income % | 5.11% | -1.85% | 4.52% | 4.45% | 4.24% | 2.5% | 4.31% | 4.4% | 4.56% | 3.91% | 6.09% | 5.41% | 6.99% | 5.73% | 8.89% | 6.89% | 7.67% | 7.41% | 7.47% | 8.43% |
| Total Revenue | 49.95M | 48.31M | 51.24M | 50.2M | 48.18M | 50.58M | 50.8M | 49.76M | 46.7M | 44.42M | 43.76M | 41.6M | 39.97M | 37.31M | 35.31M | 31.04M | 29.37M | 29.88M | 29.7M | 28.2M |
| Revenue Growth % | 3.67% | -4.48% | 0.86% | 0.88% | 3.16% | 13.86% | 16.11% | 19.6% | 16.83% | 19.07% | 23.92% | 34.04% | 36.11% | 24.86% | 18.86% | 10.06% | 2.56% | 7.77% | 7.25% | 7.1% |
| Non-Interest Expense | 13.5M | 13.73M | 13.36M | 13.31M | 12.86M | 13.23M | 12.72M | 13.04M | 11.7M | 12M | 11.75M | 12.34M | 11.91M | 11.54M | 11.32M | 11.13M | 10.53M | 11.74M | 10.53M | 10.39M |
| Efficiency Ratio | 27.03% | 28.42% | 26.08% | 26.52% | 26.7% | 26.16% | 25.05% | 26.2% | 25.05% | 27.02% | 26.84% | 29.65% | 29.79% | 30.93% | 32.06% | 35.85% | 35.84% | 39.28% | 35.45% | 36.84% |
| Operating Income | 13.44M | 9.59M | 11.45M | 10.34M | 10.04M | 6.45M | 7.43M | 6.38M | 7.18M | 5.6M | 7.35M | 7.26M | 9.58M | 11.27M | 14.82M | 17M | 16.3M | 15.08M | 16.18M | 16.84M |
| Operating Margin % | 26.91% | 19.84% | 22.35% | 20.61% | 20.83% | 12.76% | 14.62% | 12.83% | 15.38% | 12.6% | 16.8% | 17.44% | 23.97% | 30.21% | 41.98% | 54.78% | 55.52% | 50.47% | 54.45% | 59.71% |
| Operating Income Growth % | 33.94% | 48.54% | 54.22% | 62.08% | 39.74% | 15.27% | 1.03% | -12.05% | -25.05% | -50.32% | -50.4% | -57.32% | -41.24% | -25.27% | -8.36% | 0.96% | 10.06% | 41.2% | 57.41% | 66.64% |
| Pretax Income | 13.47M | 9.59M | 11.45M | 10.34M | 10.04M | 6.45M | 7.43M | 6.38M | 7.18M | 5.6M | 7.35M | 7.26M | 9.58M | 11.27M | 14.82M | 17M | 16.3M | 15.08M | 16.18M | 16.84M |
| Pretax Margin % | 26.98% | 19.84% | 22.35% | 20.61% | 20.83% | 12.76% | 14.62% | 12.83% | 15.38% | 12.6% | 16.8% | 17.44% | 23.97% | 30.21% | 41.98% | 54.78% | 55.52% | 50.47% | 54.45% | 59.71% |
| Income Tax | 2.9M | 2.16M | 2.14M | 2.37M | 2.19M | -644K | 1.48M | 1.19M | 1.37M | 1.07M | 1.45M | 1.39M | 1.74M | 2.32M | 3.22M | 4.33M | 3.12M | 3.17M | 3.47M | 3.6M |
| Effective Tax Rate % | 21.54% | 22.54% | 18.68% | 22.86% | 21.85% | -9.98% | 19.86% | 18.65% | 19.11% | 19.17% | 19.66% | 19.21% | 18.13% | 20.61% | 21.72% | 25.49% | 19.14% | 21.02% | 21.45% | 21.38% |
| Net Income | 10.57M | 7.42M | 9.31M | 7.98M | 7.84M | 7.1M | 5.95M | 5.19M | 5.81M | 4.53M | 5.91M | 5.86M | 7.84M | 8.95M | 11.6M | 12.67M | 13.18M | 11.91M | 12.71M | 13.24M |
| Net Margin % | 21.17% | 15.37% | 18.18% | 15.9% | 16.28% | 14.03% | 11.72% | 10.43% | 12.44% | 10.19% | 13.5% | 14.09% | 19.62% | 23.98% | 32.86% | 40.81% | 44.89% | 39.86% | 42.77% | 46.95% |
| Net Income Growth % | 34.81% | 4.62% | 56.49% | 53.68% | 35% | 56.84% | 0.78% | -11.43% | -25.94% | -49.42% | -49.09% | -53.72% | -40.5% | -24.89% | -8.69% | -4.32% | 12.19% | 39.23% | 56.86% | 66.13% |
| Net Income (Continuing) | 10.57M | 7.42M | 9.31M | 7.98M | 7.84M | 7.1M | 5.95M | 5.19M | 5.81M | 4.53M | 5.91M | 5.86M | 7.84M | 8.95M | 11.6M | 12.67M | 13.18M | 11.91M | 12.71M | 13.24M |
| EPS (Diluted) | 0.61 | 0.44 | 0.55 | 0.47 | 0.46 | 0.42 | 0.35 | 0.31 | 0.35 | 0.27 | 0.35 | 0.35 | 0.47 | 0.53 | 0.69 | 0.75 | 0.78 | 0.71 | 0.76 | 0.79 |
| EPS Growth % | 32.61% | 4.76% | 57.14% | 51.61% | 31.43% | 55.56% | 0% | -11.43% | -25.53% | -49.06% | -49.28% | -53.33% | -39.74% | -25.35% | -9.21% | -5.06% | 11.43% | 36.54% | 55.1% | 64.58% |
| EPS (Basic) | 0.62 | 0.44 | 0.55 | 0.47 | 0.47 | 0.42 | 0.35 | 0.31 | 0.35 | 0.27 | 0.35 | 0.35 | 0.47 | 0.54 | 0.70 | 0.76 | 0.80 | 0.72 | 0.77 | 0.80 |
| Diluted Shares Outstanding | 17.02M | 17.02M | 17.02M | 17.01M | 17.07M | 16.89M | 16.92M | 16.85M | 16.79M | 16.76M | 16.77M | 16.76M | 16.8M | 16.88M | 16.79M | 16.78M | 16.84M | 16.77M | 16.8M | 16.76M |