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WLFCWillis Lease Finance Corporation
$221.88$1.7B
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  4. Financial Ratios

Willis Lease Finance Corporation (WLFC) Financial Ratios

Latest Ratios: P/E Ratio 14.4x · EV/EBITDA 13.3x · ROE 17.8%. (1996–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

WLFC Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$1.7B$952M$1.4B$317M$372M$239M$187M$357M$209M$155M$172M
Enterprise Value$4.4B$3.6B$3.7B$2.1B$2.2B$2.0B$1.8B$1.6B$1.5B$1.2B$1.1B
P/E Ratio →14.428.8113.537.85178.8213446.4329.015.614.842.5812.48
P/S Ratio2.501.412.480.761.190.870.650.870.600.570.83
P/B Ratio2.151.312.570.720.920.640.450.890.730.600.88
P/FCF———5.20———————
P/OCF5.963.364.971.382.572.642.001.551.111.151.70

P/E links to full P/E history page with 30-year chart

WLFC EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—5.406.445.057.077.356.253.924.414.495.12
EV / EBITDA13.3011.0715.3113.6222.4920.3816.539.6411.8713.0012.01
EV / EBIT20.1116.7414.2514.4828.8326.1222.4710.3012.7414.5616.31
EV / FCF———34.66———————

WLFC Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin65.7%65.7%75.4%69.6%65.0%61.5%61.4%63.6%60.4%61.1%61.6%
Operating Margin32.3%32.3%25.4%15.3%3.2%3.0%5.1%19.6%15.1%10.5%10.7%
Net Profit Margin16.8%16.8%19.1%10.5%1.7%1.2%3.4%16.4%12.4%22.6%6.8%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE17.8%17.8%22.0%10.4%1.4%0.8%2.4%19.5%15.8%27.3%6.9%
ROA3.1%3.1%3.7%1.7%0.2%0.1%0.4%3.5%2.4%4.2%1.1%
ROIC5.3%5.3%4.3%2.2%0.3%0.3%0.6%3.7%2.7%1.8%1.5%
ROCE6.2%6.2%5.0%2.5%0.4%0.3%0.7%4.4%3.0%2.0%1.7%

WLFC Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity3.743.744.124.114.564.764.103.144.664.194.59
Debt / EBITDA8.238.239.4511.6218.8318.1115.547.5310.3411.4410.18
Net Debt / Equity—3.724.114.094.534.723.913.124.624.164.54
Net Debt / EBITDA8.188.189.4111.5718.7017.9714.827.4910.2511.3710.07
Debt / FCF———29.46———————
Interest Coverage1.581.582.461.851.151.131.282.331.881.741.58

WLFC Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio3.093.093.853.744.268.272.121.203.203.874.45
Quick Ratio2.822.823.223.323.626.911.370.922.193.333.37
Cash Ratio0.080.080.080.070.200.381.010.050.240.230.43
Asset Turnover—0.170.170.160.120.110.120.210.180.170.15
Inventory Turnover4.104.101.943.112.832.071.873.572.826.523.13
Days Sales Outstanding—19.29142.30131.77150.24206.4335.7421.4624.3825.0329.03

WLFC Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield0.4%0.6%0.8%1.0%0.9%1.4%1.7%0.9%1.6%0.8%—
Payout Ratio——9.9%————————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield6.9%11.3%7.4%12.7%0.6%0.0%3.4%17.8%20.7%38.8%8.0%
FCF Yield———19.2%———————
Buyback Yield0.2%0.4%0.6%1.8%2.4%6.3%1.4%1.4%8.3%3.0%17.7%
Total Shareholder Yield0.6%1.0%1.3%2.9%3.3%7.7%3.2%2.3%9.9%3.8%17.7%
Shares Outstanding—$7M$7M$6M$6M$6M$6M$6M$6M$6M$7M

Key Metrics

Growth RegimeExpanding
ProfitabilityModerate
Balance SheetStrained
Cash FlowMixed
Top Statement Risk

High Leverage and Obsolescence

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Market Pricing Reflects Growth Uncertainty

According to current market data, WLFC trades at a P/E of 14.55, which appears to discount the company's aggressive asset expansion relative to the broader leasing sector, where peers like AerCap trade at significantly lower multiples despite their larger scale and more diversified fleet compositions.

The current PEG ratio of 0.20 suggests that the market may be pricing in a significant growth premium that the company's historical earnings volatility has yet to fully justify. Investors should monitor whether this valuation gap persists as the company attempts to bridge the gap between its niche engine-centric model and the broader, more liquid aircraft leasing market.

Capital Efficiency Remains Structurally Muted

Based on reported quarterly figures, WLFC's ROIC has struggled to exceed 1.8% in any recent period, a performance that suggests the company is failing to generate returns on invested capital that meaningfully exceed its cost of debt in a high-interest rate environment.

The persistent gap between ROIC and the company's cost of capital implies that the firm's aggressive acquisition of engine assets is not currently creating shareholder value. This trend warrants further investigation into whether the company's maintenance-heavy business model is inherently capital-dilutive compared to less asset-intensive leasing peers.

Working Capital Cycles Indicate Inefficiency

As evidenced by the provided financial data, the company's cash conversion cycle has shown extreme volatility, with DIO reaching as high as 637 days in 2025Q3, suggesting that the firm is struggling to efficiently monetize its spare parts inventory within a reasonable timeframe.

The erratic nature of the CCC, combined with high DSO levels, indicates that the company may be facing structural challenges in managing its aftermarket parts segment. This inefficiency likely ties up significant liquidity, forcing the firm to rely more heavily on external debt to fund its ongoing operations.

Debt Burden Constrains Financial Flexibility

Based on reported figures, WLFC maintains a debt-to-EBITDA ratio that has frequently exceeded 30x in recent quarters, a level of leverage that appears significantly higher than industry norms and suggests that the company's ability to service its debt is highly sensitive to interest rate fluctuations.

The high interest coverage ratios, which have dipped as low as 1.04x, indicate that the company's margin for error is razor-thin. Investors should monitor the company's refinancing risk, as any sustained increase in borrowing costs could severely impair the firm's ability to maintain its current engine portfolio.

Misapplication of Standard P/E Multiples

The P/E ratio is frequently misapplied to WLFC, as it obscures the massive non-cash depreciation charges inherent in the engine leasing model, which often lead to reported earnings that do not reflect the company's actual ability to generate recurring cash flow from its asset base.

Analysts should instead focus on EV/EBITDA or price-to-book metrics to better capture the underlying value of the engine portfolio. Relying on P/E ignores the significant impact of maintenance reserve accounting and asset sales, which can artificially inflate or deflate net income in any given quarter.

Download Financial Ratios Data

Includes 30+ ratios · 30 years · Updated daily

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WLFC — Frequently Asked Questions

Quick answers to the most common questions about buying WLFC stock.

What is Willis Lease Finance Corporation's P/E ratio?

Willis Lease Finance Corporation's current P/E ratio is 14.4x. The historical average is 18.0x. This places it at the 71th percentile of its historical range.

What is Willis Lease Finance Corporation's EV/EBITDA?

Willis Lease Finance Corporation's current EV/EBITDA is 13.3x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 11.6x.

What is Willis Lease Finance Corporation's ROE?

Willis Lease Finance Corporation's return on equity (ROE) is 17.8%. The historical average is 9.4%.

Is WLFC stock overvalued?

Based on historical data, Willis Lease Finance Corporation is trading at a P/E of 14.4x. This is at the 71th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Willis Lease Finance Corporation's dividend yield?

Willis Lease Finance Corporation's current dividend yield is 0.37%.

What are Willis Lease Finance Corporation's profit margins?

Willis Lease Finance Corporation has 65.7% gross margin and 32.3% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.

How much debt does Willis Lease Finance Corporation have?

Willis Lease Finance Corporation's Debt/EBITDA ratio is 8.2x, indicating high leverage. A ratio above 4x may signal elevated financial risk.