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WAFUWah Fu Education Group Limited
$1.57$7M
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  4. Financial Ratios

Wah Fu Education Group Limited (WAFU) Financial Ratios

Latest Ratios: P/E Ratio -14.3x · EV/EBITDA N/A · ROE -3.9%. (2016–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

WAFU Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$7M$7M$9M$8M$14M$55M$7M————
Enterprise Value$-3075007$-2942248$-2119812$-3717857$3M$43M$818753————
P/E Ratio →-14.27——9.5018.9454.35—————
P/S Ratio1.121.141.190.791.246.431.25————
P/B Ratio0.590.600.710.651.195.070.76————
P/FCF———5.3613.7324.308.16————
P/OCF———5.2313.2823.527.51————

P/E links to full P/E history page with 30-year chart

WAFU EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—-0.48-0.29-0.350.235.060.15————
EV / EBITDA——-19.95-1.532.1833.49—————
EV / EBIT———-1.852.5639.48—————
EV / FCF———-2.362.5619.110.95————

WAFU Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin41.7%41.7%41.4%53.2%47.6%53.1%39.9%46.7%62.6%58.4%63.8%
Operating Margin-6.3%-6.3%-3.3%18.8%9.1%12.8%-27.9%-23.1%18.0%12.7%37.2%
Net Profit Margin-7.5%-7.5%-0.8%8.5%6.5%12.0%-29.1%-17.7%19.2%11.1%31.8%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE-3.9%-3.9%-0.4%7.2%6.5%10.2%-20.5%-12.7%15.9%9.4%37.5%
ROA-2.9%-2.9%-0.3%5.1%4.2%6.9%-15.6%-10.5%13.5%8.1%33.1%
ROIC-18.4%-18.4%-15.5%238.5%200.5%74.5%-40.3%-29.9%39.2%68.3%247.4%
ROCE-3.3%-3.3%-1.9%15.9%9.1%10.6%-19.2%-16.7%14.9%10.8%43.9%

WAFU Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.010.010.030.030.010.030.07————
Debt / EBITDA——3.140.170.120.28—————
Net Debt / Equity—-0.85-0.88-0.93-0.97-1.08-0.67-0.59-0.58-0.90-0.87
Net Debt / EBITDA——-100.81-5.02-9.53-9.09——-3.95-7.20-1.88
Debt / FCF———-7.72-11.17-5.19-7.21——-4.60-3.05
Interest Coverage———————————

Net cash position: cash ($10M) exceeds total debt ($132250)

WAFU Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio3.883.883.743.722.712.483.533.835.726.377.94
Quick Ratio3.883.883.743.722.712.483.533.605.726.367.93
Cash Ratio2.762.762.812.921.961.992.352.203.295.396.48
Asset Turnover—0.400.450.610.640.500.450.630.620.711.04
Inventory Turnover———————6.84288.35244.39338.78
Days Sales Outstanding—236.10178.45114.66138.32121.70211.51159.88126.5568.6556.77

WAFU Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield———————————
Payout Ratio———————————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield———10.5%5.3%1.8%—————
FCF Yield———18.7%7.3%4.1%12.3%————
Buyback Yield0.0%0.0%0.0%0.0%0.0%0.0%0.0%————
Total Shareholder Yield0.0%0.0%0.0%0.0%0.0%0.0%0.0%————
Shares Outstanding—$4M$4M$4M$4M$4M$4M$5M$5M$5M$5M

Key Metrics

Growth RegimeContracting
ProfitabilityNegative
Balance SheetFortress
Cash FlowMixed
Top Statement Risk

Institutional disintermediation and stagnation

Distressed Valuation Reflects Growth Stagnation

According to recent market data, WAFU trades at a price-to-book ratio of 0.59, which suggests that investors are pricing the company below its liquidation value, likely due to the persistent 14.35% year-over-year revenue decline and the lack of a clear path toward sustainable profitability.

The current P/S multiple of 1.12, when viewed alongside the negative TTM P/E of -14.27, indicates that the market has largely abandoned growth expectations for the firm. This valuation profile suggests that the company is being treated as a cash-box rather than an operating business, with little confidence in management's ability to pivot toward value-creative initiatives.

Margin Volatility Undermines Earning Power

As reported in financial filings, WAFU's gross margin has fluctuated significantly between 26.0% and 59.7% over the last ten quarters, indicating that the company lacks the structural pricing power necessary to maintain consistent profitability in its competitive educational services segment.

The shift to a negative operating margin of -6.34% highlights the company's inability to scale its fixed-cost base effectively as revenue contracts. Investors should monitor whether the recent gross margin improvement to 59.7% in 2026Q2 is a sustainable shift or merely a temporary byproduct of reduced project-based activity.

Capital Efficiency Decaying Amid Contraction

Based on historical quarterly data, WAFU's ROIC has experienced extreme volatility, collapsing from a peak of 145.5% in 2021Q4 to a negative 0.5% in 2026Q2, which suggests that the company is failing to generate meaningful returns on its invested capital as its core business model erodes.

The sharp decline in return metrics indicates that the company's capital allocation has not successfully arrested the deterioration of its operational performance. The lack of consistent positive returns warrants further investigation into whether the company's intangible assets, such as course materials, are becoming obsolete in the current regulatory environment.

Working Capital Inefficiency Strains Operations

According to the provided quarterly figures, WAFU's asset turnover has remained stagnant at approximately 0.20, reflecting a persistent inability to generate sufficient revenue from its existing asset base compared to historical levels of 0.33 observed in 2022Q2.

The elevated DSO, which reached 132 days in 2026Q2, suggests that the company is facing increasing difficulty in collecting payments from its institutional partners. This trend may indicate a weakening of WAFU's leverage over its clients, potentially signaling that its software platform is no longer viewed as a mission-critical service.

Misapplied Focus on Cash Reserves

The most commonly misapplied metric for WAFU is the current ratio, which, at 3.72, provides a false sense of security by ignoring the company's inability to generate organic operating cash flow to sustain its long-term business operations.

While the high liquidity position is often cited as a strength, it obscures the reality that the company is essentially a 'broken' growth story where cash is being consumed by operating losses rather than reinvested. Analysts should instead focus on the burn rate and the trend in deferred revenue to assess the true viability of the firm's B2B2C model.

Download Financial Ratios Data

Includes 30+ ratios · 10 years · Updated daily

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WAFU — Frequently Asked Questions

Quick answers to the most common questions about buying WAFU stock.

What is Wah Fu Education Group Limited's P/E ratio?

Wah Fu Education Group Limited's current P/E ratio is -14.3x. The historical average is 27.6x.

What is Wah Fu Education Group Limited's ROE?

Wah Fu Education Group Limited's return on equity (ROE) is -3.9%. The historical average is 4.9%.

Is WAFU stock overvalued?

Based on historical data, Wah Fu Education Group Limited is trading at a P/E of -14.3x. Compare with industry peers and growth rates for a complete picture.

What are Wah Fu Education Group Limited's profit margins?

Wah Fu Education Group Limited has 41.7% gross margin and -6.3% operating margin.