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USBCUSBC, Inc.
$0.32$125M
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  4. Financial Ratios

USBC, Inc. (USBC) Financial Ratios

Latest Ratios: P/E Ratio -0.8x · EV/EBITDA N/A · ROE -46.6%. (2005–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

USBC Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$125M$84M$25M$12M$74M$73M$48M$27M$34M$768968$1M
Enterprise Value$116M$76M$27M$7M$64M$71M$48M$29M$35M$2M$3M
P/E Ratio →-0.82——————————
P/S Ratio————16.94—393.1514.707.840.160.18
P/B Ratio0.210.87—3.317.4958.88—————
P/FCF———————————
P/OCF———————————

P/E links to full P/E history page with 30-year chart

USBC EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue————14.64—393.3815.988.180.490.49
EV / EBITDA———————————
EV / EBIT———————————
EV / FCF———————————

USBC Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin————92.6%—-156.5%18.9%17.7%17.8%15.3%
Operating Margin————-288.4%—-5597.8%-277.7%-52.5%-46.4%-44.7%
Net Profit Margin————-460.3%—-11122.5%-421.7%-75.7%-80.0%-29.0%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE-46.6%-46.6%-2088.7%-224.7%-361.5%-2041.6%—————
ROA-34.4%-34.4%-278.0%-138.8%-150.6%-288.6%-370.5%-321.0%-198.0%-204.3%-68.6%
ROIC-30.6%-30.6%—————————
ROCE-30.1%-30.1%-1356.2%-204.8%-221.2%-735.5%—————

USBC Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.000.00—0.780.267.98—————
Debt / EBITDA———————————
Net Debt / Equity—-0.09—-1.36-1.02-1.89—————
Net Debt / EBITDA———————————
Debt / FCF———————————
Interest Coverage-6.87-6.87-10.06-35.99-1.57-0.70-1.12-1.70-1.89-5.99-8.31

Net cash position: cash ($9M) exceeds total debt ($342791)

USBC Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio2.612.610.601.773.311.070.650.340.310.200.24
Quick Ratio2.612.610.601.773.311.070.650.340.270.160.19
Cash Ratio2.362.360.601.773.311.070.650.330.200.020.03
Asset Turnover————0.32—0.030.682.054.102.29
Inventory Turnover———————206.1717.4017.7317.28
Days Sales Outstanding———————12.7527.1951.9249.02

USBC Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield———————————
Payout Ratio———————————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield———————————
FCF Yield———————————
Buyback Yield0.4%0.6%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%47.8%
Total Shareholder Yield0.4%0.6%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%47.8%
Shares Outstanding—$63M$2M$1M$1M$734264$544776$451346$215772$96121$35719

Key Metrics

Growth RegimeContracting
ProfitabilityNegative
Balance SheetVulnerable
Cash FlowBurning
Top Statement Risk

Regulatory and Dilution Risk

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q2)

Speculative Pricing Amidst Revenue Absence

According to recent market data, USBC's valuation is characterized by a lack of traditional revenue-based multiples, with a P/B ratio of 0.20, suggesting that the market is pricing the firm based on the binary probability of a future technological breakthrough rather than current fundamental performance metrics.

The absence of P/E and P/S multiples reflects the company's pre-revenue status, rendering standard valuation models ineffective for assessing intrinsic value. Investors should monitor whether the current discount to book value represents a genuine opportunity or a reflection of the market's skepticism regarding the company's ability to commercialize its Bio-RFID technology.

Persistent Erosion of Invested Capital

As reported in financial statements, USBC's ROIC has remained consistently negative, reaching -14.8% in 2026Q2, which highlights the company's inability to generate returns on the capital deployed into its long-term R&D and hardware development initiatives since its inception as a public entity.

The negative ROIC trend underscores the structural challenge of funding high-cost R&D without a corresponding revenue stream to offset operational expenses. This persistent decay in capital efficiency suggests that the company is currently destroying shareholder value, necessitating a shift toward a more sustainable licensing or commercial model to reverse this trajectory.

Liquidity Constraints Threaten Operational Runway

Based on quarterly data, USBC's current ratio plummeted to 0.32 in 2026Q2 from 2.61 in 2025Q4, signaling a severe tightening of liquidity that leaves the firm with limited buffers to cover its immediate operational obligations and ongoing clinical trial expenses in the coming quarters.

The rapid decline in the current ratio indicates that the company's ability to meet short-term liabilities is increasingly dependent on external financing rather than internal cash generation. This liquidity profile warrants close monitoring, as any delay in securing additional capital could jeopardize the company's ability to maintain its regulatory and research timelines.

Misapplication of Traditional Liquidity Ratios

As disclosed in recent filings, the current ratio is a frequently misapplied metric for USBC, as it fails to account for the company's reliance on dilutive equity financing to bridge its operational funding gaps, thereby obscuring the true nature of its ongoing solvency and liquidity risks.

While a current ratio of 0.32 suggests immediate distress, it does not fully capture the company's ability to access capital markets through at-the-market offerings. Analysts should instead focus on the 'cash burn rate' relative to available liquidity to better understand the firm's actual runway before the next dilutive event becomes necessary.

Download Financial Ratios Data

Includes 30+ ratios · 18 years · Updated daily

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USBC — Frequently Asked Questions

Quick answers to the most common questions about buying USBC stock.

What is USBC, Inc.'s P/E ratio?

USBC, Inc.'s current P/E ratio is -0.8x. This places it at the 50th percentile of its historical range.

What is USBC, Inc.'s ROE?

USBC, Inc.'s return on equity (ROE) is -46.6%. The historical average is -212.2%.

Is USBC stock overvalued?

Based on historical data, USBC, Inc. is trading at a P/E of -0.8x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.