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UPWKUpwork Inc.
$8.87$1.1B
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  4. Financial Ratios

Upwork Inc. (UPWK) Financial Ratios

Latest Ratios: P/E Ratio 10.7x · EV/EBITDA 7.8x · ROE 19.1%. (2016–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

UPWK Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$1.1B$2.8B$2.3B$2.0B$1.4B$4.3B$4.1B$1.2B$1.9B——
Enterprise Value$1.2B$2.8B$2.4B$2.3B$1.8B$4.7B$4.0B$1.2B$1.8B——
P/E Ratio →10.6923.8810.7643.74———————
P/S Ratio1.393.513.042.962.208.6410.973.907.41——
P/B Ratio1.964.384.075.365.4716.7413.694.527.71——
P/FCF4.5211.4016.8256.14492.98924.43512.18—272.11——
P/OCF4.4111.1315.2438.72118.52400.88183.211107.49136.67——

P/E links to full P/E history page with 30-year chart

UPWK EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—3.613.123.382.949.4310.813.887.00——
EV / EBITDA7.7618.7529.011597.62———————
EV / EBIT9.1120.1936.87————————
EV / FCF—11.7417.2864.07656.721008.95504.79—256.87——

UPWK Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin77.8%77.8%77.4%75.3%74.1%73.0%72.1%70.7%67.8%67.7%61.9%
Operating Margin16.4%16.4%8.5%-1.6%-15.0%-10.8%-6.0%-6.2%-4.6%-1.5%-8.8%
Net Profit Margin14.7%14.7%28.0%6.8%-14.5%-11.2%-6.1%-5.5%-7.9%-2.0%-9.9%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE19.1%19.1%45.1%14.9%-35.4%-20.1%-8.2%-6.6%-18.7%——
ROA9.2%9.2%19.2%4.4%-8.3%-7.0%-4.7%-4.0%-6.0%-1.6%-6.5%
ROIC14.3%14.3%7.5%-1.2%-10.2%-9.1%-6.8%-7.2%-14.7%——
ROCE16.2%16.2%7.7%-1.4%-11.0%-9.2%-7.1%-6.7%-5.5%-1.9%-8.8%

UPWK Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.600.600.640.972.342.250.120.160.10——
Debt / EBITDA2.512.514.45252.31—————31.83—
Net Debt / Equity—0.130.110.761.821.53-0.20-0.02-0.43——
Net Debt / EBITDA0.550.550.76197.68—————11.51—
Debt / FCF—0.340.467.93163.7384.52-7.39—-15.24—-4.50
Interest Coverage201.40201.4024.15—-20.66-24.74-28.20-11.73-8.76-3.32-17.92

UPWK Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio1.461.463.393.013.763.981.821.882.011.261.37
Quick Ratio1.461.463.393.013.763.981.821.882.011.261.37
Cash Ratio1.041.042.321.882.772.930.850.901.010.190.32
Asset Turnover—0.610.630.660.570.470.710.670.650.740.66
Inventory Turnover———————————
Days Sales Outstanding—35.3235.8254.5938.3048.5145.9336.6232.1555.4356.20

UPWK Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield———————————
Payout Ratio———————————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield9.4%4.2%9.3%2.3%———————
FCF Yield22.1%8.8%5.9%1.8%0.2%0.1%0.2%—0.4%——
Buyback Yield12.4%4.9%4.3%0.0%0.0%0.0%0.0%0.0%0.0%——
Total Shareholder Yield12.4%4.9%4.3%0.0%0.0%0.0%0.0%0.0%0.0%——
Shares Outstanding—$139M$143M$137M$131M$127M$119M$110M$104M$96M$32M

Key Metrics

Growth RegimeDecelerating
ProfitabilityModerate
Balance SheetHealthy
Cash FlowMixed
Top Statement Risk

Generative AI platform cannibalization

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Market Pricing Reflects Growth Skepticism

According to recent market data, UPWK trades at a forward P/E of 5.39 and an EV/EBITDA of 2.91, suggesting that investors are pricing the company as a cyclical staffing firm rather than a high-growth technology platform, likely due to the observed deceleration in top-line revenue expansion.

The current valuation multiples appear to reflect significant skepticism regarding the company's ability to sustain long-term growth in a post-pandemic labor market. Investors should monitor whether this discount to traditional tech peers narrows if management can demonstrate that enterprise adoption provides a durable, non-cyclical revenue floor.

Capital Efficiency Remains Under Pressure

As reported in financial statements, UPWK's ROIC has struggled to gain momentum, hovering between 1.0% and 4.5% over the last ten quarters, which indicates that the company is currently failing to generate returns on invested capital that meaningfully exceed its cost of capital in a consistent manner.

The persistent low ROIC suggests that the platform's heavy reliance on sales and marketing spend to drive growth may be diluting the economic returns of its marketplace model. Unless management can improve capital efficiency through better talent matching automation, the company may continue to struggle with value creation for shareholders.

Working Capital Dynamics Show Volatility

Based on reported figures, UPWK's DSO has fluctuated between 34 and 54 days over the last ten quarters, while the DPO has shown extreme variance, suggesting that the company's working capital management is currently reactive to operational cash flow needs rather than optimized for long-term efficiency.

The significant swings in DPO, ranging from 5 to 407 days, indicate that the company may be using its payment processing role to manage liquidity in response to uneven cash inflows. This volatility warrants further investigation into whether these shifts are strategic or a symptom of underlying pressure on the platform's cash conversion cycle.

Debt Service Comfort Remains Adequate

According to quarterly filings, UPWK maintains a debt-to-equity ratio of 0.66 and an interest coverage ratio of 46.74 as of 2026Q1, which suggests that the company's current debt load is manageable and does not pose an immediate threat to its operational flexibility or solvency.

While the leverage profile appears healthy, the company's reliance on debt to fund share repurchases during a period of slowing growth may limit its ability to pivot if market conditions deteriorate. Investors should monitor whether the company maintains this leverage level if interest rates remain elevated or if cash flow generation becomes more erratic.

Misapplication of Gross Margin Metrics

The most commonly misapplied metric for UPWK is the gross margin, which, at approximately 77%, often leads analysts to incorrectly assume high operating leverage, failing to account for the massive sales and marketing expenditures required to maintain the marketplace's liquidity and combat natural user churn.

Relying on gross margin as a proxy for profitability obscures the reality that the company's true earning power is heavily dependent on customer acquisition costs that are not captured in the cost of service. Analysts should instead focus on contribution margin after marketing spend to better understand the underlying health of the business model.

Download Financial Ratios Data

Includes 30+ ratios · 10 years · Updated daily

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UPWK — Frequently Asked Questions

Quick answers to the most common questions about buying UPWK stock.

What is Upwork Inc.'s P/E ratio?

Upwork Inc.'s current P/E ratio is 10.7x. The historical average is 26.1x.

What is Upwork Inc.'s EV/EBITDA?

Upwork Inc.'s current EV/EBITDA is 7.8x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 23.9x.

What is Upwork Inc.'s ROE?

Upwork Inc.'s return on equity (ROE) is 19.1%. The historical average is -1.2%.

Is UPWK stock overvalued?

Based on historical data, Upwork Inc. is trading at a P/E of 10.7x. Compare with industry peers and growth rates for a complete picture.

What are Upwork Inc.'s profit margins?

Upwork Inc. has 77.8% gross margin and 16.4% operating margin. Operating margin between 10-20% is typical for established companies.

How much debt does Upwork Inc. have?

Upwork Inc.'s Debt/EBITDA ratio is 2.5x, indicating moderate leverage. A ratio between 2-4x is manageable but warrants monitoring.