United Community Banks, Inc. (UCB) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | 69.28M | 116.74M | 123.09M | 96.84M | 98.63M | 148.09M | 7.74M | 105.09M | 88.81M | 21.77M | 87.17M | 94.93M | 90.09M | 98.91M | 160.99M | 146.93M | 200.48M | 76.41M | 120.45M | 127.79M |
| Operating CF Growth % | -29.76% | -21.17% | 1490.17% | -7.86% | 11.06% | 580.1% | -91.12% | 10.71% | -1.43% | -77.98% | -45.85% | -35.39% | -55.06% | 29.44% | 33.65% | 14.98% | 478.34% | -27.27% | 217.06% | 383.61% |
| Net Income | 84.29M | 86.45M | 91.49M | 78.73M | 71.41M | 75.31M | 47.35M | 66.25M | 62.63M | 14.09M | 47.87M | 63.29M | 62.3M | 81.45M | 81.16M | 66.84M | 48.02M | 52.02M | 73.82M | 70.26M |
| Depreciation & Amortization | 19.82M | 11.84M | 10.78M | 11.88M | 11.45M | 9.38M | 10.93M | 9.74M | 10.88M | 10.94M | 10.44M | 11.47M | 12.13M | 11.99M | 12.62M | 10.64M | 11.45M | 6.02M | -5.12M | -2.28M |
| Deferred Taxes | 6.05M | 8.03M | -1.43M | 3.38M | 168K | 4.06M | 1.32M | -2.25M | 4.06M | -8.26M | 9.05M | -2.5M | 8.1M | 4.86M | 1.7M | 2.05M | 2.31M | -503K | 6.67M | 5.45M |
| Other Non-Cash Items | 709K | 81.69M | 5.47M | 9.54M | 14.02M | 11.35M | 40.13M | 16.04M | 11.36M | 64.08M | 27.58M | 20.45M | 21.51M | 18.51M | 13.16M | 1.76M | 23.62M | -4.45M | -13.39M | -17.75M |
| Working Capital Changes | -44.93M | -74.5M | 13.8M | -9.58M | -735K | 44.91M | -94.73M | 12.37M | -2.53M | -60.91M | -10.05M | -78K | -16.43M | -19.96M | 50.56M | 63.27M | 112.59M | 21.58M | 56.8M | 70.48M |
| Cash from Investing | -45.54M | -32.01M | -19.56M | 159.72M | -56.58M | -680.62M | -63.15M | -124.76M | -122.51M | -160.92M | 161.1M | -344.76M | 181.29M | -176.54M | -309.94M | -631.34M | -902.37M | -249.56M | -215.76M | -303.81M |
| Purchase of Investments | -55.01M | -205.44M | -106.85M | -144.46M | -70.09M | -884.5M | -438.72M | -425.55M | -307.31M | -570.68M | -119.76M | -209.55M | -100.19M | -40.5M | -173.62M | -685.14M | -1.16B | -770.48M | -724.29M | -956.49M |
| Sale/Maturity of Investments | 252.13M | 383.38M | 341.08M | 470.07M | 267.31M | 430.07M | 154.04M | 160.27M | 257.98M | 539.02M | 495.19M | 156.73M | 589.69M | 328.46M | 208.11M | 277.76M | 448.32M | 470.17M | 295.96M | 362.39M |
| Net Investment Activity | 197.12M | 177.94M | 234.23M | 325.61M | 197.22M | -454.42M | -284.68M | -265.28M | -49.34M | -31.66M | 375.43M | -52.81M | 489.51M | 287.96M | 34.49M | -407.38M | -714.57M | -300.31M | -428.33M | -594.09M |
| Acquisitions | 0 | 41.25M | 0 | 0 | 0 | 8.59M | 0 | 0 | 0 | 0 | 56.85M | 0 | 57.1M | 0 | 0 | 0 | 35.24M | 112.55M | -9.48M | 0 |
| Other Investing | -235.74M | -245.44M | -248.4M | -153.77M | -249.49M | -229.25M | 231.46M | 158.38M | -59.47M | -115.93M | -255.83M | -270.74M | -342.71M | -448.1M | -334.9M | -213.95M | -215.05M | -54.16M | 227.22M | 302.35M |
| Cash from Financing | 73.65M | -232.99M | -65.06M | -318.31M | 74.79M | 312.36M | 232.59M | -379.41M | -8.24M | 383.52M | -199.5M | 182.89M | -140.56M | 240.47M | -582.74M | -206.55M | 290.04M | 673.87M | 493.71M | 261.3M |
| Dividends Paid | -30.59M | -30.84M | -31.11M | -30.65M | -30.63M | -30.62M | -29.35M | -29.33M | -29.31M | -29.31M | -28.48M | -28.54M | -25.39M | -25.34M | -24.28M | -24.26M | -19.87M | -19.32M | -18.44M | -18.46M |
| Share Repurchases | -37.09M | -30.33M | -91.54M | -13.94M | 0 | 0 | 0 | 0 | 0 | -7.15M | 0 | 0 | 0 | -560K | 1.54M | -63K | -1.48M | -1.14M | -9.05M | -5.47M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -37.09M | -30.33M | -91.54M | -13.94M | 0 | 0 | 0 | 0 | 0 | -7.15M | 0 | 0 | 0 | -560K | 1.54M | -63K | -1.48M | -1.14M | -9.05M | -5.47M |
| Debt Issuance (Net) | -1000K | 1000K | 0 | -1000K | -1000K | 1000K | -1000K | 0 | 0 | -1000K | -1000K | -1000K | -1000K | 1000K | 0 | 0 | 0 | -1000K | -1000K | -1000K |
| Other Financing | 226.33M | -221.82M | 57.59M | -173.71M | 300.42M | 207.99M | 270.49M | -350.07M | 21.07M | 457.32M | -160.7M | 248.64M | 792.57M | -443.12M | -560M | -182.22M | 311.39M | 718.84M | 536.2M | 335.23M |
| Net Change in Cash | 97.39M | -24.14M | 38.48M | -61.76M | 116.84M | -220.17M | 177.18M | -399.07M | -41.94M | 244.37M | 48.77M | -66.94M | 130.83M | 162.83M | -731.69M | -690.96M | -411.85M | 500.72M | 398.4M | 85.28M |
| Exchange Rate Effect | 0 | 124.12M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 395.75M | 613.43M | 574.96M | 636.71M | 519.87M | 740.04M | 562.86M | 961.93M | 1B | 759.5M | 710.74M | 777.68M | 646.85M | 484.02M | 1.22B | 1.91B | 2.32B | 1.82B | 1.42B | 1.33B |
| Cash at End | 493.14M | 589.29M | 613.43M | 574.96M | 636.71M | 519.87M | 740.04M | 562.86M | 961.93M | 1B | 759.5M | 710.74M | 777.68M | 646.85M | 484.02M | 1.22B | 1.91B | 2.32B | 1.82B | 1.42B |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | 62.36M | 110.98M | 117.71M | 84.72M | 94.32M | 142.55M | -2.2M | 87.23M | 75.1M | 8.45M | 71.83M | 73.72M | 67.49M | 82.5M | 151.47M | 137.47M | 193.16M | 69.66M | 115.29M | 115.72M |
| FCF Growth % | -33.89% | -22.15% | 5460.15% | -2.89% | 25.59% | 1587.62% | -103.06% | 18.33% | 11.27% | -89.76% | -52.58% | -46.37% | -65.06% | 18.44% | 31.38% | 18.8% | 500.37% | -24.76% | 223.34% | 356.2% |