8-K Announcements
6Material company update
Jan 22, 2026·SEC
Material company update
Dec 23, 2025·SEC
Material company update
Dec 12, 2025·SEC
TrueCar, Inc.(TRUE)Earnings, Financials & Key Ratios
TRUE•NASDAQ
$2.54
Price updated Jul 2, 2026
SectorCommunication ServicesIndustryInternet ServicesSub-IndustryOnline Marketplaces and Classifieds
AboutTrueCar, Inc. operates as an internet-based information, technology, and communication services company in the United States. It operates its platform on the TrueCar website and mobile applications. Its platform enables users to obtain market-based pricing data on new and used cars, and to connect with its network of TrueCar certified dealers. The company also offers forecast and consulting services regarding determination of the residual value of an automobile at given future points in time, which are used to underwrite automotive loans and leases, and by financial institutions to measure exposure and risk across loan, lease, and fleet portfolios. In addition, it provides accurate, geographically specific, and real-time pricing information for consumers and dealers; TrueCar Trade, which gives consumers information on the value of their trade-in vehicles and enables them to obtain a guaranteed trade-in price before setting foot in the dealership; and DealerScience that provides dealers with advanced digital retailing software tools. The company was formerly known as Zag.com Inc. TrueCar, Inc. was incorporated in 2005 and is headquartered in Santa Monica, California.Show more
- Revenue$176M+10.6%
- EBITDA-$18M+49.2%
- Net Income-$31M+37.6%
- EPS (Diluted)-0.34+38.2%
- Gross Margin84.97%-5.6%
- EBITDA Margin-10.35%+54.1%
- Operating Margin-21.17%+40.5%
- Net Margin-17.68%+43.6%
- ROE-22.31%+19.9%
TRUE Price & Volume
TrueCar, Inc. (TRUE) stock price & volume — 10-year historical chart
Loading chart...
Persistent Operating Losses Offset Strong Liquidity Position
Investment Thesis • Updated 2025Q3
VerdictNeutral
Growth:Mixed
Profitability:Negative
Financial:Fortress
Cash Flow:Mixed
Primary Risk:Persistent negative operating margins
Key Thesis Takeaways
- TrueCar maintains a structurally high gross margin profile near 79.6%, yet the company struggles to convert this into sustained GAAP profitability due to persistent negative operating margins of -17.0% as of 2025Q3.
- While the firm's $103.2 million cash position and low 0.09 debt-to-equity ratio provide a significant buffer against operational volatility, the reliance on paid marketing channels creates a precarious cost structure.
- Investors should monitor whether the company can achieve long-term operating leverage, as current earnings remain heavily obscured by consistent stock-based compensation expenses exceeding $3 million per quarter.
Verdict Logic
while the company holds a robust $103.2 million cash reserve, the persistent inability to generate consistent GAAP profitability and the reliance on stock-based compensation averaging over $3 million per quarter warrant a cautious, wait-and-see approach.
TRUE Growth Metrics
TrueCar, Inc. (TRUE) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-1.62%
5 Years-12.12%
3 Years-8.83%
TTM6.18%
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM31.31%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM27.34%
Return on Capital
10 Years-18.5%
5 Years-22.02%
3 Years-32.23%
Last Year-24.61%
TRUE Recent Earnings
TrueCar, Inc. (TRUE) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 6/12 qtrs (50%)●Beat Revenue 2/12 qtrs (18%)
Q1 2026Latest
Feb 17, 2026Metric
Actual
Est
EPS
$0.07-250.0%
$0.02
Rev
—
—
Q4 2025
Nov 5, 2025Metric
Actual
Est
EPS
$0.01+50.0%
$0.02
Rev
$43M-11.0%
$49M
Q3 2025
Aug 6, 2025Metric
Actual
Est
EPS
$0.05+16.7%
$0.06
Rev
$47M-1.3%
$48M
Q2 2025
May 5, 2025Metric
Actual
Est
EPS
$0.09+0.0%
$0.09
Rev
$45M-5.5%
$47M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q1 2026Latest | Feb 17, 2026 | $0.07vs $0.02-250.0% | — |
| Q4 2025 | Nov 5, 2025 | $0.01vs $0.02+50.0% | $43Mvs $49M-11.0% |
| Q3 2025 | Aug 6, 2025 | $0.05vs $0.06+16.7% | $47Mvs $48M-1.3% |
| Q2 2025 | May 5, 2025 | $0.09vs $0.09+0.0% | $45Mvs $47M-5.5% |
Based on last 12 quarters of dataView full earnings history →
Peers Comparison
Key metrics vs top competitors for TrueCar, Inc. (TRUE)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $2.54 | $225.91M | -7.47 | 10.64% | -17.68% | -22.31% | — | |
| $11.40 | $637.29M | 35.63 | 0.57% | 3.73% | 5.71% | — | |
| $35.66 | $3.44B | 23.01 | 4.99% | 15.57% | 41.93% | — | |
| $77.78 | $10.79B | 20.47 | 2.93% | 14.46% | 39.44% | — | |
| $7.43 | $1.3B | -19.05 | 19.22% | -7.97% | -14.27% | — | |
| $50.21 | $7.13B | 29.89 | -1.79% | 0.84% | 3.67% | — |
Compare TRUE vs Peers
TrueCar, Inc. (TRUE) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
TRUE SEC Filings & Documents
TrueCar, Inc. (TRUE) SEC filings — annual & quarterly reports (10-K, 10-Q)
Get notified when TRUE posts new earnings or crosses analyst targets
Free. No account needed. Unsubscribe any time.
TRUE Frequently Asked Questions
TrueCar, Inc. (TRUE) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
What is TrueCar, Inc.'s revenue?
TrueCar, Inc. (TRUE) reported $181.2M in revenue for fiscal year 2024. This represents a 127% increase from $79.9M in 2012.
How fast is TrueCar, Inc. growing?
TrueCar, Inc. (TRUE) grew revenue by 10.6% over the past year. This is steady growth.
Is TRUE profitable?
TrueCar, Inc. (TRUE) reported a net loss of $18.6M for fiscal year 2024.
Dividend & Returns
What is TRUE's return on equity?
TrueCar, Inc. (TRUE) has a return on equity (ROE) of -22.3%. Negative ROE indicates the company is unprofitable.
What is TrueCar, Inc.'s free cash flow?
TrueCar, Inc. (TRUE) had negative free cash flow of $0.0M in fiscal year 2024, likely due to heavy capital investments.