Tompkins Financial Corporation (TMP) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 71.86M | 69.06M | 63.88M | 60.13M | 56.66M | 56.28M | 53.19M | 50.95M | 50.67M | 52.36M | 51.01M | 51.9M | 54.25M | 57.29M | 58.11M | 58.26M | 56.61M | 57.81M | 56.1M | 54.85M |
| NII Growth % | 26.82% | 22.71% | 20.09% | 18.01% | 11.81% | 7.49% | 4.27% | -1.82% | -6.58% | -8.61% | -12.21% | -10.93% | -4.18% | -0.89% | 3.59% | 6.23% | 2.87% | 0.1% | -3.7% | -2.7% |
| Net Interest Margin % | 0.83% | 0.8% | 0.75% | 0.72% | 0.69% | 0.69% | 0.66% | 0.65% | 0.65% | 0.67% | 0.66% | 0.68% | 0.71% | 0.75% | 0.75% | 0.74% | 0.72% | 0.74% | 0.69% | 0.69% |
| Interest Income | 102.67M | 100.91M | 98.06M | 93.65M | 89.46M | 90.02M | 89.13M | 85.24M | 83.18M | 80.78M | 75.47M | 71.87M | 69.24M | 67.53M | 63.67M | 60.95M | 59.18M | 60.61M | 61.11M | 59.84M |
| Interest Expense | 30.81M | 31.85M | 34.18M | 33.52M | 32.8M | 33.74M | 35.94M | 34.29M | 32.51M | 28.43M | 24.45M | 19.97M | 14.99M | 10.23M | 5.56M | 2.69M | 2.56M | 2.8M | 5.02M | 4.99M |
| Loan Loss Provision | 1.5M | 977K | 2.49M | 2.78M | 5.29M | 1.41M | 2.17M | 2.17M | 854K | 1.76M | 1.15M | 2.25M | -825K | 1.4M | 1.06M | 856K | -520K | 3.91M | -1.23M | -3.07M |
| Non-Interest Income | 11.83M | 125.76M | 23.56M | 22.51M | 25.03M | 19.88M | 22.38M | 21.78M | 22.14M | 17.8M | -42.68M | 11.5M | 19.38M | 17.34M | 19.56M | 17.66M | 18.84M | 18.11M | 20.03M | 17.98M |
| Non-Interest Income % | 10.34% | 55.48% | 19.38% | 19.38% | 21.86% | 18.09% | 20.07% | 20.35% | 21.02% | 18.06% | -130.2% | 13.79% | 21.87% | 20.43% | 23.5% | 22.47% | 24.15% | 23.01% | 24.68% | 23.11% |
| Total Revenue | 114.5M | 226.67M | 121.62M | 116.16M | 114.49M | 109.9M | 111.51M | 107.02M | 105.32M | 98.59M | 32.78M | 83.37M | 88.62M | 84.87M | 83.23M | 78.62M | 78.02M | 78.72M | 81.14M | 77.82M |
| Revenue Growth % | 0.01% | 106.25% | 9.07% | 8.54% | 8.71% | 11.48% | 240.15% | 28.36% | 18.84% | 16.17% | -60.61% | 6.04% | 13.59% | 7.8% | 2.58% | 1.03% | -1.18% | -3.22% | -1.5% | -2.58% |
| Non-Interest Expense | 47.73M | 54.13M | 53.85M | 51.62M | 50.61M | 49.02M | 48.87M | 49.94M | 49.86M | 50.25M | 48.81M | 50.85M | 49.14M | 49.18M | 48.47M | 47.84M | 45.7M | 47.11M | 49.35M | 46.57M |
| Efficiency Ratio | 41.68% | 23.88% | 44.27% | 44.44% | 44.2% | 44.6% | 43.83% | 46.67% | 47.34% | 50.97% | 148.88% | 61% | 55.45% | 57.95% | 58.24% | 60.85% | 58.57% | 59.84% | 60.82% | 59.84% |
| Operating Income | 34.47M | 139.71M | 31.11M | 28.24M | 25.8M | 25.73M | 24.53M | 20.61M | 22.1M | 18.15M | -41.63M | 10.29M | 25.31M | 24.06M | 28.14M | 27.23M | 30.28M | 24.9M | 28M | 29.33M |
| Operating Margin % | 30.1% | 61.64% | 25.58% | 24.31% | 22.53% | 23.41% | 22% | 19.26% | 20.98% | 18.41% | -126.98% | 12.34% | 28.56% | 28.35% | 33.81% | 34.64% | 38.81% | 31.63% | 34.51% | 37.69% |
| Operating Income Growth % | 33.59% | 442.93% | 26.82% | 36.98% | 16.74% | 41.8% | 158.92% | 100.34% | -12.69% | -24.57% | -247.9% | -62.21% | -16.4% | -3.37% | 0.5% | -7.17% | -6.37% | -17.49% | -8.46% | 8.63% |
| Pretax Income | 34.47M | 139.71M | 31.11M | 28.24M | 25.8M | 25.73M | 24.53M | 20.61M | 22.1M | 18.15M | -41.63M | 10.29M | 25.31M | 24.06M | 28.14M | 27.23M | 30.28M | 24.9M | 28M | 29.33M |
| Pretax Margin % | 30.1% | 61.64% | 25.58% | 24.31% | 22.53% | 23.41% | 22% | 19.26% | 20.98% | 18.41% | -126.98% | 12.34% | 28.56% | 28.35% | 33.81% | 34.64% | 38.81% | 31.63% | 34.51% | 37.69% |
| Income Tax | 8.39M | 43.46M | 7.43M | 6.77M | 6.12M | 6.04M | 5.86M | 4.9M | 5.2M | 3.11M | -8.3M | 1.78M | 5.9M | 4.48M | 6.77M | 6.33M | 6.98M | 5.4M | 6.63M | 6.47M |
| Effective Tax Rate % | 24.35% | 31.11% | 23.89% | 23.97% | 23.72% | 23.49% | 23.88% | 23.78% | 23.52% | 17.16% | 19.95% | 17.34% | 23.31% | 18.61% | 24.07% | 23.24% | 23.04% | 21.69% | 23.68% | 22.06% |
| Net Income | 26.07M | 96.25M | 23.67M | 21.47M | 19.68M | 19.66M | 18.64M | 15.68M | 16.87M | 15M | -33.35M | 8.47M | 19.38M | 19.55M | 21.34M | 20.87M | 23.27M | 19.46M | 21.34M | 22.83M |
| Net Margin % | 22.77% | 42.46% | 19.46% | 18.48% | 17.19% | 17.89% | 16.71% | 14.65% | 16.02% | 15.22% | -101.74% | 10.17% | 21.87% | 23.03% | 25.64% | 26.55% | 29.83% | 24.73% | 26.3% | 29.34% |
| Net Income Growth % | 32.5% | 389.61% | 27.01% | 36.91% | 16.64% | 31.03% | 155.88% | 85.04% | -12.95% | -23.25% | -256.3% | -59.39% | -16.72% | 0.43% | -0.01% | -8.59% | -9.18% | -18.82% | -11.92% | 6.53% |
| Net Income (Continuing) | 26.07M | 96.25M | 23.67M | 21.47M | 19.68M | 19.69M | 18.67M | 15.71M | 16.9M | 15.03M | -33.32M | 8.51M | 19.41M | 19.58M | 21.37M | 20.9M | 23.3M | 19.5M | 21.37M | 22.86M |
| EPS (Diluted) | 1.82 | 6.70 | 1.65 | 1.50 | 1.37 | 1.37 | 1.30 | 1.10 | 1.18 | 1.05 | -2.35 | 0.59 | 1.35 | 1.36 | 1.48 | 1.45 | 1.60 | 1.33 | 1.45 | 1.54 |
| EPS Growth % | 32.85% | 389.05% | 26.92% | 36.36% | 16.1% | 30.48% | 155.32% | 86.44% | -12.59% | -22.79% | -258.78% | -59.31% | -15.63% | 2.26% | 2.07% | -5.84% | -6.98% | -17.39% | -11.04% | 6.94% |
| EPS (Basic) | 1.83 | 6.74 | 1.66 | 1.51 | 1.38 | 1.38 | 1.31 | 1.10 | 1.19 | 1.06 | -2.35 | 0.59 | 1.35 | 1.36 | 1.49 | 1.45 | 1.61 | 1.34 | 1.46 | 1.55 |
| Diluted Shares Outstanding | 14.33M | 14.36M | 14.35M | 14.32M | 14.32M | 14.31M | 14.28M | 14.24M | 14.24M | 14.25M | 14.22M | 14.35M | 14.39M | 14.39M | 14.37M | 14.39M | 14.48M | 14.53M | 14.57M | 14.74M |