Tiptree Inc. (TIPT) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | -8.34M | 44.85M | 135.43M | 21.25M | -33.32M | 69.96M | 61.22M | 46.88M | 62.7M | -22.11M | 57.2M | -6.68M | 43.05M | 62.22M | 116.34M | 135.45M | 149.07M | 18.28M | 40.44M | 118.27M |
| Operating CF Margin % | - | -62294.44% | 25.88% | 4.03% | -6.71% | 13.91% | 12.39% | 8.56% | 12.42% | -4.96% | 13.73% | -1.65% | 11.28% | 16.84% | 32.01% | 39.86% | 45.88% | 5.71% | 14.11% | 39.47% |
| Operating CF Growth % | 74.96% | -35.89% | 121.24% | -54.66% | -153.14% | 416.35% | 7.03% | 801.98% | 45.67% | -135.54% | -50.84% | -104.93% | -71.12% | 240.41% | 187.72% | 14.52% | 445.43% | -74.6% | 411.85% | 236.93% |
| Net Income | 14.25M | 11.24M | 15.61M | 31.1M | 12.97M | 29.34M | 20.47M | 12.85M | 15.88M | 6.83M | 8.87M | 11.85M | 3.15M | 871K | 20.06M | -22.41M | -960K | 1.02M | 3.35M | 9.05M |
| Depreciation & Amortization | 393K | -9.87M | 5.26M | 4.92M | 4.88M | 5.4M | 5.39M | 5.29M | 5.87M | 5.99M | 6.35M | 5.88M | 5.25M | 5.26M | 5.55M | 0 | 0 | 6.18M | 6.12M | 6.21M |
| Stock-Based Compensation | 1.46M | -5.74M | 5.59M | 2.28M | 9.21M | 4.5M | 5.97M | 3.41M | 3.85M | 2.32M | 1.86M | 1.88M | 2.21M | 1.79M | 1.7M | 0 | 0 | 7.41M | 1.5M | 1.15M |
| Deferred Taxes | -1.15M | -44.5M | 15.29M | 16.79M | 5.84M | -10.55M | 11.24M | 17.67M | 0 | 10.26M | 11.63M | 11.03M | 4.1M | 18.21M | 3.77M | 0 | 0 | 6.95M | 437K | 2.55M |
| Other Non-Cash Items | -23.29M | 127.02M | 232.69M | 246.29M | 206.13M | 252.59M | 255.05M | 229.53M | 1.84M | -2.15M | 238.07M | 223.2M | 202.21M | 195.01M | 283.64M | 18.67M | -3.04M | 1.71B | 339.45M | 845.27M |
| Working Capital Changes | 0 | -33.31M | -139M | -280.13M | -272.34M | -211.32M | -236.91M | -221.87M | 35.27M | -45.37M | -209.58M | -260.52M | -173.88M | -158.93M | -198.37M | 139.18M | 153.07M | -1.72B | -310.42M | -745.95M |
| Change in Receivables | 0 | 0 | -34.93M | -211.62M | -147.61M | -70.05M | -46.63M | -41.91M | 0 | -214.29M | -22.71M | -147.35M | 0 | 0 | -75.87M | 0 | 0 | -53.64M | -64.45M | -49.02M |
| Change in Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Change in Payables | 0 | 0 | 20.24M | 88.55M | -81.37M | -15.53M | -19.56M | -61.18M | 0 | 72.36M | 27.54M | 98.56M | 40.04M | -12.1M | 24.84M | 0 | 0 | 26.07M | 8.91M | 29.26M |
| Cash from Investing | -17.77M | -79.14M | -132.96M | 28.14M | -18.07M | -176.79M | -164.76M | -22.14M | 40.47M | -101.17M | 127.87M | -25.07M | -247.52M | -19.34M | 52.47M | -5.37M | -20.3M | -72.47M | -75.42M | -83.51M |
| Capital Expenditures | 0 | 4.36M | -2.05M | -1.19M | -1.12M | -1.8M | -536K | -906K | -787K | -1.53M | -922K | -6.63M | -4.95M | -5.41M | -2.23M | -2.55M | -535K | -661K | -912K | -794K |
| CapEx % of Revenue | - | -6052.78% | 0.39% | 0.22% | 0.23% | 0.36% | 0.11% | 0.17% | 0.16% | 0.34% | 0.22% | 1.64% | 1.3% | 1.47% | 0.61% | 0.75% | 0.16% | 0.21% | 0.32% | 0.26% |
| Acquisitions | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Investing | -38.64M | -223.19M | 6.37M | 1.52M | 19.44M | 1.05M | 5.85M | -10.37M | -3.01M | -3.24M | -609K | -5.95M | -5.22M | -3.91M | -9.24M | -6.47M | -8.39M | 460K | -8.97M | -2.7M |
| Cash from Financing | 15.97M | -46.57M | 3.56M | -6.81M | 61.3M | 24.27M | -3.06M | -22.66M | 7.98M | 75.02M | -41.27M | 2.57M | 78.3M | -10.86M | -2.65M | 23.52M | -123.14M | 74.23M | 34.53M | -34.4M |
| Debt Issued (Net) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Equity Issued (Net) | 0 | 2.69M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -73K | -718K | 210.62M | 3.42M | -5.26M | 0 | -432K |
| Dividends Paid | -2.27M | 2.5M | -3.86M | -3.84M | -3.88M | -13.25M | -3.82M | -3.93M | -3.82M | -3.45M | -3.43M | -3.41M | -3.45M | -3.07M | -1.89M | -1.42M | -1.4M | -1.39M | -1.36M | -1.33M |
| Share Repurchases | -5M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -73K | -718K | -936K | 0 | -5.26M | 0 | -432K |
| Other Financing | 18.23M | -44.03M | -6.57M | -189K | -4.88M | -7.74M | -154K | 0 | 8.61M | 0 | 0 | -7.49M | -6.26M | -1.95M | -4.23M | -11.65M | 0 | -2.2M | -378K | -1.17M |
| Net Change in Cash | 346.8M | -448.78M | 4.51M | 47.09M | 11.69M | -88.11M | -101.01M | 2.42M | 110.4M | -44.8M | 139.36M | -27.93M | -124.92M | 37.02M | 162.52M | 153.78M | 2.44M | 23M | -5.85M | 763K |
| Free Cash Flow | -8.34M | 49.21M | 133.38M | 20.07M | -34.44M | 68.16M | 60.68M | 45.97M | 61.92M | -23.64M | 56.28M | -13.31M | 38.1M | 56.8M | 114.11M | 132.9M | 148.53M | 17.62M | 39.52M | 117.48M |
| FCF Margin % | - | -68347.22% | 25.48% | 3.81% | -6.93% | 13.55% | 12.28% | 8.4% | 12.27% | -5.3% | 13.51% | -3.29% | 9.98% | 15.37% | 31.4% | 39.11% | 45.72% | 5.5% | 13.79% | 39.2% |
| FCF Growth % | 75.78% | -27.8% | 119.81% | -56.35% | -155.63% | 388.29% | 7.83% | 445.34% | 62.52% | -141.62% | -50.68% | -110.02% | -74.35% | 222.45% | 188.72% | 13.12% | 451.49% | -74.82% | 529.96% | 250.95% |
| FCF per Share | -0.22 | 1.30 | 3.46 | 0.52 | -0.90 | 1.78 | 1.60 | 1.22 | 1.64 | -0.63 | 1.49 | -0.35 | 1.04 | 1.53 | 3.10 | 3.77 | 4.34 | 0.52 | 1.16 | 3.50 |
| FCF Conversion (FCF/Net Income) | -0.59x | 11.47x | 21.09x | 1.12x | -5.91x | 3.58x | 5.14x | 3.65x | 6.93x | -3.22x | 26.57x | -1.12x | -40.53x | 71.43x | 8.18x | -6.04x | -155.28x | -42.90x | 20.14x | 14.84x |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |