Texas Capital Bancshares, Inc. (TCBI) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 254.72M | 267.44M | 271.77M | 253.4M | 236.03M | 229.61M | 240.1M | 216.58M | 215.01M | 214.72M | 232.07M | 231.99M | 235.34M | 247.6M | 239.08M | 205.53M | 183.55M | 177.68M | 190.54M | 189.46M |
| NII Growth % | 7.92% | 16.48% | 13.19% | 17% | 9.78% | 6.93% | 3.46% | -6.64% | -8.64% | -13.28% | -2.93% | 12.87% | 28.22% | 39.36% | 25.48% | 8.49% | -5.78% | -20.33% | -8.21% | -9.75% |
| Net Interest Margin % | 0.76% | 0.85% | 0.84% | 0.79% | 0.75% | 0.75% | 0.76% | 0.73% | 0.74% | 0.76% | 0.78% | 0.8% | 0.82% | 0.87% | 0.79% | 0.64% | 0.59% | 0.51% | 0.52% | 0.54% |
| Interest Income | 419.09M | 444.31M | 460.62M | 439.57M | 427.29M | 437.57M | 452.53M | 422.07M | 417.38M | 417.07M | 425.77M | 401.92M | 385.17M | 371.29M | 322.07M | 242.35M | 208.53M | 203.53M | 216.59M | 216.95M |
| Interest Expense | 164.38M | 176.88M | 188.84M | 186.17M | 191.25M | 207.96M | 212.43M | 205.49M | 202.37M | 202.35M | 193.7M | 169.93M | 149.82M | 123.69M | 82.99M | 36.82M | 24.98M | 25.86M | 26.05M | 27.5M |
| Loan Loss Provision | 16M | 0 | 12M | 15M | 17M | 18M | 10M | 20M | 19M | 19M | 18M | 7M | 28M | 34M | 12M | 22M | -2M | -10M | 5M | -19M |
| Non-Interest Income | 69.27M | 60.05M | 68.58M | 54.07M | 44.44M | 54.07M | -114.77M | 50.42M | 41.32M | 31.13M | 46.87M | 46.01M | 37.4M | 29.15M | 25.33M | 26.24M | 20.28M | 47.79M | 22.38M | 25.28M |
| Non-Interest Income % | 14.18% | 11.91% | 12.96% | 10.95% | 9.42% | 11% | -33.98% | 10.67% | 9.01% | 6.95% | 9.92% | 10.27% | 8.85% | 7.28% | 7.29% | 9.77% | 8.86% | 19.02% | 9.37% | 10.44% |
| Total Revenue | 488.36M | 504.36M | 529.2M | 493.64M | 471.73M | 491.64M | 337.76M | 472.49M | 458.7M | 448.2M | 472.64M | 447.93M | 422.57M | 400.43M | 347.4M | 268.59M | 228.81M | 251.33M | 238.97M | 242.24M |
| Revenue Growth % | 3.52% | 2.59% | 56.68% | 4.47% | 2.84% | 9.69% | -28.54% | 5.48% | 8.55% | 11.93% | 36.05% | 66.77% | 84.68% | 59.33% | 45.37% | 10.88% | -10.1% | -10.93% | -18.1% | -19.89% |
| Non-Interest Expense | 213.57M | 184.2M | 190.57M | 190.28M | 203.02M | 172.16M | 195.32M | 188.41M | 202.39M | 201.38M | 179.89M | 181.64M | 194.03M | -35.44M | 197.05M | 164.3M | 153.09M | 146.62M | 150.59M | 136.71M |
| Efficiency Ratio | 43.73% | 36.52% | 36.01% | 38.55% | 43.04% | 35.02% | 57.83% | 39.88% | 44.12% | 44.93% | 38.06% | 40.55% | 45.92% | -8.85% | 56.72% | 61.17% | 66.91% | 58.34% | 63.02% | 56.43% |
| Operating Income | 94.42M | 143.28M | 137.78M | 102.19M | 60.46M | 93.52M | -79.99M | 58.6M | 34.94M | 25.46M | 81.05M | 89.36M | 50.72M | 278.18M | 55.37M | 45.47M | 52.74M | 88.84M | 57.33M | 97.04M |
| Operating Margin % | 19.33% | 28.41% | 26.04% | 20.7% | 12.82% | 19.02% | -23.68% | 12.4% | 7.62% | 5.68% | 17.15% | 19.95% | 12% | 69.47% | 15.94% | 16.93% | 23.05% | 35.35% | 23.99% | 40.06% |
| Operating Income Growth % | 56.17% | 53.21% | 272.24% | 74.39% | 73.06% | 267.26% | -198.69% | -34.42% | -31.12% | -90.85% | 46.39% | 96.52% | -3.82% | 213.12% | -3.42% | -53.14% | -44.4% | 7.03% | -20.57% | 331.47% |
| Pretax Income | 94.42M | 132.28M | 137.78M | 102.19M | 60.46M | 93.52M | -79.99M | 58.6M | 34.94M | 25.46M | 81.05M | 89.36M | 50.72M | 278.18M | 55.37M | 45.47M | 52.74M | 88.84M | 57.33M | 97.04M |
| Pretax Margin % | 19.33% | 26.23% | 26.04% | 20.7% | 12.82% | 19.02% | -23.68% | 12.4% | 7.62% | 5.68% | 17.15% | 19.95% | 12% | 69.47% | 15.94% | 16.93% | 23.05% | 35.35% | 23.99% | 40.06% |
| Income Tax | 20.63M | 31.63M | 32.57M | 24.86M | 13.41M | 22.5M | -18.67M | 16.93M | 8.79M | 5.32M | 19.37M | 20.71M | 12.06M | 60.93M | 13.95M | 11.31M | 13.09M | 23.71M | 13.94M | 23.55M |
| Effective Tax Rate % | 21.85% | 23.91% | 23.64% | 24.33% | 22.18% | 24.06% | 23.34% | 28.9% | 25.17% | 20.87% | 23.9% | 23.17% | 23.78% | 21.9% | 25.19% | 24.88% | 24.82% | 26.69% | 24.31% | 24.27% |
| Net Income | 73.79M | 100.66M | 105.21M | 77.33M | 47.05M | 71.02M | -61.32M | 41.66M | 26.14M | 20.15M | 61.68M | 68.65M | 38.66M | 217.25M | 41.42M | 34.16M | 39.65M | 65.13M | 43.39M | 73.48M |
| Net Margin % | 15.11% | 19.96% | 19.88% | 15.66% | 9.97% | 14.45% | -18.15% | 8.82% | 5.7% | 4.5% | 13.05% | 15.33% | 9.15% | 54.25% | 11.92% | 12.72% | 17.33% | 25.91% | 18.16% | 30.33% |
| Net Income Growth % | 56.84% | 41.73% | 271.58% | 85.61% | 79.97% | 252.47% | -199.42% | -39.31% | -32.38% | -90.72% | 48.92% | 100.97% | -2.49% | 233.57% | -4.54% | -53.51% | -44.88% | 8.23% | -24.03% | 314.13% |
| Net Income (Continuing) | 73.79M | 100.66M | 105.21M | 77.33M | 47.05M | 71.02M | -61.32M | 41.66M | 26.14M | 20.15M | 61.68M | 68.65M | 38.66M | 217.25M | 41.42M | 34.16M | 39.65M | 65.13M | 43.39M | 73.48M |
| EPS (Diluted) | 1.56 | 2.12 | 2.18 | 1.58 | 0.92 | 1.43 | -1.42 | 0.80 | 0.46 | 0.33 | 1.18 | 1.33 | 0.70 | 4.23 | 0.74 | 0.59 | 0.69 | 1.19 | 0.76 | 1.31 |
| EPS Growth % | 69.57% | 48.25% | 253.52% | 97.5% | 100% | 333.33% | -220.34% | -39.85% | -34.29% | -92.2% | 59.46% | 125.42% | 1.45% | 255.46% | -2.63% | -54.96% | -48.89% | 4.39% | -29.63% | 279.45% |
| EPS (Basic) | 1.58 | 2.14 | 2.21 | 1.59 | 0.93 | 1.44 | -1.42 | 0.80 | 0.46 | 0.33 | 1.19 | 1.34 | 0.71 | 4.28 | 0.74 | 0.59 | 0.70 | 1.20 | 0.77 | 1.33 |
| Diluted Shares Outstanding | 45.45M | 45.45M | 46.23M | 46.22M | 46.62M | 46.61M | 46.61M | 46.87M | 47.71M | 48.1M | 48.53M | 48.42M | 48.88M | 50.28M | 50.42M | 50.8M | 51.32M | 51.21M | 51.14M | 51.09M |