Zacks Investment Research·Jun 25, 2026
4 Value Stocks to Buy as Lower Energy Costs Strengthen Market OutlookNexa Resources, Avnet, StoneCo and USANA Health stand out as lower oil prices ease inflation worries and boost the case for value stocks.
StoneCo Ltd.(STNE)Earnings, Financials & Key Ratios
STNE•NASDAQ
$10.99
6.8× P/E·Price updated Jul 6, 2026
AboutStoneCo Ltd. provides financial technology solutions to merchants and integrated partners to conduct electronic commerce across in-store, online, and mobile channels in Brazil. It distributes its solutions, principally through proprietary Stone Hubs, which offer hyper-local sales and services; and technology and solutions to digital merchants through sales and technical personnel and software vendors, as well as sells solutions to brick-and-mortar and digital merchants through sales team. As of December 31, 2021, the company served approximately 1,766,100 clients primarily small-and-medium-sized businesses; and marketplaces, e-commerce platforms, and integrated software vendors. StoneCo Ltd. was founded in 2000 and is headquartered in George Town, the Cayman Islands. StoneCo Ltd. operates as a subsidiary of HR Holdings, LLC.Show more
- Revenue$14.15B+11.1%
- EBITDA$8.27B+25.9%
- Net Income$2.32B+253.3%
- EPS (Diluted)8.33+265.9%
- Gross Margin76.22%+3.9%
- EBITDA Margin58.46%+13.3%
- Operating Margin51.38%+11.3%
- Net Margin16.41%+238.0%
- ROE19.64%+271.8%
STNE Price & Volume
StoneCo Ltd. (STNE) stock price & volume — 10-year historical chart
Loading chart...
Severe Revenue Contraction Masks Structural Financial Instability
Investment Thesis • Updated 2026Q1
VerdictNegative
Growth:Contracting
Profitability:Strained
Financial:Vulnerable
Cash Flow:Deteriorating
Primary Risk:Credit and Funding Volatility
Key Thesis Takeaways
- StoneCo faces significant fundamental headwinds as evidenced by a 77.4% revenue decline in 2026Q1 and a shift to negative gross margins of -39.9%.
- The company's reliance on volatile merchant-focused financial services has led to erratic earnings, highlighted by a $2.9 billion loss in 2024Q4, while total debt has surged to $15.7 billion from $5.5 billion in 2023Q4.
- Investors should remain cautious as the firm's aggressive capital allocation toward share buybacks, such as the $843.4 million spent in 2025Q1, appears disconnected from its underlying cash-generating capacity.
Verdict Logic
the company's fundamental instability is underscored by a 2026Q1 operating margin of -137.7% and a debt-to-equity ratio that has climbed to 1.29.
STNE Growth Metrics
StoneCo Ltd. (STNE) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years34.91%
3 Years16.22%
TTM-12.36%
Profit CAGR
10 Years-
5 Years22.15%
3 Years-
TTM351.05%
EPS CAGR
10 Years-
5 Years23.41%
3 Years-
TTM372.41%
Return on Capital
10 Years20.41%
5 Years22.97%
3 Years30.23%
Last Year33.7%
STNE Recent Earnings
StoneCo Ltd. (STNE) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 9/12 qtrs (75%)●Beat Revenue 1/12 qtrs (8%)
Q2 2026Latest
May 14, 2026Metric
Actual
Est
EPS
$0.42+0.0%
$0.42
Rev
$688M+1.9%
$675M
Q2 2026
Mar 2, 2026Metric
Actual
Est
EPS
$0.52+9.5%
$0.48
Rev
$678M-0.9%
$684M
Q4 2025
Nov 6, 2025Metric
Actual
Est
EPS
$0.43+0.0%
$0.43
Rev
$669M-5.7%
$709M
Q3 2025
Aug 7, 2025Metric
Actual
Est
EPS
$0.39+8.3%
$0.36
Rev
$605M-12.9%
$695M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 14, 2026 | $0.42vs $0.42+0.0% | $688Mvs $675M+1.9% |
| Q2 2026 | Mar 2, 2026 | $0.52vs $0.48+9.5% | $678Mvs $684M-0.9% |
| Q4 2025 | Nov 6, 2025 | $0.43vs $0.43+0.0% | $669Mvs $709M-5.7% |
| Q3 2025 | Aug 7, 2025 | $0.39vs $0.36+8.3% | $605Mvs $695M-12.9% |
Based on last 12 quarters of dataView full earnings history →
Latest STNE News
Recent stock market news and headlines for StoneCo Ltd. (STNE)
Zacks Investment Research·Jun 22, 2026
StoneCo Ltd. (STNE) Gains As Market Dips: What You Should KnowStoneCo Ltd. (STNE) closed at $10.75 in the latest trading session, marking a +1.51% move from the prior day.
Zacks Investment Research·Jun 18, 2026
4 High-Potential PEG Value Stocks That You Can Buy TodayDow, Hewlett Packard, StoneCo and Intercorp lead a PEG-based value screen highlighting discounted valuations and earnings growth potential.
Zacks Investment Research·Jun 15, 2026
StoneCo Ltd. (STNE) Stock Slides as Market Rises: Facts to Know Before You TradeStoneCo Ltd. (STNE) closed at $10.99 in the latest trading session, marking a -2.4% move from the prior day.
Zacks Investment Research·Jun 15, 2026
STNE or SPOT: Which Is the Better Value Stock Right Now?Investors with an interest in Internet - Software stocks have likely encountered both StoneCo Ltd. (STNE) and Spotify (SPOT).
Peers Comparison
Key metrics vs top competitors for StoneCo Ltd. (STNE)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $10.99 | $2.67B | 6.83 | 11.11% | 16.41% | 19.64% | — | |
| $8.93 | $2.58B | 6.64 | 5.57% | 10.79% | 14.62% | — | |
| $77.41 | $18.32B | 13.28 | -23.75% | -7.99% | -2.96% | — | |
| $28.80 | $1.77B | 13.09 | 10.21% | 13.95% | 18.65% | — | |
| $11.15 | $1.78B | 20.65 | 2.56% | 22.33% | 14.36% | — | |
| $41.27 | $21.33B | 55.03 | 5.43% | 22.91% | 18.45% | — |
Compare STNE vs Peers
StoneCo Ltd. (STNE) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Get notified when STNE posts new earnings or crosses analyst targets
Free. No account needed. Unsubscribe any time.
STNE Frequently Asked Questions
StoneCo Ltd. (STNE) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
What is StoneCo Ltd.'s revenue?
StoneCo Ltd. (STNE) reported $11.11B in revenue for fiscal year 2025. This represents a 2526% increase from $423.2M in 2016.
How fast is StoneCo Ltd. growing?
StoneCo Ltd. (STNE) grew revenue by 11.1% over the past year. This is steady growth.
Is STNE profitable?
Yes, StoneCo Ltd. (STNE) is profitable, generating $3.44B in net income for fiscal year 2025 (16.4% net margin).
Dividend & Returns
What is STNE's return on equity?
StoneCo Ltd. (STNE) has a return on equity (ROE) of 19.6%. This is reasonable for most industries.
What is StoneCo Ltd.'s free cash flow?
StoneCo Ltd. (STNE) generated $2.40B in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.