SouthState Corporation (SSB) Earnings History
Elite Compounder31 years of earnings data (1995–2025) · 5-year EPS CAGR exceeds 18% — top-tier earnings quality
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SouthState Corporation (SSB) Earnings Overview
As of July 7, 2026, SouthState Corporation (SSB) reported trailing twelve-month net income of $935M, reflecting +12.8% year-over-year growth. The company earned $9.46 per diluted share over the past four quarters, with a net profit margin of 21.3%.
Looking at the long-term picture, SSB's 5-year EPS compound annual growth rate (CAGR) stands at +29.1%, indicating exceptional earnings growth. The company achieved its highest annual net income of $799M in fiscal 2025, representing a new all-time high.
SouthState Corporation maintains industry-leading profitability with a gross margin of 68.3%, operating margin of 27.9%, and net margin of 21.3%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including HBAN ($2.21B net income, 17.7% margin), CFG ($1.98B net income, 16.4% margin), UMBF ($883M net income, 15.8% margin), SSB has outperformed on profitability metrics. Compare SSB vs HBAN →
SSB Earnings vs Peers
Earnings metrics vs comparable public companies
SSB Historical Earnings Data (1995–2025)
31 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $799M | +49.3% | $1.05B | $7.86 | 21.3% | 27.9% |
| 2024 | $535M | +8.2% | $700M | $6.97 | 22.3% | 29.3% |
| 2023 | $494M | -0.4% | $631M | $6.46 | 22.5% | 28.8% |
| 2022 | $496M | +4.3% | $633M | $6.60 | 29.6% | 37.8% |
| 2021 | $476M | +294.2% | $604M | $6.71 | 33.6% | 42.6% |
| 2020 | $121M | -35.3% | $104M | $2.19 | 10.0% | 8.6% |
| 2019 | $186M | +4.3% | $230M | $5.36 | 25.6% | 31.7% |
| 2018 | $179M | +104.3% | $224M | $4.86 | 25.2% | 31.6% |
| 2017 | $88M | -13.6% | $169M | $2.93 | 15.6% | 30.1% |
| 2016 | $101M | +1.8% | $154M | $4.18 | 22.3% | 33.8% |
| 2015 | $99M | +31.9% | $150M | $4.11 | 22.1% | 33.4% |
| 2014 | $75M | +53.3% | $111M | $3.08 | 16.8% | 24.9% |
| 2013 | $49M | +63.9% | $75M | $2.38 | 13.6% | 20.7% |
| 2012 | $30M | +32.9% | $45M | $2.03 | 12.3% | 18.5% |
| 2011 | $23M | -56.4% | $33M | $1.63 | 10.5% | 15.5% |
| 2010 | $52M | +281.6% | $81M | $4.08 | 27.5% | 42.8% |
| 2009 | $14M | -13.9% | $20M | $0.74 | 7.9% | 11.8% |
| 2008 | $16M | -26.8% | $24M | $1.52 | 8.5% | 13.1% |
| 2007 | $22M | +8.9% | $32M | $2.32 | 12.2% | 18.3% |
| 2006 | $20M | +18.9% | $30M | $2.05 | 12.5% | 19.0% |
| 2005 | $17M | +18.8% | $24M | $1.93 | 14.1% | 20.7% |
| 2004 | $14M | -5.2% | $20M | $1.64 | 15.5% | 22.6% |
| 2003 | $15M | +6.9% | $22M | $1.73 | 16.8% | 25.2% |
| 2002 | $14M | +12.9% | $21M | $1.62 | 16.2% | 24.2% |
| 2001 | $12M | +16.4% | $19M | $1.44 | 13.9% | 21.3% |
| 2000 | $11M | +33.3% | $16M | $1.23 | 12.4% | 18.5% |
| 1999 | $8M | -4.8% | $11M | $0.93 | 11.2% | 15.5% |
| 1998 | $8M | +12.2% | $12M | $1.00 | 13.1% | 19.2% |
| 1997 | $7M | +34.5% | $11M | $0.76 | 13.2% | 19.3% |
| 1996 | $6M | +18.5% | $8M | $0.71 | 13.9% | 19.9% |
| 1995 | $5M | - | $7M | $0.78 | 26.6% | 37.6% |
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SSB — Frequently Asked Questions
Quick answers to the most common questions about buying SSB stock.
What is SSB earnings per share (EPS)?
SSB trailing twelve-month (TTM) diluted EPS is $9.46, reflecting +12.8% year-over-year growth. The 5-year EPS CAGR is +29.1%. Complete EPS history from 1995 to 2025 is available in the table on this page.
What is SouthState Corporation's net income?
SouthState Corporation (SSB) trailing twelve-month net income is $935M as of 2025. Earnings grew +12.8% year-over-year. SouthState Corporation has been profitable for 31 consecutive years.
Is SSB profitable?
Yes, SSB is profitable with a TTM net income of $935M and a net profit margin of +21.3%. SouthState Corporation has generated profits for 31 consecutive years.
What is SSB's earnings growth rate?
SSB compound annual EPS growth rates (CAGR): 1-Year: +12.8%, 3-Year: +6.0%, 5-Year: +29.1%, 10-Year: +6.7%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1995 to 2025.
What are SSB's profit margins?
SouthState Corporation net profit margin is +21.3%, operating margin is +27.9%, and gross margin is +68.3%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +10.7%.
Is SSB growing earnings?
SSB is growing earnings steadily. YoY EPS growth of +12.8% is consistent with the 5-year CAGR of +29.1%. TTM net income is $935M.
What was SSB's best earnings year?
SouthState Corporation's highest annual net income on record is $799M, achieved in fiscal year 2025. Earnings history on this page spans 1995 to 2025 and includes all annual and quarterly figures.
What were SSB's earnings last quarter?
SSB's most recent reported quarter was Q1 2026. Net income was $226M with diluted EPS of $2.28. For a full breakdown of all quarters, see the quarterly earnings table on this page.