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SPSCSPS Commerce, Inc.
$60.93$2.3B
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  4. Financial Ratios

SPS Commerce, Inc. (SPSC) Financial Ratios

Latest Ratios: P/E Ratio 24.8x · EV/EBITDA 12.1x · ROE 10.2%. (2007–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

SPSC Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$2.3B$3.4B$7.0B$7.3B$4.7B$5.3B$3.9B$2.0B$1.5B$844M$1.2B
Enterprise Value$2.1B$3.2B$6.7B$7.1B$4.6B$5.1B$3.8B$1.8B$1.3B$720M$1.1B
P/E Ratio →24.7736.2390.19110.1486.19117.6486.1858.9660.57—205.59
P/S Ratio3.034.5110.9213.5310.5313.6612.607.155.843.826.23
P/B Ratio2.383.488.1510.888.8410.879.375.624.553.054.83
P/FCF14.9622.2450.7164.5559.2056.3954.6534.2835.1535.47112.03
P/OCF12.7418.9444.2554.9147.4346.6144.4927.7926.3627.1764.22

P/E links to full P/E history page with 30-year chart

SPSC EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—4.3210.5613.1510.2013.1712.206.595.303.275.64
EV / EBITDA12.1018.3851.3863.0346.2963.4355.4333.5533.4035.6457.78
EV / EBIT18.0626.2075.7991.3864.5094.7876.0647.9146.4572.17170.60
EV / FCF—21.3149.0562.7357.3854.3952.9131.6131.9030.29101.26

SPSC Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin64.2%64.2%67.0%66.1%66.1%65.8%68.1%67.0%67.1%66.6%66.7%
Operating Margin15.7%15.7%13.9%14.4%15.8%14.3%16.0%13.8%10.8%3.8%3.9%
Net Profit Margin12.4%12.4%12.1%12.3%12.2%11.6%14.6%12.1%9.6%-1.1%3.0%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE10.2%10.2%10.1%10.9%10.8%9.9%11.8%10.0%8.0%-0.9%2.4%
ROA8.5%8.5%8.3%8.8%8.6%7.8%9.4%8.1%6.6%-0.8%2.0%
ROIC12.2%12.2%12.2%13.6%15.5%13.9%15.2%15.0%11.8%4.4%4.8%
ROCE12.5%12.5%11.3%12.3%13.2%11.5%12.1%10.8%8.6%3.0%3.0%

SPSC Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.010.010.010.020.030.040.060.07———
Debt / EBITDA0.060.060.100.130.170.260.350.44———
Net Debt / Equity—-0.15-0.27-0.31-0.27-0.39-0.30-0.44-0.42-0.44-0.46
Net Debt / EBITDA-0.80-0.80-1.74-1.83-1.47-2.34-1.82-2.83-3.40-6.09-6.15
Debt / FCF—-0.93-1.66-1.82-1.82-2.00-1.74-2.67-3.24-5.18-10.77
Interest Coverage———————————

Net cash position: cash ($151M) exceeds total debt ($10M)

SPSC Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio1.741.742.603.072.923.432.914.294.425.095.78
Quick Ratio1.741.742.603.072.923.432.914.293.814.505.18
Cash Ratio0.980.981.642.111.942.502.343.143.163.794.32
Asset Turnover—0.640.620.650.670.630.590.620.640.660.65
Inventory Turnover————————2.372.933.35
Days Sales Outstanding—33.1129.7831.8431.9232.7441.4241.2340.4241.2039.17

SPSC Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield———————————
Payout Ratio———————————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield4.0%2.8%1.1%0.9%1.2%0.9%1.2%1.7%1.7%—0.5%
FCF Yield6.7%4.5%2.0%1.5%1.7%1.8%1.8%2.9%2.8%2.8%0.9%
Buyback Yield5.0%3.4%0.5%0.0%0.9%0.4%0.5%1.0%1.4%0.7%0.0%
Total Shareholder Yield5.0%3.4%0.5%0.0%0.9%0.4%0.5%1.0%1.4%0.7%0.0%
Shares Outstanding—$38M$38M$37M$37M$37M$36M$36M$35M$35M$34M

Key Metrics

Growth RegimeDecelerating
ProfitabilityModerate
Balance SheetHealthy
Cash FlowStable
Top Statement Risk

Retail sector consolidation

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Premium Valuation Reflects Network Durability

Based on current market data, SPSC trades at a forward P/E of 12.43, which appears to price in a stable, utility-like growth trajectory rather than the high-growth expectations typically assigned to pure-play SaaS peers, suggesting investors are prioritizing the company's defensive network moat over aggressive expansion.

The valuation multiple is notably lower than high-growth SaaS peers like AppFolio, implying that the market is discounting the recent deceleration in top-line growth. This suggests that investors view SPSC as a mature, essential infrastructure provider where the primary value driver is the retention of existing connections rather than rapid new customer acquisition.

Capital Efficiency Constrained by Acquisitions

As reported in recent financial statements, SPSC's ROIC has trended between 2.2% and 3.7% over the last ten quarters, a level that appears modest for a software business and suggests that the heavy reliance on inorganic growth through acquisitions may be diluting overall capital efficiency.

The persistent gap between the company's operational success and its relatively low ROIC warrants further investigation into the carrying value of acquired assets. It appears that the capital-intensive nature of integrating these acquisitions may be suppressing the returns generated on the total invested capital base.

Working Capital Stability Amid Growth

According to quarterly filings, SPSC maintains a consistent DSO of approximately 30 days, which indicates that the company's billing and collection processes remain highly efficient and are not currently being pressured by the liquidity constraints of its smaller, SMB-focused customer base.

The stability in DSO suggests that the company's role as a mission-critical utility allows it to maintain strong leverage over its customers, ensuring timely payments even during periods of retail sector volatility. This efficiency is a key indicator of the underlying health of the recurring revenue model.

Conservative Capital Structure Provides Flexibility

Based on reported figures, SPSC maintains a negligible D/E ratio of 0.01%, which positions the company as a fortress in the current interest rate environment and provides significant optionality for future tuck-in acquisitions or continued share repurchases without the burden of debt service obligations.

The lack of meaningful leverage is a strategic advantage that insulates the company from the financing risks faced by more debt-laden peers. This balance sheet strength appears to be a deliberate management choice to prioritize operational independence and long-term stability over aggressive financial engineering.

Misapplication of Standard SaaS Metrics

Investors frequently misapply standard SaaS P/E multiples to SPSC, failing to account for the significant impact of stock-based compensation and deferred setup fees, which together obscure the company's true cash-generative capacity and lead to an inaccurate assessment of its underlying earnings quality.

The reliance on GAAP P/E ratios often ignores the fact that SPSC's business model is more akin to a utility than a high-growth software platform. Analysts should instead focus on FCF-based valuation metrics to better capture the actual cash flow generated by the network, which is often masked by accounting accruals.

Download Financial Ratios Data

Includes 30+ ratios · 19 years · Updated daily

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SPSC — Frequently Asked Questions

Quick answers to the most common questions about buying SPSC stock.

What is SPS Commerce, Inc.'s P/E ratio?

SPS Commerce, Inc.'s current P/E ratio is 24.8x. The historical average is 73.6x. This places it at the 10th percentile of its historical range.

What is SPS Commerce, Inc.'s EV/EBITDA?

SPS Commerce, Inc.'s current EV/EBITDA is 12.1x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 53.7x.

What is SPS Commerce, Inc.'s ROE?

SPS Commerce, Inc.'s return on equity (ROE) is 10.2%. The historical average is 7.6%.

Is SPSC stock overvalued?

Based on historical data, SPS Commerce, Inc. is trading at a P/E of 24.8x. This is at the 10th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are SPS Commerce, Inc.'s profit margins?

SPS Commerce, Inc. has 64.2% gross margin and 15.7% operating margin. Operating margin between 10-20% is typical for established companies.

How much debt does SPS Commerce, Inc. have?

SPS Commerce, Inc.'s Debt/EBITDA ratio is 0.1x, indicating low leverage. A ratio below 2x is generally considered financially healthy.