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SPNTSiriusPoint Ltd.
$24.49$2.9B
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  4. Financial Ratios

SiriusPoint Ltd. (SPNT) Financial Ratios

Latest Ratios: P/E Ratio 6.7x · EV/EBITDA 5.2x · ROE 20.8%. (2011–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

SPNT Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$2.9B$2.7B$2.8B$2.0B$945M$1.2B$885M$975M$936M$1.5B$1.2B
Enterprise Value$2.8B$2.6B$2.7B$1.8B$1.0B$1.0B$473M$449M$945M$1.6B$1.3B
P/E Ratio →6.716.0015.766.27—30.116.224.87—5.5544.42
P/S Ratio0.900.831.060.730.440.551.001.002.481.661.72
P/B Ratio1.211.081.430.780.450.490.570.690.210.870.84
P/FCF28.1126.0037.183.383.23762.9812.066.9169.89—255.56
P/OCF28.1126.0037.183.383.22762.9812.066.9169.89—255.56

P/E links to full P/E history page with 30-year chart

SPNT EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—0.821.050.660.470.470.540.462.501.781.87
EV / EBITDA5.224.8311.165.41—20.352.962.14—5.4530.98
EV / EBIT5.244.229.034.66—13.122.962.14—5.4530.98
EV / FCF—25.5936.613.073.48648.556.453.1870.62—277.27

SPNT Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin52.6%52.6%27.9%31.4%5.6%22.9%26.2%28.6%-73.4%38.3%11.6%
Operating Margin16.9%16.9%8.9%11.8%-19.5%2.0%17.2%20.6%-85.2%31.7%4.9%
Net Profit Margin14.3%14.3%7.6%13.1%-17.8%2.6%16.3%20.5%-84.2%30.0%3.9%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE20.8%20.8%8.9%15.4%-16.9%2.9%9.7%6.8%-10.2%17.3%1.9%
ROA3.7%3.7%1.6%3.0%-3.6%0.8%4.1%6.1%-8.2%6.5%0.7%
ROIC18.8%18.8%8.2%10.6%-14.2%1.9%11.2%5.6%-7.6%12.9%1.7%
ROCE7.8%7.8%2.4%3.4%-6.8%1.6%4.4%6.2%-9.4%7.7%1.0%

SPNT Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.280.280.330.310.370.330.070.080.030.060.08
Debt / EBITDA1.271.272.612.38—16.010.710.54—0.382.66
Net Debt / Equity—-0.02-0.02-0.070.03-0.07-0.26-0.370.000.060.07
Net Debt / EBITDA-0.08-0.08-0.18-0.55—-3.59-2.57-2.51—0.352.43
Debt / FCF—-0.42-0.57-0.310.25-114.44-5.61-3.720.73—21.72
Interest Coverage7.797.794.355.97-9.952.3319.5225.55-38.0736.715.19

Net cash position: cash ($731M) exceeds total debt ($689M)

SPNT Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio1.591.59—156.321.081.97——9.240.010.14
Quick Ratio1.591.59—2218.082.371.97——26.382.5114.66
Cash Ratio0.630.630.64594.450.880.48——1.350.010.09
Asset Turnover—0.250.210.210.200.210.250.280.120.200.18
Inventory Turnover———————————
Days Sales Outstanding———————————

SPNT Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield0.5%0.6%0.6%0.8%1.7%1.0%0.1%0.3%0.3%0.2%0.0%
Payout Ratio——8.0%———0.9%1.4%—1.2%0.1%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield14.9%16.7%6.3%15.9%—3.3%16.1%20.5%—18.0%2.3%
FCF Yield3.6%3.8%2.7%29.5%30.9%0.1%8.3%14.5%1.4%—0.4%
Buyback Yield0.0%0.0%10.8%0.0%1.3%0.0%0.0%0.0%14.8%2.7%0.6%
Total Shareholder Yield0.5%0.6%11.4%0.8%3.0%1.0%0.2%0.3%15.2%2.9%0.6%
Shares Outstanding—$122M$169M$170M$160M$150M$93M$93M$97M$105M$106M

Key Metrics

Growth RegimeMixed
ProfitabilityModerate
Balance SheetHealthy
Cash FlowImproving
Top Statement Risk

Casualty reserve development volatility

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Discounted Valuation Reflects Execution Risk

Based on reported figures, SiriusPoint trades at a P/B of 1.17, which suggests the market continues to apply a discount compared to peers like Arch Capital, likely reflecting ongoing skepticism regarding the sustainability of the company's post-merger portfolio remediation and its transition toward specialty underwriting.

The current valuation multiple appears to be a function of the market's historical association with the firm's legacy hedge-fund-reinsurance model. Investors should monitor whether the recent improvement in underwriting margins can drive a re-rating toward the higher multiples commanded by more established specialty reinsurers.

Combined Ratio Trajectory Indicates Discipline

As reported in recent financial statements, SiriusPoint achieved a combined ratio of 84.3% in 2026Q1, a marked improvement from the 102.0% observed in 2024Q4, which suggests that the company's strategic pivot away from volatile property catastrophe lines is successfully yielding more predictable underwriting profitability.

The reduction in the loss ratio from 80.5% in 2024Q4 to 46.9% in 2026Q1 warrants further investigation into the extent of favorable prior-year reserve development. While the trend is positive, the sustainability of these margins depends on the company's ability to avoid adverse claims inflation in its remaining casualty exposures.

Conservative Leverage Supports Strategic Flexibility

According to recent balance sheet disclosures, the company maintains a debt-to-equity ratio of 0.28, which appears to provide a substantial buffer against market volatility and supports the firm's ability to navigate the cyclical nature of the global reinsurance market without immediate reliance on external financing.

This low leverage profile suggests that management has significant capacity to deploy capital for growth or further MGA acquisitions. However, the aggressive share repurchase activity observed in 2026Q1 may indicate that management views internal capital as sufficient, potentially limiting the need for additional underwriting leverage in the near term.

Misapplied Focus on Headline ROE

Investors frequently misapply headline ROE as a primary performance metric for SiriusPoint, which obscures the volatility introduced by reserve releases and the non-underwriting gains from equity-method investments in MGAs, warranting a shift toward analyzing the ex-cat accident year combined ratio for a clearer view of performance.

Relying on ROE without adjusting for reserve development can lead to an overestimation of core underwriting quality. Analysts should instead focus on the underlying loss ratio trends to distinguish between genuine operational improvement and the accounting noise inherent in the company's complex, multi-segment business structure.

Download Financial Ratios Data

Includes 30+ ratios · 15 years · Updated daily

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SPNT — Frequently Asked Questions

Quick answers to the most common questions about buying SPNT stock.

What is SiriusPoint Ltd.'s P/E ratio?

SiriusPoint Ltd.'s current P/E ratio is 6.7x. The historical average is 15.7x. This places it at the 50th percentile of its historical range.

What is SiriusPoint Ltd.'s EV/EBITDA?

SiriusPoint Ltd.'s current EV/EBITDA is 5.2x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 12.6x.

What is SiriusPoint Ltd.'s ROE?

SiriusPoint Ltd.'s return on equity (ROE) is 20.8%. This is above the typical threshold of 15-20% considered good for most companies. The historical average is 5.7%.

Is SPNT stock overvalued?

Based on historical data, SiriusPoint Ltd. is trading at a P/E of 6.7x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is SiriusPoint Ltd.'s dividend yield?

SiriusPoint Ltd.'s current dividend yield is 0.54%.

What are SiriusPoint Ltd.'s profit margins?

SiriusPoint Ltd. has 52.6% gross margin and 16.9% operating margin. Operating margin between 10-20% is typical for established companies.

How much debt does SiriusPoint Ltd. have?

SiriusPoint Ltd.'s Debt/EBITDA ratio is 1.3x, indicating moderate leverage. A ratio below 2x is generally considered financially healthy.