Synovus Financial Corp. (SNV) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 | Q1'21 | Q4'20 |
|---|
| Net Interest Income | 474.69M | 459.56M | 454.38M | 454.99M | 440.74M | 435M | 418.85M | 437.21M | 443.16M | 455.53M | 480.75M | 501.35M | 477.92M | 425.39M | 392.25M | 392.31M | 384.92M | 381.86M | 373.86M | 385.93M |
| NII Growth % | 7.7% | 5.65% | 8.48% | 4.07% | -0.55% | -4.51% | -12.88% | -12.79% | -7.27% | 7.09% | 22.56% | 27.79% | 24.16% | 11.4% | 4.92% | 1.65% | 2.1% | 1.41% | 0.16% | -3.34% |
| Net Interest Margin % | 0.78% | 0.75% | 0.75% | 0.76% | 0.74% | 0.73% | 0.7% | 0.73% | 0.75% | 0.75% | 0.78% | 0.84% | 0.82% | 0.74% | 0.7% | 0.68% | 0.69% | 0.7% | 0.68% | 0.71% |
| Interest Income | 795.12M | 771.64M | 766.76M | 799.13M | 810.51M | 801.24M | 782.71M | 788.3M | 786.04M | 759.14M | 716.88M | 654.65M | 551.3M | 453.77M | 416.06M | 418.28M | 412.5M | 412.74M | 409.82M | 433.48M |
| Interest Expense | 320.42M | 312.08M | 312.38M | 344.14M | 369.77M | 366.24M | 363.86M | 351.08M | 342.88M | 303.61M | 236.13M | 153.31M | 73.38M | 28.38M | 23.81M | 25.97M | 27.59M | 30.88M | 35.96M | 47.55M |
| Loan Loss Provision | -298.73M | 3.25M | 10.92M | 32.87M | 23.43M | 26.4M | 53.98M | 45.47M | 72.57M | 38.88M | 19.03M | 34.88M | 25.58M | 12.69M | 11.4M | -55.21M | -7.87M | -24.6M | -18.57M | 11.07M |
| Non-Interest Income | -179.73M | 134.13M | 114.27M | 125.59M | 115.28M | -128.85M | 118.89M | 57.33M | 73.36M | 106.89M | 103.25M | 105.94M | 104.3M | 97.27M | 105.33M | 117.07M | 114.95M | 107.09M | 110.96M | 114.76M |
| Non-Interest Income % | -29.21% | 14.81% | 12.97% | 13.58% | 12.45% | -19.16% | 13.19% | 6.78% | 8.54% | 12.34% | 12.59% | 13.93% | 15.91% | 17.65% | 20.2% | 21.87% | 21.79% | 20.6% | 21.31% | 20.93% |
| Total Revenue | 615.39M | 905.78M | 881.03M | 924.72M | 925.79M | 672.39M | 901.6M | 845.62M | 859.39M | 866.03M | 820.13M | 760.59M | 655.6M | 551.04M | 521.4M | 535.35M | 527.46M | 519.83M | 520.77M | 548.24M |
| Revenue Growth % | -33.53% | 34.71% | -2.28% | 9.35% | 7.73% | -22.36% | 9.93% | 11.18% | 31.09% | 57.16% | 57.29% | 42.07% | 24.29% | 6% | 0.12% | -2.35% | -4.09% | -16.83% | -11.4% | -9.26% |
| Non-Interest Expense | 348.73M | 315.7M | 305.83M | 309.31M | 304.99M | 301.8M | 322.74M | 358.71M | 319.75M | 301.79M | 305.1M | 312.5M | 294.01M | 282.05M | 272.45M | 295.21M | 267.03M | 270.53M | 267.13M | 302.5M |
| Efficiency Ratio | 56.67% | 34.85% | 34.71% | 33.45% | 32.94% | 44.88% | 35.8% | 42.42% | 37.21% | 34.85% | 37.2% | 41.09% | 44.85% | 51.19% | 52.25% | 55.14% | 50.63% | 52.04% | 51.3% | 55.18% |
| Operating Income | 244.97M | 274.75M | 251.9M | 238.4M | 227.6M | -22.06M | 161.01M | 90.35M | 124.19M | 221.75M | 259.87M | 259.9M | 262.63M | 227.91M | 213.73M | 269.38M | 240.71M | 243.01M | 236.25M | 187.13M |
| Operating Margin % | 39.81% | 30.33% | 28.59% | 25.78% | 24.58% | -3.28% | 17.86% | 10.68% | 14.45% | 25.6% | 31.69% | 34.17% | 40.06% | 41.36% | 40.99% | 50.32% | 45.64% | 46.75% | 45.37% | 34.13% |
| Operating Income Growth % | 7.63% | 1345.58% | 56.44% | 163.86% | 83.26% | -109.95% | -38.04% | -65.24% | -52.71% | -2.71% | 21.59% | -3.52% | 9.11% | -6.21% | -9.53% | 43.96% | 83.24% | 95.89% | 460.96% | -9.44% |
| Pretax Income | 244.97M | 274.75M | 251.9M | 238.4M | 227.6M | -22.06M | 161.01M | 90.35M | 124.19M | 221.75M | 259.87M | 259.9M | 262.63M | 227.91M | 213.73M | 269.38M | 240.71M | 243.01M | 236.25M | 187.13M |
| Pretax Margin % | 39.81% | 30.33% | 28.59% | 25.78% | 24.58% | -3.28% | 17.86% | 10.68% | 14.45% | 25.6% | 31.69% | 34.17% | 40.06% | 41.36% | 40.99% | 50.32% | 45.64% | 46.75% | 45.37% | 34.13% |
| Income Tax | 48.47M | 57.63M | 57.02M | 49.03M | 46.91M | -7.38M | 36.94M | 20.78M | 27.73M | 47.8M | 57.71M | 54.13M | 59.58M | 49.86M | 42.7M | 68.98M | 53.94M | 56.81M | 49.16M | 36.72M |
| Effective Tax Rate % | 19.79% | 20.98% | 22.64% | 20.56% | 20.61% | 33.45% | 22.94% | 23% | 22.33% | 21.56% | 22.21% | 20.83% | 22.69% | 21.88% | 19.98% | 25.61% | 22.41% | 23.38% | 20.81% | 19.62% |
| Net Income | 196.99M | 217.72M | 195.01M | 190.43M | 181.56M | -14.03M | 124.51M | 70.34M | 97.09M | 174.11M | 202.16M | 205.77M | 203.04M | 178.05M | 171.04M | 200.4M | 186.77M | 186.2M | 187.09M | 150.41M |
| Net Margin % | 32.01% | 24.04% | 22.13% | 20.59% | 19.61% | -2.09% | 13.81% | 8.32% | 11.3% | 20.1% | 24.65% | 27.05% | 30.97% | 32.31% | 32.8% | 37.43% | 35.41% | 35.82% | 35.93% | 27.43% |
| Net Income Growth % | 8.5% | 1652% | 56.63% | 170.72% | 86.99% | -108.06% | -38.41% | -65.82% | -52.18% | -2.21% | 18.2% | 2.68% | 8.71% | -4.38% | -8.58% | 33.24% | 103.96% | 99.8% | 385.69% | -0.84% |
| Net Income (Continuing) | 196.5M | 217.12M | 194.87M | 189.38M | 180.68M | -14.68M | 124.07M | 69.57M | 96.47M | 173.94M | 202.16M | 205.77M | 203.04M | 178.05M | 171.04M | 200.4M | 186.77M | 186.2M | 187.09M | 150.41M |
| EPS (Diluted) | 1.32 | 1.48 | 1.30 | 1.25 | 1.18 | -0.16 | 0.78 | 0.41 | 0.60 | 1.13 | 1.32 | 1.35 | 1.33 | 1.16 | 1.11 | 1.31 | 1.21 | 1.19 | 1.19 | 0.96 |
| EPS Growth % | 11.86% | 1025% | 66.67% | 204.88% | 96.67% | -114.16% | -40.91% | -69.63% | -54.89% | -2.59% | 18.92% | 3.05% | 9.92% | -2.52% | -6.72% | 36.46% | 116.07% | 108.77% | 495% | -1.03% |
| EPS (Basic) | 1.33 | 1.49 | 1.31 | 1.26 | 1.19 | -0.16 | 0.78 | 0.41 | 0.60 | 1.13 | 1.33 | 1.36 | 1.34 | 1.17 | 1.12 | 1.32 | 1.22 | 1.20 | 1.20 | 0.96 |
| Diluted Shares Outstanding | 140.29M | 139.5M | 141.78M | 145M | 143.98M | 145.56M | 147.12M | 146.88M | 146.74M | 146.55M | 146.73M | 146.53M | 146.42M | 146.31M | 146.66M | 146.79M | 147.7M | 149.75M | 149.78M | 148.72M |