Trailing Dividend / Share
$0.92
Southern Missouri Bancorp, Inc. (SMBC) Dividend History
Income profile from 1995 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
1.2%
Payout Ratio
17.8%
Sustainable
Dividend Streak
14 years
SMBC Dividend Income Check
Safety
17.8% payout ratio with sustainable safety profile.
Consistency
14 straight years of dividend increases.
Income Trend
Yield on cost is 3.2% and trend is rising.
SMBC Dividend Scorecard
Yield & Income
Dividend Yield1.2%
Trailing DPS$0.92
FrequencySemi-Annual
Payments / 12M4
Payout Safety
Earnings Payout17.8%
Earnings SafetySustainable
FCF Payout11.3%
FCF SafetyWell Covered
Piotroski F-Score8/9
Growth
Growth Streak14 years
3Y CAGR5.4%
5Y CAGR9.9%
Yield on Cost (5Y)3.2%
YOC Trendrising
Total Returns
Buyback Yield0.0%
Total Shareholder Yield1.2%
1Y Total Return35.9%
5Y Total Return78.4%
Div Contribution (5Y)9.8%
Estimated $10K growth (return + dividends):
5Y ago$16,95510Y ago$35,04320Y ago$127,038
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
SMBC Income Growth Story
Dividend per share and yield on cost over time (32 years of payments)
SMBC Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Monthly dividend calendar — upcoming ex-dates for stocks you follow.
Dividend Analysis
Payout Safety
Southern Missouri Bancorp, Inc. distributes 17.8% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 11.3%, rated "Well Covered".
Piotroski F-Score: 8/9 — strong financial health.
Growth Track Record
SMBC has raised its dividend for 14 consecutive years, with a 3-year CAGR of 5.4% and 5-year CAGR of 9.9%.
Total Shareholder Returns
Beyond cash dividends, SMBC returns capital through share repurchases. The combined picture: 1.2% dividend yield, 1.2% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 3.2% and is currently rising. The 5-year total return is 78.4%, with dividends contributing 9.8% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $35,043 today.
SMBC Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$4.40
Avg/Payment$0.2200
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| May 15, 2026Latest | $0.2500 | — | 1.50% | May 29, 2026 |
| Feb 13, 2026 | $0.2500 | — | 1.52% | Feb 27, 2026 |
| Nov 14, 2025 | $0.2500 | — | 1.76% | Nov 28, 2025 |
| Aug 15, 2025 | $0.2500 | ↑ +8.7% | 1.75% | Aug 29, 2025 |
| May 15, 2025 | $0.2300 | — | 1.67% | May 30, 2025 |
| Feb 14, 2025 | $0.2300 | — | 1.50% | Feb 28, 2025 |
| Nov 15, 2024 | $0.2300 | — | 1.34% | Nov 29, 2024 |
| Aug 15, 2024 | $0.2300 | ↑ +9.5% | 1.60% | Aug 30, 2024 |
SMBC Dividend vs Peers
Comparable companies in the same industry
#9 yield in peer group
Div Yield
1.2%
#9 of 9
Safety
Sustainable
17.8% payout
Streak
14Y
9.9% 5Y CAGR
Total Shareholder
1.2%
#9 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| SMBCSouthern Missouri Ba… | $838M | 1.2% | 17.8% | 14 | Sustainable |
 FFINFirst Financial Bank… | $5.0B | 2.1% | 41.8% | 15 | Sustainable |
 IBCPIndependent Bank Cor… | $743M | 2.9% | 31.5% | 11 | Sustainable |
 NBTBNBT Bancorp Inc. | $2.6B | 2.8% | 42.9% | 13 | Sustainable |
2nd  CVBFCVB Financial Corp. | $3.1B | 3.6% | 53.0% | 0 | Sustainable |
1st  SFNCSimmons First Nation… | $3.3B | 3.7% | — | 14 | Unknown |
3rd  UBSIUnited Bankshares, I… | $6.4B | 3.2% | 45.0% | 39 | Sustainable |
 HOMBHome Bancshares, Inc… | $5.8B | 2.8% | 33.4% | 15 | Sustainable |
 BOKFBOK Financial Corpor… | $8.5B | 1.7% | 25.5% | 21 | Sustainable |
SMBC Annual Dividend History (1995–2026)
32 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.50 | — | 2 | — | — | — | 1.7% |
| 2025 | $0.96 | 9.1% | 4 | $5.18 | 18.5% | 5.40x | 3.2% |
| 2024 | $0.88 | 4.8% | 4 | $4.42 | 19.9% | 5.02x | 2.9% |
| 2023 | $0.84 | 2.4% | 4 | $3.85 | 21.8% | 4.58x | 2.8% |
| 2022 | $0.82 | 13.9% | 4 | $5.21 | 15.7% | 6.35x | 2.7% |
| 2021 | $0.72 | 20.0% | 4 | $5.22 | 13.8% | 7.25x | 2.4% |
| 2020 | $0.60 | 7.1% | 4 | $2.99 | 20.1% | 4.98x | 2.0% |
| 2019 | $0.56 | 16.7% | 4 | $3.14 | 17.8% | 5.61x | 1.9% |
| 2018 | $0.48 | 14.3% | 4 | $2.39 | 20.1% | 4.98x | 1.6% |
| 2017 | $0.42 | 10.5% | 4 | $2.08 | 20.2% | 4.95x | 1.4% |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
31+ years return with dividends reinvested.
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DCA Calculator
See how regular investing compounds over time.
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Peer Comparison
Compare growth, multiples, and margins vs sector.
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SMBC — Frequently Asked Questions
Quick answers to the most common questions about buying SMBC stock.
How much dividend does SMBC pay per share?
Southern Missouri Bancorp, Inc. (SMBC) pays a trailing 12-month dividend of $0.92 per share, with a current dividend yield of +1.2%. Payments are made Semi-Annual.
When is SMBC's next ex-dividend date?
SMBC's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. SMBC typically pays dividends Semi-Annual.
Is SMBC's dividend safe?
SMBC's dividend safety is rated "Sustainable" based on an earnings payout ratio of +17.8% and FCF payout ratio of +11.3%. With 14 consecutive years of dividend growth, the track record supports sustainability.
Is SMBC a Dividend Achiever?
Yes, Southern Missouri Bancorp, Inc. is classified as a Dividend Achiever with 14 consecutive years of dividend increases. The 5-year dividend CAGR is +9.9%, demonstrating above-inflation dividend growth.
How often does SMBC pay dividends?
Southern Missouri Bancorp, Inc. pays dividends Semi-Annual. The trailing 12-month total is $0.92 per share. Dividend data on this page covers 31+ years from 1995 to 2026.
How much would $10,000 invested in SMBC grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in SMBC five years ago would be worth approximately $16,955 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is SMBC's yield on cost for long-term holders?
SMBC's yield on cost — the current dividend divided by the original purchase price — is +3.2% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +1.2% market yield, thanks to consistent dividend growth.