Shore Bancshares, Inc. (SHBI) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 52.55M | 50.44M | 48.66M | 47.25M | 46.03M | 44.01M | 43.26M | 42.14M | 41.13M | 41.52M | 45.62M | 22.49M | 25.66M | 26.94M | 27.32M | 24.62M | 22.43M | 20.64M | 15.59M | 14.1M |
| NII Growth % | 14.18% | 14.61% | 12.46% | 12.13% | 11.9% | 5.99% | -5.17% | 87.34% | 60.28% | 54.12% | 67.02% | -8.63% | 14.42% | 30.54% | 75.22% | 74.56% | 62.54% | 49.94% | 17.36% | 8.23% |
| Net Interest Margin % | 0.85% | 0.81% | 0.77% | 0.78% | 0.75% | 0.71% | 0.73% | 0.72% | 0.71% | 0.69% | 0.8% | 0.62% | 0.72% | 0.77% | 0.79% | 0.72% | 0.64% | 0.6% | 0.69% | 0.67% |
| Interest Income | 78.39M | 80.16M | 77.19M | 76.62M | 76.06M | 76.4M | 74.69M | 73.11M | 71.14M | 71.14M | 71.25M | 36.63M | 35.06M | 32.28M | 30.58M | 26.67M | 24.32M | 22.4M | 16.9M | 15.53M |
| Interest Expense | 25.84M | 29.72M | 28.53M | 29.37M | 30.03M | 32.39M | 31.43M | 30.97M | 30M | 29.61M | 25.63M | 14.14M | 9.4M | 5.34M | 3.26M | 2.05M | 1.89M | 1.76M | 1.31M | 1.43M |
| Loan Loss Provision | 85K | 2.83M | 2.99M | 1.53M | 1.03M | 780K | 1.47M | 2.08M | 407K | 899K | 28.18M | 667K | 1.21M | 450K | 675K | 200K | 600K | -1.72M | 290K | 650K |
| Non-Interest Income | 7.24M | 8.67M | 7.7M | 9.32M | 7M | 8.85M | 7.29M | 8.44M | 6.57M | 7.55M | 6.17M | 5.29M | 5.33M | 5.86M | 5.34M | 5.83M | 6.05M | 5.13M | 2.91M | 2.9M |
| Non-Interest Income % | 8.46% | 9.76% | 9.07% | 10.84% | 8.43% | 10.38% | 8.89% | 10.35% | 8.45% | 9.59% | 7.97% | 12.63% | 13.2% | 15.37% | 14.88% | 17.95% | 19.91% | 18.63% | 14.69% | 15.75% |
| Total Revenue | 85.64M | 88.82M | 84.89M | 85.94M | 83.07M | 85.26M | 81.98M | 81.55M | 77.71M | 78.68M | 77.42M | 41.93M | 40.4M | 38.14M | 35.92M | 32.5M | 30.37M | 27.52M | 19.81M | 18.43M |
| Revenue Growth % | 3.09% | 4.18% | 3.55% | 5.39% | 6.9% | 8.36% | 5.89% | 94.5% | 92.36% | 106.29% | 115.52% | 28.99% | 33.01% | 38.57% | 81.34% | 76.32% | 69.66% | 48.45% | 13.3% | 6.17% |
| Non-Interest Expense | 37.06M | 35.5M | 34.38M | 34.41M | 33.75M | 33.94M | 34.11M | 33.5M | 36.7M | 37.02M | 38.34M | 21.61M | 20.89M | 21M | 18.9M | 20.09M | 20.33M | 23.5M | 11.94M | 10.88M |
| Efficiency Ratio | 43.27% | 39.97% | 40.5% | 40.04% | 40.63% | 39.81% | 41.61% | 41.08% | 47.23% | 47.05% | 49.53% | 51.54% | 51.72% | 55.06% | 52.61% | 61.82% | 66.95% | 85.37% | 60.25% | 59% |
| Operating Income | 22.66M | 20.78M | 18.98M | 20.63M | 18.26M | 18.14M | 14.97M | 15M | 10.6M | 11.15M | -14.73M | 5.51M | 8.89M | 11.36M | 13.09M | 10.16M | 7.54M | 3.99M | 6.27M | 5.48M |
| Operating Margin % | 26.46% | 23.4% | 22.36% | 24.01% | 21.98% | 21.28% | 18.26% | 18.39% | 13.64% | 14.17% | -19.02% | 13.15% | 22.01% | 29.77% | 36.43% | 31.25% | 24.84% | 14.51% | 31.67% | 29.73% |
| Operating Income Growth % | 24.11% | 14.56% | 26.85% | 37.55% | 72.28% | 62.66% | 201.62% | 172.08% | 19.17% | -1.79% | -212.56% | -45.72% | 17.87% | 184.33% | 108.59% | 85.35% | 38.86% | -23.28% | 38.39% | -23.22% |
| Pretax Income | 22.66M | 20.78M | 18.98M | 20.63M | 18.26M | 18.14M | 14.97M | 15M | 10.6M | 11.15M | -14.73M | 5.51M | 8.89M | 11.36M | 13.09M | 10.16M | 7.54M | 3.99M | 6.27M | 5.48M |
| Pretax Margin % | 26.46% | 23.4% | 22.36% | 24.01% | 21.98% | 21.28% | 18.26% | 18.39% | 13.64% | 14.17% | -19.02% | 13.15% | 22.01% | 29.77% | 36.43% | 31.25% | 24.84% | 14.51% | 31.67% | 29.73% |
| Income Tax | 5.57M | 4.89M | 4.64M | 5.13M | 4.49M | 4.86M | 3.78M | 3.77M | 2.41M | 4.02M | -4.99M | 1.5M | 2.44M | 2.95M | 3.43M | 2.66M | 1.93M | 1.27M | 1.66M | 1.45M |
| Effective Tax Rate % | 24.58% | 23.55% | 24.42% | 24.84% | 24.61% | 26.78% | 25.24% | 25.11% | 22.77% | 36.02% | 33.89% | 27.12% | 27.38% | 25.96% | 26.19% | 26.17% | 25.6% | 31.82% | 26.41% | 26.44% |
| Net Income | 17.09M | 15.89M | 14.35M | 15.51M | 13.76M | 13.28M | 11.19M | 11.23M | 8.18M | 7.14M | -9.74M | 4.02M | 6.46M | 8.41M | 9.66M | 7.5M | 5.61M | 2.72M | 4.62M | 4.03M |
| Net Margin % | 19.95% | 17.89% | 16.9% | 18.04% | 16.57% | 15.58% | 13.65% | 13.78% | 10.53% | 9.07% | -12.58% | 9.58% | 15.98% | 22.04% | 26.89% | 23.07% | 18.48% | 9.89% | 23.3% | 21.87% |
| Net Income Growth % | 24.15% | 19.61% | 28.23% | 38.04% | 68.18% | 86.1% | 214.91% | 179.59% | 26.75% | -15.12% | -200.82% | -46.42% | 15.04% | 208.78% | 109.23% | 86.03% | 40.4% | -29.93% | 36.13% | -24.44% |
| Net Income (Continuing) | 17.09M | 15.89M | 14.35M | 15.51M | 13.76M | 13.28M | 11.19M | 11.23M | 8.18M | 7.14M | -9.74M | 4.02M | 6.46M | 8.41M | 9.66M | 7.5M | 5.61M | 2.72M | 4.62M | 4.03M |
| EPS (Diluted) | 0.51 | 0.48 | 0.43 | 0.46 | 0.41 | 0.40 | 0.34 | 0.34 | 0.25 | 0.31 | -0.29 | 0.20 | 0.32 | 0.42 | 0.49 | 0.38 | 0.28 | 0.16 | 0.39 | 0.34 |
| EPS Growth % | 24.39% | 20% | 26.47% | 35.29% | 64% | 29.03% | 217.24% | 70% | -21.88% | -26.19% | -159.18% | -47.37% | 14.29% | 162.5% | 25.64% | 11.76% | -17.65% | -50% | 44.44% | -20.93% |
| EPS (Basic) | 0.51 | 0.48 | 0.43 | 0.46 | 0.41 | 0.40 | 0.34 | 0.34 | 0.25 | 0.31 | -0.29 | 0.20 | 0.32 | 0.42 | 0.49 | 0.38 | 0.28 | 0.16 | 0.39 | 0.34 |
| Diluted Shares Outstanding | 33.45M | 33.45M | 33.39M | 33.39M | 33.38M | 33.36M | 33.34M | 33.23M | 33.19M | 33.32M | 33.13M | 19.9M | 19.89M | 19.86M | 19.85M | 19.85M | 19.83M | 17.18M | 11.75M | 11.75M |